.rates-v2-module__qHcchW__hero,.rates-v2-module__qHcchW__program,.rates-v2-module__qHcchW__edu,.rates-v2-module__qHcchW__drivers,.rates-v2-module__qHcchW__tradeoff,.rates-v2-module__qHcchW__intercept,.rates-v2-module__qHcchW__faq,.rates-v2-module__qHcchW__final{box-sizing:border-box;width:100%}.rates-v2-module__qHcchW__inner{box-sizing:border-box;width:100%;padding-block:clamp(32px,7vw,56px);padding-inline:max(var(--v5-gutter), calc((100% - var(--v5-stage-wide,1260px)) / 2))}.rates-v2-module__qHcchW__heroInner{flex-direction:column;gap:12px;padding-top:clamp(20px,4vw,32px);padding-bottom:clamp(16px,3vw,24px);display:flex;}.rates-v2-module__qHcchW__heroLayout{grid-template-columns:minmax(0,1fr);gap:12px;display:grid}@media (min-width:1024px){.rates-v2-module__qHcchW__heroLayout{gap:var(--v5-col-gap,40px);grid-template-columns:minmax(0,1.06fr) minmax(0,.94fr);align-items:center}}.rates-v2-module__qHcchW__heroCopy{flex-direction:column;gap:12px;min-width:0;display:flex}.rates-v2-module__qHcchW__heroFigure{min-width:0;margin:0}@media (max-width:1023.98px){.rates-v2-module__qHcchW__heroFigure{display:none}}.rates-v2-module__qHcchW__heroEyebrow{font-family:var(--v5-font-ui);font-size:var(--v5-type-label);letter-spacing:.08em;color:var(--v5-text-secondary);margin:0;font-weight:700;line-height:1.3}.rates-v2-module__qHcchW__heroH1{font-family:var(--v5-font-ui);letter-spacing:-.025em;color:var(--v5-text-primary);text-wrap:balance;margin:0;font-size:clamp(34px,8.2vw,56px);font-weight:800;line-height:1.06}.rates-v2-module__qHcchW__heroSupport{max-width:62ch;font-family:var(--v5-font-ui);font-size:var(--v5-type-support);color:var(--v5-text-secondary);margin:0;line-height:1.55}.rates-v2-module__qHcchW__jumps{flex-wrap:wrap;gap:10px;margin-top:4px;display:flex}.rates-v2-module__qHcchW__jump{border:1px solid var(--v5-border-strong);border-radius:var(--v5-radius-pill);background:var(--v5-white);min-height:44px;font-family:var(--v5-font-ui);font-size:var(--v5-type-control);color:var(--v5-navy);align-items:center;padding:10px 18px;font-weight:700;line-height:1.2;text-decoration:none;display:inline-flex}.rates-v2-module__qHcchW__jump:hover{border-color:var(--v5-navy);background:var(--v5-sky)}.rates-v2-module__qHcchW__jump:focus-visible{outline:2px solid var(--v5-focus);outline-offset:2px}.rates-v2-module__qHcchW__heroFine{max-width:70ch;font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);margin:0;line-height:1.5}.rates-v2-module__qHcchW__program{scroll-margin-top:calc(var(--v5-header-height) + 12px)}.rates-v2-module__qHcchW__program[data-band=warm]{background:var(--v5-warm)}.rates-v2-module__qHcchW__programInner{flex-direction:column;gap:16px;display:flex;}.rates-v2-module__qHcchW__program[data-first]>.rates-v2-module__qHcchW__programInner{padding-top:clamp(20px,3.5vw,28px)}.rates-v2-module__qHcchW__programHeading{font-family:var(--v5-font-ui);letter-spacing:-.02em;color:var(--v5-text-primary);margin:0;font-size:clamp(26px,6vw,36px);font-weight:800;line-height:1.12}.rates-v2-module__qHcchW__programNote{max-width:68ch;font-family:var(--v5-font-ui);font-size:var(--v5-type-support);color:var(--v5-text-secondary);margin:0;line-height:1.55}.rates-v2-module__qHcchW__customized{border:1px solid var(--v5-gold,#d8b25f);border-radius:var(--v5-radius-md);background:color-mix(in srgb, var(--v5-gold,#d8b25f) 8%, var(--v5-white));border-left-width:3px;flex-direction:column;gap:10px;margin:0 0 4px;padding:12px 14px;display:flex}@media (min-width:620px){.rates-v2-module__qHcchW__customized{flex-direction:row;justify-content:space-between;align-items:center;gap:16px}}.rates-v2-module__qHcchW__customizedText{flex-direction:column;gap:2px;min-width:0;display:flex}.rates-v2-module__qHcchW__customizedLabel{font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-primary);margin:0;font-weight:700;line-height:1.4}.rates-v2-module__qHcchW__customizedNote{font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);margin:0;line-height:1.45}.rates-v2-module__qHcchW__customizedReset{font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);text-underline-offset:3px;cursor:pointer;background:0 0;border:0;flex:none;align-self:flex-start;padding:4px 2px;font-weight:600;line-height:1.4;text-decoration:underline}.rates-v2-module__qHcchW__customizedReset:hover{color:var(--v5-text-primary)}@media (min-width:620px){.rates-v2-module__qHcchW__customizedReset{align-self:center}}@keyframes rates-v2-module__qHcchW__ratesV2Landed{0%{background-color:color-mix(in srgb, var(--v5-gold) 16%, transparent)}to{background-color:#0000}}.rates-v2-module__qHcchW__program[data-landed]>.rates-v2-module__qHcchW__programInner{border-radius:var(--v5-radius-md);animation:1.4s ease-out rates-v2-module__qHcchW__ratesV2Landed}@media (prefers-reduced-motion:reduce){.rates-v2-module__qHcchW__program[data-landed]>.rates-v2-module__qHcchW__programInner{animation:none}}.rates-v2-module__qHcchW__programHeading:focus{outline:none}.rates-v2-module__qHcchW__programHeading:focus-visible{outline:2px solid var(--v5-focus,#1a1a1a);outline-offset:4px;border-radius:2px}.rates-v2-module__qHcchW__scenarioStrip{border:1px solid var(--v5-border-quiet);border-radius:var(--v5-radius-md);background:var(--v5-white);flex-direction:column;gap:4px;padding:10px 14px;display:flex}.rates-v2-module__qHcchW__scenarioLabel{font-family:var(--v5-font-ui);font-size:var(--v5-type-label);letter-spacing:.08em;color:var(--v5-text-secondary);margin:0;font-weight:700}.rates-v2-module__qHcchW__scenarioLine{font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-primary);margin:0;font-weight:700;line-height:1.45}.rates-v2-module__qHcchW__scenarioLineQuiet{font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);margin:0;line-height:1.45}.rates-v2-module__qHcchW__cards{grid-template-columns:minmax(0,1fr);gap:14px;display:grid}@media (min-width:760px){.rates-v2-module__qHcchW__cards{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}}.rates-v2-module__qHcchW__card{border:1px solid var(--v5-border-strong);border-radius:var(--v5-radius-lg);background:var(--v5-white);flex-direction:column;align-items:stretch;gap:8px;min-width:0;padding:clamp(14px,4vw,20px);display:flex}.rates-v2-module__qHcchW__cardName{font-family:var(--v5-font-ui);letter-spacing:-.01em;color:var(--v5-text-primary);margin:0;font-size:22px;font-weight:800;line-height:1.2}.rates-v2-module__qHcchW__cardBlurb{font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);margin:0;line-height:1.45}.rates-v2-module__qHcchW__pair{border-top:1px solid var(--v5-border-quiet);grid-template-columns:repeat(2,minmax(0,1fr));gap:2px 10px;margin-top:4px;padding-top:10px;display:grid}.rates-v2-module__qHcchW__pairCell{flex-direction:column;gap:2px;min-width:0;display:flex}.rates-v2-module__qHcchW__pairLabel{font-family:var(--v5-font-ui);font-size:var(--v5-type-label);letter-spacing:.05em;color:var(--v5-text-secondary);font-weight:600;line-height:1.2}.rates-v2-module__qHcchW__pairValue{font-family:var(--v5-font-ui);letter-spacing:-.02em;color:var(--v5-text-primary);font-variant-numeric:tabular-nums;white-space:nowrap;font-size:clamp(28px,7.4vw,34px);font-weight:700;line-height:1.05}.rates-v2-module__qHcchW__rows{border-top:1px solid var(--v5-border-quiet);flex-direction:column;gap:6px;margin:10px 0 0;padding-top:10px;display:flex}.rates-v2-module__qHcchW__row{justify-content:space-between;align-items:baseline;gap:10px;min-width:0;display:flex}.rates-v2-module__qHcchW__rowLabel{min-width:0;font-family:var(--v5-font-ui);font-size:var(--v5-type-label);letter-spacing:.02em;color:var(--v5-text-secondary);flex:auto;font-weight:600;line-height:1.3}.rates-v2-module__qHcchW__rowValue{font-family:var(--v5-font-ui);color:var(--v5-text-primary);font-variant-numeric:tabular-nums;white-space:nowrap;text-align:right;flex:none;margin:0;font-size:17px;font-weight:700;line-height:1.3}.rates-v2-module__qHcchW__rowValueQuiet{margin:0}.rates-v2-module__qHcchW__rowUnit{color:var(--v5-text-secondary);margin-left:2px;font-size:.8em;font-weight:600}.rates-v2-module__qHcchW__cardUnavailable{border-top:1px solid var(--v5-border-quiet);font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);margin:10px 0 0;padding-top:12px;line-height:1.5}.rates-v2-module__qHcchW__programUnavailable{border:1px solid var(--v5-border-strong);border-radius:var(--v5-radius-lg);background:var(--v5-white);font-family:var(--v5-font-ui);font-size:var(--v5-type-support);color:var(--v5-text-primary);margin:0;padding:16px;line-height:1.5}.rates-v2-module__qHcchW__programActions{flex-wrap:wrap;align-items:center;gap:14px 20px;display:flex}.rates-v2-module__qHcchW__goldCta{border-radius:var(--v5-radius-md);background:var(--v5-gold);min-height:52px;font-family:var(--v5-font-ui);font-weight:800;font-size:var(--v5-type-control);color:var(--v5-text-primary);cursor:pointer;border:0;justify-content:center;align-items:center;padding:14px 24px;line-height:1.2;display:inline-flex}.rates-v2-module__qHcchW__goldCta:hover{background:var(--v5-gold-hover)}.rates-v2-module__qHcchW__goldCta:active{background:var(--v5-gold-pressed)}.rates-v2-module__qHcchW__goldCta:focus-visible{outline:2px solid var(--v5-focus);outline-offset:3px}.rates-v2-module__qHcchW__navyCta{border-radius:var(--v5-radius-md);background:var(--v5-navy);min-height:52px;font-family:var(--v5-font-ui);font-weight:700;font-size:var(--v5-type-control);color:var(--v5-text-on-navy);cursor:pointer;border:0;justify-content:center;align-items:center;padding:14px 24px;line-height:1.2;display:inline-flex}.rates-v2-module__qHcchW__navyCta:hover{background:var(--v5-navy-mid)}.rates-v2-module__qHcchW__navyCta:focus-visible{outline:2px solid var(--v5-focus);outline-offset:3px}.rates-v2-module__qHcchW__programLink{min-height:44px;font-family:var(--v5-font-ui);font-size:var(--v5-type-support);color:var(--v5-blue);text-underline-offset:3px;align-items:center;font-weight:700;line-height:1.3;text-decoration:underline;display:inline-flex}.rates-v2-module__qHcchW__programLink:hover{color:var(--v5-blue-hover)}.rates-v2-module__qHcchW__programLink:focus-visible{outline:2px solid var(--v5-focus);outline-offset:3px;border-radius:4px}.rates-v2-module__qHcchW__details{border:1px solid var(--v5-border-quiet);border-radius:var(--v5-radius-md);background:var(--v5-white)}.rates-v2-module__qHcchW__detailsSummary{min-height:48px;font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-navy);cursor:pointer;align-items:center;padding:12px 14px;font-weight:700;line-height:1.4;display:flex}.rates-v2-module__qHcchW__detailsSummary:focus-visible{outline:2px solid var(--v5-focus);outline-offset:-2px;border-radius:var(--v5-radius-md)}.rates-v2-module__qHcchW__detailsBody{flex-direction:column;gap:18px;padding:0 14px 16px;display:flex}.rates-v2-module__qHcchW__detailsBlock{flex-direction:column;gap:8px;display:flex}.rates-v2-module__qHcchW__detailsHeading{font-family:var(--v5-font-ui);font-size:var(--v5-type-label);letter-spacing:.06em;text-transform:uppercase;color:var(--v5-text-secondary);margin:0;font-weight:700}.rates-v2-module__qHcchW__detailsFine{max-width:68ch;font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);margin:0;line-height:1.5}.rates-v2-module__qHcchW__defRows{flex-direction:column;gap:0;margin:0;display:flex}.rates-v2-module__qHcchW__defRow{border-bottom:1px solid var(--v5-border-quiet);justify-content:space-between;align-items:baseline;gap:14px;padding:7px 0;display:flex}.rates-v2-module__qHcchW__defRow:last-child{border-bottom:0}.rates-v2-module__qHcchW__defRow dt{min-width:0;font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);flex:auto;line-height:1.4}.rates-v2-module__qHcchW__defRow dd{font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-primary);font-variant-numeric:tabular-nums;text-align:right;flex:none;margin:0;font-weight:700;line-height:1.4}.rates-v2-module__qHcchW__sectionHeading{font-family:var(--v5-font-ui);letter-spacing:-.02em;color:var(--v5-text-primary);text-wrap:balance;margin:0;font-size:clamp(24px,5.6vw,32px);font-weight:800;line-height:1.15}.rates-v2-module__qHcchW__sectionSupport{max-width:68ch;font-family:var(--v5-font-ui);font-size:var(--v5-type-support);color:var(--v5-text-secondary);margin:10px 0 0;line-height:1.55}.rates-v2-module__qHcchW__edu{background:var(--v5-sky)}.rates-v2-module__qHcchW__tiles{grid-template-columns:minmax(0,1fr);gap:12px;margin:18px 0 0;display:grid}@media (min-width:760px){.rates-v2-module__qHcchW__tiles{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}}.rates-v2-module__qHcchW__tile{border:1px solid var(--v5-border-quiet);border-radius:var(--v5-radius-lg);background:var(--v5-white);flex-direction:column;gap:6px;min-width:0;padding:16px;display:flex}.rates-v2-module__qHcchW__tileTerm{font-family:var(--v5-font-ui);color:var(--v5-navy);font-size:20px;font-weight:800;line-height:1.2}.rates-v2-module__qHcchW__tileBody{font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);margin:0;line-height:1.55}.rates-v2-module__qHcchW__driverGrid{grid-template-columns:minmax(0,1fr);gap:0;margin:18px 0 0;display:grid}@media (min-width:760px){.rates-v2-module__qHcchW__driverGrid{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:32px}}.rates-v2-module__qHcchW__driver{border-bottom:1px solid var(--v5-border-quiet);flex-direction:column;gap:4px;min-width:0;padding:14px 0;display:flex}.rates-v2-module__qHcchW__driverTerm{font-family:var(--v5-font-ui);color:var(--v5-text-primary);font-size:17px;font-weight:800;line-height:1.3}.rates-v2-module__qHcchW__driverBody{font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);margin:0;line-height:1.5}.rates-v2-module__qHcchW__tradeoff{background:var(--v5-warm)}.rates-v2-module__qHcchW__tradeoffBody{max-width:68ch;font-family:var(--v5-font-ui);font-size:var(--v5-type-support);color:var(--v5-text-primary);margin:14px 0 0;line-height:1.6}.rates-v2-module__qHcchW__intercept{background:var(--v5-navy);color:var(--v5-text-on-navy)}.rates-v2-module__qHcchW__interceptInner{flex-direction:column;align-items:flex-start;gap:12px;display:flex;}.rates-v2-module__qHcchW__interceptHeading{max-width:22ch;font-family:var(--v5-font-ui);letter-spacing:-.02em;color:var(--v5-text-on-navy);text-wrap:balance;margin:0;font-size:clamp(24px,5.6vw,34px);font-weight:800;line-height:1.14}.rates-v2-module__qHcchW__interceptBody{max-width:60ch;font-family:var(--v5-font-ui);font-size:var(--v5-type-support);color:var(--v5-text-on-navy-muted);margin:0;line-height:1.55}.rates-v2-module__qHcchW__intercept .rates-v2-module__qHcchW__goldCta:focus-visible{outline:2px solid var(--v5-white);outline-offset:3px}.rates-v2-module__qHcchW__faqList{border-top:1px solid var(--v5-border-quiet);flex-direction:column;margin-top:18px;display:flex}.rates-v2-module__qHcchW__faqItem{border-bottom:1px solid var(--v5-border-quiet)}.rates-v2-module__qHcchW__faqQuestion{min-height:56px;font-family:var(--v5-font-ui);font-size:var(--v5-type-support);color:var(--v5-text-primary);cursor:pointer;align-items:center;padding:14px 0;font-weight:700;line-height:1.4;display:flex}.rates-v2-module__qHcchW__faqQuestion:hover{color:var(--v5-blue)}.rates-v2-module__qHcchW__faqQuestion:focus-visible{outline:2px solid var(--v5-focus);outline-offset:2px;border-radius:4px}.rates-v2-module__qHcchW__faqAnswer{max-width:72ch;font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);margin:0 0 16px;line-height:1.6}.rates-v2-module__qHcchW__final{background:var(--v5-warm)}.rates-v2-module__qHcchW__finalInner{flex-direction:column;align-items:flex-start;gap:12px;display:flex;}.rates-v2-module__qHcchW__finalHeading{max-width:20ch;font-family:var(--v5-font-ui);letter-spacing:-.025em;color:var(--v5-text-primary);text-wrap:balance;margin:0;font-size:clamp(26px,6.2vw,38px);font-weight:800;line-height:1.12}.rates-v2-module__qHcchW__finalSupport{max-width:60ch;font-family:var(--v5-font-ui);font-size:var(--v5-type-support);color:var(--v5-text-secondary);margin:0;line-height:1.55}.rates-v2-module__qHcchW__compliance{box-sizing:border-box;width:100%;max-width:1180px;padding:0 var(--v5-bleed-x) clamp(28px, 6vw, 44px);margin:0 auto}.rates-v2-module__qHcchW__complianceText{max-width:78ch;font-family:var(--v5-font-ui);font-size:var(--v5-type-fine);color:var(--v5-text-secondary);margin:0;line-height:1.55}@media (prefers-reduced-motion:reduce){.rates-v2-module__qHcchW__hero,.rates-v2-module__qHcchW__program,.rates-v2-module__qHcchW__edu,.rates-v2-module__qHcchW__drivers,.rates-v2-module__qHcchW__tradeoff,.rates-v2-module__qHcchW__intercept,.rates-v2-module__qHcchW__faq,.rates-v2-module__qHcchW__final{scroll-behavior:auto}}.rates-v2-module__qHcchW__frame{width:100%;aspect-ratio:var(--rv2-aspect,3 / 2);border-radius:var(--v5-radius-2xl);background:var(--v5-sky);box-shadow:var(--v5-shadow-surface);outline:1px solid var(--v5-border-quiet);outline-offset:-1px;position:relative;overflow:clip}.rates-v2-module__qHcchW__frameImage{object-fit:cover;object-position:var(--rv2-pos,50% 50%)}.rates-v2-module__qHcchW__interceptLayout{grid-template-columns:minmax(0,1fr);align-items:center;gap:20px;display:grid}@media (min-width:900px){.rates-v2-module__qHcchW__interceptLayout{gap:var(--v5-col-gap,40px);grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr)}}.rates-v2-module__qHcchW__interceptCopy{flex-direction:column;align-items:flex-start;gap:12px;min-width:0;display:flex}.rates-v2-module__qHcchW__interceptFigure{min-width:0;margin:0}@media (max-width:899.98px){.rates-v2-module__qHcchW__interceptFigure .rates-v2-module__qHcchW__frame{aspect-ratio:16/9}}.rates-v2-module__qHcchW__interceptFigure .rates-v2-module__qHcchW__frame{background:var(--v5-navy-mid);outline-color:#ffffff24}