.benefit-builder-module__u_GZJG__builder{--va-panel-gap:20px;scroll-margin-top:calc(var(--v5s-header-height,68px) + 16px);padding:clamp(28px,6vw,56px) 0}.benefit-builder-module__u_GZJG__builderHead{max-width:44rem;margin-bottom:clamp(20px,4vw,32px)}.benefit-builder-module__u_GZJG__eyebrow{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-eyebrow);letter-spacing:var(--v5s-tracking-eyebrow);text-transform:uppercase;color:var(--v5s-text-muted);margin-bottom:10px;font-weight:600;display:block}.benefit-builder-module__u_GZJG__title{font-family:var(--v5s-font-ui);font-size:clamp(2rem,6vw,2.75rem);line-height:var(--v5s-leading-heading);letter-spacing:var(--v5s-tracking-heading);color:var(--v5s-text);margin:0 0 12px;font-weight:600}.benefit-builder-module__u_GZJG__lead{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted);margin:0}.benefit-builder-module__u_GZJG__grid{gap:clamp(20px,4vw,32px);display:grid}@media (min-width:1024px){.benefit-builder-module__u_GZJG__grid{grid-template-columns:minmax(0,380px) minmax(0,1fr);align-items:start}.benefit-builder-module__u_GZJG__panel{top:calc(var(--v5s-header-height,68px) + 16px);max-height:calc(100vh - var(--v5s-header-height,68px) - 32px);position:sticky;overflow-y:auto}}.benefit-builder-module__u_GZJG__panel{background:var(--v5s-white);border:1px solid var(--v5s-border-quiet);border-radius:var(--v5s-radius-card);gap:var(--va-panel-gap);padding:clamp(18px,4vw,26px);display:grid}.benefit-builder-module__u_GZJG__panelHeading{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);letter-spacing:.04em;text-transform:uppercase;color:var(--v5s-navy);border-top:1px solid var(--v5s-border-quiet);margin:6px 0 0;padding-top:14px;font-weight:600}.benefit-builder-module__u_GZJG__panel>.benefit-builder-module__u_GZJG__panelHeading:first-child{border-top:0;margin-top:0;padding-top:0}.benefit-builder-module__u_GZJG__field{gap:6px;display:grid}.benefit-builder-module__u_GZJG__labelRow{justify-content:space-between;align-items:center;gap:10px;display:flex}.benefit-builder-module__u_GZJG__label,.benefit-builder-module__u_GZJG__legend{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);color:var(--v5s-text);padding:0;font-weight:600}.benefit-builder-module__u_GZJG__fieldHint{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted);margin:0}.benefit-builder-module__u_GZJG__moneyWrap{align-items:center;display:flex;position:relative}.benefit-builder-module__u_GZJG__moneyPrefix,.benefit-builder-module__u_GZJG__moneySuffix{font-size:var(--v5s-type-control);color:var(--v5s-text-muted);pointer-events:none;position:absolute}.benefit-builder-module__u_GZJG__moneyPrefix{left:14px}.benefit-builder-module__u_GZJG__moneySuffix{right:14px}.benefit-builder-module__u_GZJG__input,.benefit-builder-module__u_GZJG__select{width:100%;min-height:48px;font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);color:var(--v5s-text);background:var(--v5s-white);border:1px solid var(--v5s-border-strong);border-radius:var(--v5s-radius-control);padding:0 14px}.benefit-builder-module__u_GZJG__moneyWrap .benefit-builder-module__u_GZJG__input{padding-left:30px}.benefit-builder-module__u_GZJG__moneyWrap:has(.benefit-builder-module__u_GZJG__moneySuffix) .benefit-builder-module__u_GZJG__input{padding-right:34px}.benefit-builder-module__u_GZJG__select{appearance:none;background-image:linear-gradient(45deg, transparent 50%, var(--v5s-text-muted) 50%), linear-gradient(135deg, var(--v5s-text-muted) 50%, transparent 50%);background-position:calc(100% - 19px) calc(50% + 2px),calc(100% - 14px) calc(50% + 2px);background-repeat:no-repeat;background-size:5px 5px,5px 5px;padding-right:34px}.benefit-builder-module__u_GZJG__input:focus-visible,.benefit-builder-module__u_GZJG__select:focus-visible{outline:2px solid var(--v5s-focus);outline-offset:1px;border-color:var(--v5s-focus)}.benefit-builder-module__u_GZJG__fieldset{border:0;gap:8px;margin:0;padding:0;display:grid}.benefit-builder-module__u_GZJG__segmented{gap:8px;display:grid}.benefit-builder-module__u_GZJG__segmented2{grid-template-columns:repeat(2,minmax(0,1fr))}.benefit-builder-module__u_GZJG__segmented3{grid-template-columns:repeat(3,minmax(0,1fr))}.benefit-builder-module__u_GZJG__segment{border:1px solid var(--v5s-border-strong);border-radius:var(--v5s-radius-control);background:var(--v5s-white);cursor:pointer;min-height:48px;transition:border-color var(--v5s-duration) var(--v5s-ease), background-color var(--v5s-duration) var(--v5s-ease);align-content:start;gap:2px;padding:10px 12px;display:grid;position:relative}.benefit-builder-module__u_GZJG__segment[data-selected=true]{border-color:var(--v5s-navy);background:var(--v5s-sky);box-shadow:inset 0 0 0 1px var(--v5s-navy)}.benefit-builder-module__u_GZJG__segment:hover{border-color:var(--v5s-navy)}.benefit-builder-module__u_GZJG__segmentInput{opacity:0;cursor:pointer;width:100%;height:100%;margin:0;position:absolute;inset:0}.benefit-builder-module__u_GZJG__segmentInput:focus-visible+.benefit-builder-module__u_GZJG__segmentLabel{outline:2px solid var(--v5s-focus);outline-offset:3px;border-radius:3px}.benefit-builder-module__u_GZJG__segmentLabel{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);color:var(--v5s-text);font-weight:600}.benefit-builder-module__u_GZJG__segmentSub{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted)}@media (max-width:359px){.benefit-builder-module__u_GZJG__segmented3{grid-template-columns:1fr}}.benefit-builder-module__u_GZJG__modeToggle{border:1px solid var(--v5s-border-strong);border-radius:var(--v5s-radius-pill);display:inline-flex;overflow:hidden}.benefit-builder-module__u_GZJG__modeButton{background:var(--v5s-white);min-width:44px;min-height:32px;font-family:var(--v5s-font-ui);font-size:var(--v5s-type-small);color:var(--v5s-text-muted);cursor:pointer;border:0;font-weight:600}.benefit-builder-module__u_GZJG__modeButton[data-selected=true]{background:var(--v5s-navy);color:var(--v5s-white)}.benefit-builder-module__u_GZJG__modeButton:focus-visible{outline:2px solid var(--v5s-focus);outline-offset:-2px}.benefit-builder-module__u_GZJG__presets{flex-wrap:wrap;gap:6px;display:flex}.benefit-builder-module__u_GZJG__preset{border:1px solid var(--v5s-border-strong);border-radius:var(--v5s-radius-pill);background:var(--v5s-white);min-height:36px;font-family:var(--v5s-font-ui);font-size:var(--v5s-type-small);color:var(--v5s-text);cursor:pointer;padding:0 14px;font-weight:600}.benefit-builder-module__u_GZJG__preset[data-selected=true]{background:var(--v5s-navy);border-color:var(--v5s-navy);color:var(--v5s-white)}.benefit-builder-module__u_GZJG__preset:focus-visible{outline:2px solid var(--v5s-focus);outline-offset:2px}.benefit-builder-module__u_GZJG__qualification{border-top:1px solid var(--v5s-border-quiet);gap:var(--va-panel-gap);padding-top:14px;display:grid}.benefit-builder-module__u_GZJG__qualificationSummary,.benefit-builder-module__u_GZJG__summary{cursor:pointer;font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);color:var(--v5s-blue);align-items:center;gap:8px;min-height:44px;font-weight:600;display:flex}.benefit-builder-module__u_GZJG__qualificationSummary:focus-visible,.benefit-builder-module__u_GZJG__summary:focus-visible{outline:2px solid var(--v5s-focus);outline-offset:2px;border-radius:var(--v5s-radius-sm)}.benefit-builder-module__u_GZJG__results{align-content:start;gap:clamp(16px,3vw,24px);min-width:0;display:grid}.benefit-builder-module__u_GZJG__resultCard{background:var(--v5s-white);border:1px solid var(--v5s-border-quiet);border-radius:var(--v5s-radius-card);box-shadow:var(--v5s-shadow-card);min-width:0;padding:clamp(18px,4vw,28px)}.benefit-builder-module__u_GZJG__resultCard[data-tone=alt]{background:var(--v5s-ivory)}.benefit-builder-module__u_GZJG__resultHead{margin-bottom:16px}.benefit-builder-module__u_GZJG__resultHeading{font-family:var(--v5s-font-ui);letter-spacing:var(--v5s-tracking-heading);color:var(--v5s-text);margin:0 0 6px;font-size:clamp(1.25rem,4vw,1.5rem);font-weight:600}.benefit-builder-module__u_GZJG__resultCaption{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted);margin:0}.benefit-builder-module__u_GZJG__ratePair{background:var(--v5s-border-quiet);border:1px solid var(--v5s-border-quiet);border-radius:var(--v5s-radius-panel);grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;margin-bottom:18px;display:grid;overflow:hidden}.benefit-builder-module__u_GZJG__rateCell{background:var(--v5s-sky);gap:2px;padding:14px 16px;display:grid}.benefit-builder-module__u_GZJG__rateLabel{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-fine);letter-spacing:var(--v5s-tracking-eyebrow);text-transform:uppercase;color:var(--v5s-navy);font-weight:600}.benefit-builder-module__u_GZJG__rateValue{font-family:var(--v5s-font-ui);letter-spacing:-.02em;color:var(--v5s-navy);font-variant-numeric:tabular-nums;font-size:clamp(1.5rem,5.5vw,2rem);font-weight:600;line-height:1.1}.benefit-builder-module__u_GZJG__subhead{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);color:var(--v5s-navy);margin:22px 0 8px;font-weight:600}.benefit-builder-module__u_GZJG__rows{margin:0;display:grid}.benefit-builder-module__u_GZJG__row,.benefit-builder-module__u_GZJG__rowMeta,.benefit-builder-module__u_GZJG__rowTotal{border-bottom:1px solid var(--v5s-border-quiet);flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:6px 16px;padding:9px 0;display:flex}.benefit-builder-module__u_GZJG__row>dt,.benefit-builder-module__u_GZJG__rowMeta>dt,.benefit-builder-module__u_GZJG__rowTotal>dt{font-size:var(--v5s-type-body);color:var(--v5s-text-muted);min-width:0;margin:0}.benefit-builder-module__u_GZJG__row>dd,.benefit-builder-module__u_GZJG__rowMeta>dd,.benefit-builder-module__u_GZJG__rowTotal>dd{font-size:var(--v5s-type-body);color:var(--v5s-text);text-align:right;font-variant-numeric:tabular-nums;margin:0;font-weight:600}.benefit-builder-module__u_GZJG__row[data-emphasis=true]>dd{color:var(--v5s-navy)}.benefit-builder-module__u_GZJG__rowMeta{border-bottom:0}.benefit-builder-module__u_GZJG__rowMeta>dt,.benefit-builder-module__u_GZJG__rowMeta>dd{font-size:var(--v5s-type-fine);color:var(--v5s-text-muted);font-weight:500}.benefit-builder-module__u_GZJG__rowTotal{border-bottom:0;border-top:2px solid var(--v5s-navy);margin-top:4px;padding-top:12px}.benefit-builder-module__u_GZJG__rowTotal>dt{color:var(--v5s-text);font-weight:600}.benefit-builder-module__u_GZJG__rowTotal>dd{color:var(--v5s-navy);font-size:clamp(1.25rem,4.5vw,1.5rem);font-weight:600}.benefit-builder-module__u_GZJG__rowNote{font-weight:400;font-size:var(--v5s-type-fine);color:var(--v5s-text-muted)}.benefit-builder-module__u_GZJG__details{border-top:1px solid var(--v5s-border-quiet);margin-top:18px;padding-top:6px}.benefit-builder-module__u_GZJG__fine{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted);margin:14px 0 0}.benefit-builder-module__u_GZJG__fine a{color:var(--v5s-blue)}.benefit-builder-module__u_GZJG__plainList{gap:8px;margin:12px 0 0;padding-left:1.15em;display:grid}.benefit-builder-module__u_GZJG__plainList li{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted)}.benefit-builder-module__u_GZJG__unsure{gap:clamp(16px,3vw,22px);display:grid}.benefit-builder-module__u_GZJG__unsureNote{background:var(--v5s-navy);color:var(--v5s-text-on-navy);border-radius:var(--v5s-radius-card);padding:clamp(18px,4vw,26px)}.benefit-builder-module__u_GZJG__unsureNote p{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-on-navy-muted);margin:8px 0 0}.benefit-builder-module__u_GZJG__unsureHeading{font-family:var(--v5s-font-ui);letter-spacing:var(--v5s-tracking-heading);color:inherit;margin:0;font-size:clamp(1.25rem,4.5vw,1.625rem);font-weight:600}.benefit-builder-module__u_GZJG__unsureGrid{gap:clamp(16px,3vw,22px);display:grid}@media (min-width:1280px){.benefit-builder-module__u_GZJG__unsureGrid{grid-template-columns:repeat(2,minmax(0,1fr))}}.benefit-builder-module__u_GZJG__coeCta{background:var(--v5s-ivory);border:1px solid var(--v5s-border-quiet);border-radius:var(--v5s-radius-card);padding:clamp(18px,4vw,26px)}.benefit-builder-module__u_GZJG__unavailable,.benefit-builder-module__u_GZJG__unavailableBox{background:var(--v5s-ivory);border:1px solid var(--v5s-border-strong);border-radius:var(--v5s-radius-card);font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text);margin:0;padding:clamp(18px,4vw,26px)}.benefit-builder-module__u_GZJG__unavailableBox p{color:var(--v5s-text-muted);margin:8px 0 16px}.benefit-builder-module__u_GZJG__resultActions{gap:10px;display:grid}@media (min-width:560px){.benefit-builder-module__u_GZJG__resultActions{grid-auto-flow:column;justify-content:start;align-items:center}}.benefit-builder-module__u_GZJG__ctaGold{border-radius:var(--v5s-radius-control);background:var(--v5s-gold);min-height:52px;color:var(--v5s-ink-deep);font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);cursor:pointer;transition:background-color var(--v5s-duration) var(--v5s-ease);border:0;justify-content:center;align-items:center;padding:0 26px;font-weight:600;text-decoration:none;display:inline-flex}.benefit-builder-module__u_GZJG__ctaGold:hover{background:var(--v5s-gold-hover)}.benefit-builder-module__u_GZJG__ctaGold:active{background:var(--v5s-gold-pressed)}.benefit-builder-module__u_GZJG__ctaGold:focus-visible{outline:3px solid var(--v5s-ink-deep);outline-offset:2px}.benefit-builder-module__u_GZJG__ctaQuiet{border:1px solid var(--v5s-navy);border-radius:var(--v5s-radius-control);min-height:52px;color:var(--v5s-navy);font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);cursor:pointer;background:0 0;justify-content:center;align-items:center;padding:0 22px;font-weight:600;text-decoration:none;display:inline-flex}.benefit-builder-module__u_GZJG__ctaQuiet:hover{background:var(--v5s-sky)}.benefit-builder-module__u_GZJG__ctaQuiet:focus-visible{outline:2px solid var(--v5s-focus);outline-offset:2px}.benefit-builder-module__u_GZJG__residual{background:var(--v5s-sky);border-radius:var(--v5s-radius-card);padding:clamp(18px,4vw,28px)}.benefit-builder-module__u_GZJG__residual .benefit-builder-module__u_GZJG__row,.benefit-builder-module__u_GZJG__residual .benefit-builder-module__u_GZJG__rowMeta,.benefit-builder-module__u_GZJG__residual .benefit-builder-module__u_GZJG__rowTotal{border-color:#0b244024}.benefit-builder-module__u_GZJG__comparisonHost{scroll-margin-top:calc(var(--v5s-header-height,68px) + 16px)}.benefit-builder-module__u_GZJG__comparisonHost:focus-visible{outline:2px solid var(--v5s-focus);outline-offset:4px;border-radius:var(--v5s-radius-card)}.benefit-builder-module__u_GZJG__comparison{background:var(--v5s-white);border:1px solid var(--v5s-border-quiet);border-radius:var(--v5s-radius-card);margin-top:clamp(24px,5vw,40px);padding:clamp(18px,4vw,28px)}.benefit-builder-module__u_GZJG__comparisonHead{margin-bottom:16px}.benefit-builder-module__u_GZJG__comparisonHeading{font-family:var(--v5s-font-ui);letter-spacing:var(--v5s-tracking-heading);color:var(--v5s-text);margin:0 0 8px;font-size:clamp(1.375rem,5vw,1.75rem);font-weight:600}.benefit-builder-module__u_GZJG__comparisonWhy{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted);border-left:3px solid var(--v5s-gold);margin:0;padding-left:12px}.benefit-builder-module__u_GZJG__compareScroll{-webkit-overflow-scrolling:touch;overflow-x:auto}.benefit-builder-module__u_GZJG__compareTable{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;min-width:460px}.benefit-builder-module__u_GZJG__compareCaption{caption-side:top;text-align:left;font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted);padding-bottom:12px}.benefit-builder-module__u_GZJG__compareTable th,.benefit-builder-module__u_GZJG__compareTable td{text-align:left;border-bottom:1px solid var(--v5s-border-quiet);font-size:var(--v5s-type-body);padding:10px 12px}.benefit-builder-module__u_GZJG__compareTable thead th{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-fine);letter-spacing:var(--v5s-tracking-eyebrow);text-transform:uppercase;color:var(--v5s-navy);background:var(--v5s-sky);border-bottom:1px solid var(--v5s-border-strong);font-weight:600}.benefit-builder-module__u_GZJG__compareTable tbody th{color:var(--v5s-text-muted);font-weight:500}.benefit-builder-module__u_GZJG__compareTable tbody td{color:var(--v5s-text);font-weight:600}@media (prefers-reduced-motion:reduce){.benefit-builder-module__u_GZJG__segment,.benefit-builder-module__u_GZJG__ctaGold{transition:none}}.v5Site .benefit-builder-module__u_GZJG__unsureNote{--v5s-gold:var(--me-stone);--v5s-gold-hover:var(--me-bone);--v5s-blue:var(--me-link-on-dark);--v5s-focus:var(--me-focus-on-dark);--me-action-primary-bg:var(--me-action-on-dark-bg);--me-action-primary-hover:var(--me-stone);--me-action-primary-text:var(--me-action-on-dark-text)}.v5Site .benefit-builder-module__u_GZJG__ctaGold{background:var(--me-action-primary-bg);border-color:var(--me-action-primary-bg);color:var(--me-action-primary-text)}.v5Site .benefit-builder-module__u_GZJG__fine a{text-underline-offset:3px;text-decoration:underline}.v5Site .benefit-builder-module__u_GZJG__rateValue{font-family:var(--me-font-mono)}
.va-v5-module__H-SVSq__page{background:var(--v5s-paper);color:var(--v5s-text);font-family:var(--v5s-font-body)}.va-v5-module__H-SVSq__shell{width:100%;max-width:var(--v5s-container);padding-inline:var(--v5s-side-safe);margin-inline:auto}.va-v5-module__H-SVSq__sectionWhite,.va-v5-module__H-SVSq__sectionPaper,.va-v5-module__H-SVSq__sectionSky,.va-v5-module__H-SVSq__sectionNavy{padding-block:var(--v5s-section-y)}.va-v5-module__H-SVSq__sectionWhite{background:var(--v5s-white)}.va-v5-module__H-SVSq__sectionPaper{background:var(--v5s-paper)}.va-v5-module__H-SVSq__sectionSky{background:var(--v5s-sky)}.va-v5-module__H-SVSq__sectionNavy{background:var(--v5s-ink-deep);color:var(--v5s-text-on-navy)}.va-v5-module__H-SVSq__hero{background:var(--v5s-ink-deep);color:var(--v5s-text-on-navy);isolation:isolate;padding-block:clamp(44px,11vw,104px);position:relative;overflow:hidden}.va-v5-module__H-SVSq__hero:before{content:"";aspect-ratio:1;z-index:-1;background:radial-gradient(circle at 65% 35%,#1769e057,#0000 68%);width:min(70vw,620px);position:absolute;inset:-30% -10% auto auto}.va-v5-module__H-SVSq__hero:after{content:"";aspect-ratio:1;z-index:-1;background:radial-gradient(circle at 40% 60%,#f5c45124,#0000 70%);width:min(58vw,460px);position:absolute;inset:auto auto -40% -12%}.va-v5-module__H-SVSq__heroEyebrow{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-eyebrow);letter-spacing:var(--v5s-tracking-eyebrow);text-transform:uppercase;color:var(--v5s-gold);margin-bottom:16px;font-weight:600;display:block}.va-v5-module__H-SVSq__heroTitle{font-family:var(--v5s-font-ui);letter-spacing:-.028em;text-transform:uppercase;color:var(--v5s-white);text-wrap:balance;margin:0 0 20px;font-size:clamp(1.875rem,7.4vw,4rem);font-weight:600;line-height:1.06}.va-v5-module__H-SVSq__heroTitleAccent{color:var(--v5s-gold)}.va-v5-module__H-SVSq__heroLead{max-width:46rem;font-size:var(--v5s-type-lead);color:var(--v5s-text-on-navy-muted);margin:0 0 28px;line-height:1.55}.va-v5-module__H-SVSq__heroActions{gap:12px;margin-bottom:32px;display:grid}@media (min-width:560px){.va-v5-module__H-SVSq__heroActions{grid-auto-flow:column;justify-content:start;align-items:center}}.va-v5-module__H-SVSq__ctaGold{border-radius:var(--v5s-radius-control);background:var(--v5s-gold);min-height:54px;color:var(--v5s-ink-deep);font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);cursor:pointer;transition:background-color var(--v5s-duration) var(--v5s-ease);border:0;justify-content:center;align-items:center;padding:0 28px;font-weight:600;text-decoration:none;display:inline-flex}.va-v5-module__H-SVSq__ctaGold:hover{background:var(--v5s-gold-hover)}.va-v5-module__H-SVSq__ctaGold:focus-visible{outline:3px solid var(--v5s-white);outline-offset:3px}.va-v5-module__H-SVSq__ctaOnDark{border-radius:var(--v5s-radius-control);min-height:54px;color:var(--v5s-white);font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);transition:background-color var(--v5s-duration) var(--v5s-ease);background:0 0;border:1px solid #ffffff6b;justify-content:center;align-items:center;padding:0 24px;font-weight:600;text-decoration:none;display:inline-flex}.va-v5-module__H-SVSq__ctaOnDark:hover{background:#ffffff1a}.va-v5-module__H-SVSq__ctaOnDark:focus-visible{outline:3px solid var(--v5s-gold);outline-offset:3px}.va-v5-module__H-SVSq__heroRail{gap:10px;margin:0 0 24px;padding:0;list-style:none;display:grid}@media (min-width:700px){.va-v5-module__H-SVSq__heroRail{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:1024px){.va-v5-module__H-SVSq__heroRail{grid-template-columns:repeat(4,minmax(0,1fr))}}.va-v5-module__H-SVSq__heroRailItem{font-size:var(--v5s-type-body);color:var(--v5s-text-on-navy);padding-left:20px;line-height:1.45;position:relative}.va-v5-module__H-SVSq__heroRailItem:before{content:"";background:var(--v5s-gold);border-radius:2px;width:8px;height:8px;position:absolute;top:.6em;left:0}.va-v5-module__H-SVSq__heroFine{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-on-navy-muted);margin:0}.va-v5-module__H-SVSq__eyebrow,.va-v5-module__H-SVSq__eyebrowOnDark{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-eyebrow);letter-spacing:var(--v5s-tracking-eyebrow);text-transform:uppercase;margin-bottom:12px;font-weight:600;display:block}.va-v5-module__H-SVSq__eyebrow{color:var(--v5s-text-muted)}.va-v5-module__H-SVSq__eyebrowOnDark{color:var(--v5s-gold)}.va-v5-module__H-SVSq__h2,.va-v5-module__H-SVSq__h2OnDark{font-family:var(--v5s-font-ui);font-size:clamp(1.75rem,6.4vw,3rem);line-height:var(--v5s-leading-heading);letter-spacing:var(--v5s-tracking-heading);text-wrap:balance;max-width:24ch;margin:0 0 20px;font-weight:600}@media (min-width:360px){.va-v5-module__H-SVSq__h2,.va-v5-module__H-SVSq__h2OnDark{font-size:clamp(2.25rem,6.4vw,3rem)}}.va-v5-module__H-SVSq__h2{color:var(--v5s-text)}.va-v5-module__H-SVSq__h2OnDark{color:var(--v5s-white);max-width:26ch}.va-v5-module__H-SVSq__leadBody,.va-v5-module__H-SVSq__leadOnDark{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);max-width:60ch;margin:0 0 28px}.va-v5-module__H-SVSq__leadBody{color:var(--v5s-text-muted)}.va-v5-module__H-SVSq__leadOnDark{color:var(--v5s-text-on-navy-muted)}.va-v5-module__H-SVSq__subhead{font-family:var(--v5s-font-ui);letter-spacing:var(--v5s-tracking-heading);color:var(--v5s-text);margin:44px 0 14px;font-size:clamp(1.25rem,4vw,1.5rem);font-weight:600}.va-v5-module__H-SVSq__sectionNote{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted);max-width:62ch;margin:26px 0 0}.va-v5-module__H-SVSq__sectionNote a{color:var(--v5s-blue)}.va-v5-module__H-SVSq__fineOnDark{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-on-navy-muted);margin:22px 0 0}.va-v5-module__H-SVSq__fineOnDark a{color:var(--v5s-gold)}.va-v5-module__H-SVSq__advantageGrid{background:var(--v5s-border-quiet);border:1px solid var(--v5s-border-quiet);border-radius:var(--v5s-radius-card);gap:1px;margin-bottom:28px;display:grid;overflow:hidden}@media (min-width:700px){.va-v5-module__H-SVSq__advantageGrid{grid-template-columns:repeat(2,minmax(0,1fr))}}.va-v5-module__H-SVSq__advantage{background:var(--v5s-white);padding:clamp(20px,4vw,30px)}.va-v5-module__H-SVSq__advantageIndex{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-fine);letter-spacing:var(--v5s-tracking-eyebrow);color:var(--v5s-blue);margin-bottom:10px;font-weight:600;display:block}.va-v5-module__H-SVSq__advantageTitle{font-family:var(--v5s-font-ui);letter-spacing:-.012em;color:var(--v5s-text);margin:0 0 8px;font-size:clamp(1.125rem,3.4vw,1.375rem);font-weight:600}.va-v5-module__H-SVSq__advantageBody{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted);margin:0}.va-v5-module__H-SVSq__boardScroll{-webkit-overflow-scrolling:touch;border-radius:var(--v5s-radius-panel);overflow-x:auto}.va-v5-module__H-SVSq__boardTable{border-collapse:collapse;font-variant-numeric:tabular-nums;background:#ffffff0d;width:100%;min-width:340px}.va-v5-module__H-SVSq__boardCaption{caption-side:top;text-align:left;font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-on-navy-muted);padding-bottom:12px}.va-v5-module__H-SVSq__boardTable th,.va-v5-module__H-SVSq__boardTable td{text-align:left;font-size:var(--v5s-type-body);color:var(--v5s-white);border-bottom:1px solid #ffffff29;padding:14px 16px}.va-v5-module__H-SVSq__boardTable thead th{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-fine);letter-spacing:var(--v5s-tracking-eyebrow);text-transform:uppercase;color:var(--v5s-gold);font-weight:600}.va-v5-module__H-SVSq__boardTable tbody th{color:var(--v5s-text-on-navy-muted);font-weight:500}.va-v5-module__H-SVSq__boardTable tbody td{font-family:var(--v5s-font-ui);font-size:clamp(1.125rem,3.6vw,1.375rem);font-weight:600}.va-v5-module__H-SVSq__boardTable tbody tr[data-exempt=true] td{color:var(--v5s-gold)}.va-v5-module__H-SVSq__boardTable tbody tr:last-child th,.va-v5-module__H-SVSq__boardTable tbody tr:last-child td{border-bottom:0}.va-v5-module__H-SVSq__boardNotes{gap:20px;margin-top:32px;display:grid}@media (min-width:700px){.va-v5-module__H-SVSq__boardNotes{grid-template-columns:repeat(2,minmax(0,1fr))}}.va-v5-module__H-SVSq__boardNote{border-top:2px solid #fff3;padding-top:14px}.va-v5-module__H-SVSq__boardNoteTitle{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);color:var(--v5s-white);margin:0 0 8px;font-weight:600}.va-v5-module__H-SVSq__boardNote p{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-on-navy-muted);margin:0}.va-v5-module__H-SVSq__decisionGrid{gap:20px;display:grid}@media (min-width:900px){.va-v5-module__H-SVSq__decisionGrid{grid-template-columns:repeat(2,minmax(0,1fr))}}.va-v5-module__H-SVSq__decisionCard{border-radius:var(--v5s-radius-card);border:1px solid var(--v5s-border-quiet);padding:clamp(20px,4vw,30px)}.va-v5-module__H-SVSq__decisionCard[data-tone=strong]{background:var(--v5s-sky);border-color:#0000}.va-v5-module__H-SVSq__decisionCard[data-tone=quiet]{background:var(--v5s-ivory)}.va-v5-module__H-SVSq__decisionTitle{font-family:var(--v5s-font-ui);color:var(--v5s-navy);margin:0 0 14px;font-size:clamp(1.125rem,3.6vw,1.375rem);font-weight:600}.va-v5-module__H-SVSq__decisionList{gap:10px;margin:0;padding-left:1.15em;display:grid}.va-v5-module__H-SVSq__decisionList li{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text)}.va-v5-module__H-SVSq__qualifyGrid{gap:20px;margin-bottom:20px;display:grid}@media (min-width:900px){.va-v5-module__H-SVSq__qualifyGrid{grid-template-columns:repeat(2,minmax(0,1fr))}}.va-v5-module__H-SVSq__qualifyCard,.va-v5-module__H-SVSq__residualCard{background:var(--v5s-white);border-radius:var(--v5s-radius-card);padding:clamp(20px,4vw,30px)}.va-v5-module__H-SVSq__qualifyTitle{font-family:var(--v5s-font-ui);color:var(--v5s-navy);margin:0 0 12px;font-size:clamp(1.125rem,3.6vw,1.375rem);font-weight:600}.va-v5-module__H-SVSq__qualifyBody{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted);margin:0 0 12px}.va-v5-module__H-SVSq__qualifyFine{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted);margin:16px 0 0}.va-v5-module__H-SVSq__qualifyFine a{color:var(--v5s-blue)}.va-v5-module__H-SVSq__equation{border:1px solid var(--v5s-border-quiet);border-radius:var(--v5s-radius-panel);margin:20px 0 0;padding:0;list-style:none;overflow:hidden}.va-v5-module__H-SVSq__equationRow{border-bottom:1px solid var(--v5s-border-quiet);font-size:var(--v5s-type-body);color:var(--v5s-text);background:var(--v5s-white);grid-template-columns:34px minmax(0,1fr);align-items:center;gap:8px;padding:12px 14px;display:grid}.va-v5-module__H-SVSq__equationRow:last-child{border-bottom:0}.va-v5-module__H-SVSq__equationRow[data-result=true]{background:var(--v5s-sky);color:var(--v5s-navy);font-weight:600}.va-v5-module__H-SVSq__equationOp{font-family:var(--v5s-font-ui);color:var(--v5s-blue);text-align:center;font-size:1.25rem;font-weight:600}.va-v5-module__H-SVSq__pointGrid{gap:22px;display:grid}@media (min-width:700px){.va-v5-module__H-SVSq__pointGrid{grid-template-columns:repeat(2,minmax(0,1fr))}}.va-v5-module__H-SVSq__point{border-top:2px solid var(--v5s-navy);padding-top:14px}.va-v5-module__H-SVSq__pointTitle{font-family:var(--v5s-font-ui);color:var(--v5s-text);margin:0 0 8px;font-size:clamp(1.0625rem,3.2vw,1.25rem);font-weight:600}.va-v5-module__H-SVSq__pointBody{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted);margin:0}.va-v5-module__H-SVSq__stepList{background:var(--v5s-border-quiet);border:1px solid var(--v5s-border-quiet);border-radius:var(--v5s-radius-card);gap:2px;margin:0;padding:0;list-style:none;display:grid;overflow:hidden}.va-v5-module__H-SVSq__step{background:var(--v5s-white);grid-template-columns:44px minmax(0,1fr);gap:12px;padding:clamp(18px,4vw,26px);display:grid}.va-v5-module__H-SVSq__stepIndex{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);color:var(--v5s-blue);font-weight:600}.va-v5-module__H-SVSq__stepTitle{font-family:var(--v5s-font-ui);color:var(--v5s-text);margin:0 0 6px;font-size:clamp(1.0625rem,3.2vw,1.25rem);font-weight:600}.va-v5-module__H-SVSq__stepBody{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted);margin:0}.va-v5-module__H-SVSq__irrrl{background:var(--v5s-white);border-radius:var(--v5s-radius-card);max-width:68ch;padding:clamp(22px,5vw,40px)}.va-v5-module__H-SVSq__faqList{border-top:1px solid var(--v5s-border-quiet)}.va-v5-module__H-SVSq__faq{border-bottom:1px solid var(--v5s-border-quiet)}.va-v5-module__H-SVSq__faqSummary{cursor:pointer;min-height:60px;font-family:var(--v5s-font-ui);color:var(--v5s-text);justify-content:space-between;align-items:center;gap:16px;padding:16px 0;font-size:clamp(1.0625rem,3.2vw,1.25rem);font-weight:600;list-style:none;display:flex}.va-v5-module__H-SVSq__faqSummary::-webkit-details-marker{display:none}.va-v5-module__H-SVSq__faqSummary:after{content:"+";color:var(--v5s-blue);flex:none;font-size:1.5rem;font-weight:400;line-height:1}.va-v5-module__H-SVSq__faq[open]>.va-v5-module__H-SVSq__faqSummary:after{content:"−"}.va-v5-module__H-SVSq__faqSummary:focus-visible{outline:2px solid var(--v5s-focus);outline-offset:2px;border-radius:var(--v5s-radius-sm)}.va-v5-module__H-SVSq__faqAnswer{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted);max-width:68ch;margin:0 0 20px}.va-v5-module__H-SVSq__guideList{border-top:1px solid var(--v5s-border-strong)}.va-v5-module__H-SVSq__guide{border-bottom:1px solid var(--v5s-border-quiet)}.va-v5-module__H-SVSq__guideSummary{cursor:pointer;justify-content:space-between;align-items:center;gap:16px;min-height:60px;padding:14px 0;list-style:none;display:flex}.va-v5-module__H-SVSq__guideSummary::-webkit-details-marker{display:none}.va-v5-module__H-SVSq__guideSummary:after{content:"+";color:var(--v5s-blue);flex:none;font-size:1.5rem;font-weight:400;line-height:1}.va-v5-module__H-SVSq__guide[open]>.va-v5-module__H-SVSq__guideSummary:after{content:"−"}.va-v5-module__H-SVSq__guideSummary:focus-visible{outline:2px solid var(--v5s-focus);outline-offset:2px;border-radius:var(--v5s-radius-sm)}.va-v5-module__H-SVSq__guideTitle{font-family:var(--v5s-font-ui);color:var(--v5s-text);margin:0;font-size:clamp(1.0625rem,3.2vw,1.25rem);font-weight:600}.va-v5-module__H-SVSq__guideCount{border-radius:var(--v5s-radius-pill);background:var(--v5s-sky);color:var(--v5s-navy);font-size:var(--v5s-type-fine);vertical-align:middle;margin-left:8px;padding:2px 8px;font-weight:600;display:inline-block}.va-v5-module__H-SVSq__guideBody{max-width:70ch;padding-bottom:22px}.va-v5-module__H-SVSq__guideBody p{font-size:var(--v5s-type-body-lg);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted);margin:0 0 16px}.va-v5-module__H-SVSq__guideBullets{gap:8px;margin:0;padding-left:1.15em;display:grid}.va-v5-module__H-SVSq__guideBullets li{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted)}.va-v5-module__H-SVSq__answerList{gap:16px;margin:0;padding:0 0 20px;list-style:none;display:grid}@media (min-width:900px){.va-v5-module__H-SVSq__answerList{grid-template-columns:repeat(2,minmax(0,1fr))}}.va-v5-module__H-SVSq__answer{border-left:2px solid var(--v5s-border-quiet);gap:4px;padding-left:12px;display:grid}.va-v5-module__H-SVSq__answer a{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-body);color:var(--v5s-blue);font-weight:600;line-height:1.4}.va-v5-module__H-SVSq__sourceList,.va-v5-module__H-SVSq__relatedList{gap:16px;margin:0;padding:0;list-style:none;display:grid}@media (min-width:700px){.va-v5-module__H-SVSq__sourceList,.va-v5-module__H-SVSq__relatedList{grid-template-columns:repeat(2,minmax(0,1fr))}}.va-v5-module__H-SVSq__source,.va-v5-module__H-SVSq__related{border-top:1px solid var(--v5s-border-quiet);gap:4px;padding-top:12px;display:grid}.va-v5-module__H-SVSq__source a,.va-v5-module__H-SVSq__related a{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-body);color:var(--v5s-blue);font-weight:600}.va-v5-module__H-SVSq__sourceBody{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted)}.va-v5-module__H-SVSq__disclosure{border-top:1px solid var(--v5s-border-quiet);font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted);margin:40px 0 0;padding-top:18px}@media (prefers-reduced-motion:reduce){.va-v5-module__H-SVSq__ctaGold,.va-v5-module__H-SVSq__ctaOnDark{transition:none}}:is(.v5Site .va-v5-module__H-SVSq__sectionNavy,.v5Site .va-v5-module__H-SVSq__hero){--v5s-gold:var(--me-stone);--v5s-gold-hover:var(--me-bone);--v5s-blue:var(--me-link-on-dark);--v5s-focus:var(--me-focus-on-dark);--me-action-primary-bg:var(--me-action-on-dark-bg);--me-action-primary-hover:var(--me-stone);--me-action-primary-text:var(--me-action-on-dark-text)}.v5Site .va-v5-module__H-SVSq__ctaGold{background:var(--me-action-primary-bg);border-color:var(--me-action-primary-bg);color:var(--me-action-primary-text)}:is(.v5Site .va-v5-module__H-SVSq__sectionNote a,.v5Site .va-v5-module__H-SVSq__qualifyFine a){text-underline-offset:3px;text-decoration:underline}.va-v5-module__H-SVSq__hero:before{background:radial-gradient(circle at 65% 35%,#ddd6cc1a,#0000 68%)}.va-v5-module__H-SVSq__hero:after{background:radial-gradient(circle at 40% 60%,#f2efe80f,#0000 70%)}
.v5Site{--v5-ink:var(--v5s-ink-deep,#061726);--v5-navy:var(--v5s-navy,#0b2440);--v5-white:var(--v5s-white,#fff);--v5-sky:var(--v5s-sky,#dcecf8);--v5-gold:var(--v5s-gold,#f5c451);--v5-shell-max:1180px;--v5-bleed-x:clamp(20px, 5.6vw, 26px);--v5-radius-md:12px;--v5-ease:cubic-bezier(.22, 1, .36, 1);--v5-header-height:68px;--v5-font-ui:var(--v5s-font-ui,ui-sans-serif, system-ui, sans-serif)}.v5Site .v5SrOnly{clip-path:inset(50%);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}
.about-lab-module__6soYSG__page{--paper:#fff;--ink:#162536;--ink-dim:#4b6072;--line:#d8e2ec;--cream:#fafbf3;--yellow:#f5c451;--coral:#0b2440;--coral-deep:#061726;--mint:#0b2440;--noir:#061726;--display:var(--font-v54-lateral,"Arial Narrow", "Barlow Condensed", sans-serif);--ui:var(--font-v54-aeonik,system-ui, sans-serif);--ease:cubic-bezier(.22, 1, .36, 1);background:var(--paper);color:var(--ink);font-family:var(--ui);padding-top:clamp(26px,2.6vw,38px)}.about-lab-module__6soYSG__chapter{padding:clamp(44px,7vh,84px) clamp(20px,6vw,60px) clamp(30px,5vh,64px)}.about-lab-module__6soYSG__chapter.about-lab-module__6soYSG__alt{background:var(--cream);border-top:1.5px solid var(--line);border-bottom:1.5px solid var(--line)}.about-lab-module__6soYSG__inner{max-width:1120px;margin:0 auto}.about-lab-module__6soYSG__eyebrow{letter-spacing:.18em;text-transform:uppercase;color:var(--ink-dim);align-items:center;gap:10px;margin:0 0 14px;font-size:12px;font-weight:600;display:inline-flex}.about-lab-module__6soYSG__eyebrow:before{content:"";background:var(--coral);border-radius:2px;width:26px;height:3px}.about-lab-module__6soYSG__h1,.about-lab-module__6soYSG__h2{font-family:var(--display);text-transform:uppercase;letter-spacing:.005em;color:var(--ink);margin:0;font-weight:600;line-height:.92}.about-lab-module__6soYSG__h1{text-wrap:balance;font-size:clamp(38px,6.4vw,72px)}.about-lab-module__6soYSG__h2{font-size:clamp(30px,7vw,58px)}.about-lab-module__6soYSG__accent{color:var(--coral);font-style:normal}.about-lab-module__6soYSG__lead{font-family:var(--ui);color:var(--ink-dim);max-width:46ch;margin:20px 0 0;font-size:clamp(16px,3.6vw,20px);line-height:1.5}.about-lab-module__6soYSG__prose p{color:var(--ink-dim);max-width:62ch;margin:0 0 14px;font-size:clamp(15px,3vw,17px);line-height:1.6}.about-lab-module__6soYSG__prose p:last-child{margin-bottom:0}.about-lab-module__6soYSG__heroGrid{grid-template-columns:1fr;align-items:center;gap:clamp(26px,5vw,48px);display:grid}@media (min-width:900px){.about-lab-module__6soYSG__heroGrid{grid-template-columns:1.05fr .95fr}}.about-lab-module__6soYSG__credLine{color:var(--ink);border-top:1.5px solid var(--line);max-width:52ch;margin:20px 0 0;padding-top:16px;font-size:clamp(12.5px,2.6vw,14px);font-weight:600;line-height:1.5}.about-lab-module__6soYSG__figure{aspect-ratio:4/5;border:1.5px solid var(--line);background:#f4f0e8;border-radius:22px;margin:0;position:relative;overflow:hidden}.about-lab-module__6soYSG__figure img{object-fit:cover;object-position:50% 18%}.about-lab-module__6soYSG__figCaption{letter-spacing:.04em;color:#fff;-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px);background:#0a0a0ab8;border-radius:999px;padding:7px 12px;font-size:13px;font-weight:600;position:absolute;bottom:14px;left:14px}.about-lab-module__6soYSG__ctaRow{flex-wrap:wrap;gap:12px;margin:26px 0 0;display:flex}.about-lab-module__6soYSG__cta{font-family:var(--ui);letter-spacing:.01em;cursor:pointer;border:1.5px solid var(--ink);transition:transform .15s var(--ease), box-shadow .15s var(--ease);border-radius:999px;align-items:center;gap:10px;padding:14px 24px;font-size:clamp(14px,3vw,16px);font-weight:600;text-decoration:none;display:inline-flex}.about-lab-module__6soYSG__cta:focus-visible{outline:2px solid var(--coral);outline-offset:3px}.about-lab-module__6soYSG__ctaPrimary{background:var(--coral);color:#fff;border-color:var(--coral-deep);box-shadow:0 6px 16px #e0431f47}.about-lab-module__6soYSG__ctaPrimary:hover{transform:translateY(-1px)}.about-lab-module__6soYSG__ctaSecondary{color:var(--ink);background:#fff}.about-lab-module__6soYSG__ctaSecondary:hover{transform:translateY(-1px)}.about-lab-module__6soYSG__ctaArrow{font-size:1.05em}.about-lab-module__6soYSG__trustStrip{color:var(--ink-dim);flex-wrap:wrap;align-items:center;gap:8px 12px;margin:24px 0 0;font-size:clamp(12px,2.6vw,13.5px);font-weight:600;display:flex}.about-lab-module__6soYSG__trustDot{background:var(--coral);border-radius:999px;width:5px;height:5px}.about-lab-module__6soYSG__stepGrid{grid-template-columns:1fr;gap:16px;margin:28px 0 0;display:grid}@media (min-width:760px){.about-lab-module__6soYSG__stepGrid{grid-template-columns:repeat(3,1fr)}}.about-lab-module__6soYSG__stepCard{border:1.5px solid var(--line);background:var(--paper);border-radius:20px;padding:24px 22px}.about-lab-module__6soYSG__chapter.about-lab-module__6soYSG__alt .about-lab-module__6soYSG__stepCard{background:#fff}.about-lab-module__6soYSG__stepNum{font-family:var(--display);color:var(--yellow);-webkit-text-stroke:1.5px var(--ink);margin-bottom:12px;font-size:40px;line-height:1}.about-lab-module__6soYSG__stepTitle{letter-spacing:-.01em;margin:0 0 8px;font-size:clamp(17px,3.4vw,20px);font-weight:600}.about-lab-module__6soYSG__stepBody{color:var(--ink-dim);margin:0;font-size:14.5px;line-height:1.55}.about-lab-module__6soYSG__compareNote{color:var(--ink-dim);max-width:74ch;margin:24px 0 0;font-size:14px;line-height:1.55}.about-lab-module__6soYSG__compareNote strong{color:var(--ink);font-weight:600}.about-lab-module__6soYSG__splitGrid{grid-template-columns:1fr;align-items:center;gap:clamp(22px,4vw,40px);display:grid}@media (min-width:860px){.about-lab-module__6soYSG__splitGrid{grid-template-columns:1.1fr .9fr}}.about-lab-module__6soYSG__quoteCard{border:1.5px solid var(--ink);background:var(--noir);color:#fff;border-radius:22px;padding:28px 26px}.about-lab-module__6soYSG__quoteTag{letter-spacing:.16em;text-transform:uppercase;color:var(--yellow);margin:0 0 14px;font-size:12px;font-weight:600}.about-lab-module__6soYSG__quote{max-width:34ch;margin:0;font-size:clamp(18px,4vw,24px);font-weight:600;line-height:1.35}.about-lab-module__6soYSG__quote .about-lab-module__6soYSG__qmark{color:var(--coral)}.about-lab-module__6soYSG__quoteName{color:#fffc;border-top:1px solid #ffffff2e;margin:22px 0 0;padding-top:16px;font-size:13px;line-height:1.5}.about-lab-module__6soYSG__credGrid{grid-template-columns:repeat(2,1fr);gap:12px;margin:26px 0 0;display:grid}@media (min-width:760px){.about-lab-module__6soYSG__credGrid{grid-template-columns:repeat(3,1fr)}}.about-lab-module__6soYSG__credItem{border:1.5px solid var(--line);background:#fff;border-radius:16px;padding:16px}.about-lab-module__6soYSG__credLabel{letter-spacing:-.01em;color:var(--ink);font-size:clamp(13px,2.7vw,15px);font-weight:600;line-height:1.3}.about-lab-module__6soYSG__credSub{color:var(--coral-deep);letter-spacing:.02em;margin-top:4px;font-size:12.5px;font-weight:600}.about-lab-module__6soYSG__credFoot{color:var(--ink-dim);max-width:74ch;margin:22px 0 0;font-size:13.5px;line-height:1.6}.about-lab-module__6soYSG__inlineLink{color:var(--ink);border-bottom:2px solid var(--yellow);font-weight:600;text-decoration:none}.about-lab-module__6soYSG__inlineLink:hover,.about-lab-module__6soYSG__inlineLink:focus-visible{border-bottom-color:var(--coral)}.about-lab-module__6soYSG__valGrid{grid-template-columns:1fr;gap:16px;margin:28px 0 0;display:grid}@media (min-width:820px){.about-lab-module__6soYSG__valGrid{grid-template-columns:1.2fr .9fr .9fr}}.about-lab-module__6soYSG__valCard{border:1.5px solid var(--line);background:#fff;border-radius:20px;flex-direction:column;padding:24px 22px;display:flex}.about-lab-module__6soYSG__valAward{border-color:var(--ink);background:var(--cream)}.about-lab-module__6soYSG__valKicker{letter-spacing:.14em;text-transform:uppercase;color:var(--ink-dim);margin:0 0 10px;font-size:12px;font-weight:600}.about-lab-module__6soYSG__valHeadline{font-family:var(--display);text-transform:uppercase;color:var(--ink);margin:0;font-size:clamp(22px,4.4vw,30px);font-weight:600;line-height:.98}.about-lab-module__6soYSG__valSeal{letter-spacing:.06em;color:var(--ink);background:var(--yellow);border:1.5px solid var(--ink);border-radius:999px;align-self:flex-start;margin:0 0 14px;padding:5px 12px;font-size:12px;font-weight:600;display:inline-block}.about-lab-module__6soYSG__valBody{color:var(--ink-dim);margin:10px 0 0;font-size:14px;line-height:1.55}.about-lab-module__6soYSG__valLink{color:var(--ink);align-items:center;gap:7px;margin-top:auto;padding-top:16px;font-size:13.5px;font-weight:600;text-decoration:none;display:inline-flex}.about-lab-module__6soYSG__valLink span{border-bottom:2px solid var(--coral)}.about-lab-module__6soYSG__valLink:focus-visible{outline:2px solid var(--coral);outline-offset:3px}.about-lab-module__6soYSG__finalPanel{background:var(--noir);color:#fff;border-radius:26px;padding:clamp(28px,5vw,52px)}.about-lab-module__6soYSG__finalGrid{grid-template-columns:1fr;gap:clamp(24px,4vw,44px);display:grid}@media (min-width:820px){.about-lab-module__6soYSG__finalGrid{grid-template-columns:1.2fr .8fr;align-items:center}}.about-lab-module__6soYSG__finalPanel .about-lab-module__6soYSG__eyebrow{color:#ffffffb8}.about-lab-module__6soYSG__finalPanel .about-lab-module__6soYSG__h2{color:#fff}.about-lab-module__6soYSG__finalPanel .about-lab-module__6soYSG__accent{color:var(--v5s-text-on-navy-muted,#c7d4e2)}.about-lab-module__6soYSG__finalBody{color:#ffffffd1;max-width:48ch;margin:18px 0 0;font-size:clamp(15px,3vw,17px);line-height:1.55}.about-lab-module__6soYSG__finalActions{flex-wrap:wrap;gap:12px;margin:24px 0 0;display:flex}.about-lab-module__6soYSG__ctaOnDark{color:var(--ink);background:#fff;border-color:#fff}.about-lab-module__6soYSG__finalMeta{border-top:1px solid #ffffff2e;gap:16px;padding-top:20px;display:grid}.about-lab-module__6soYSG__finalMetaK{letter-spacing:.14em;text-transform:uppercase;color:#fff9;margin:0;font-size:12px;font-weight:600}.about-lab-module__6soYSG__finalMetaV{color:#fff;margin:3px 0 0;font-size:clamp(15px,3vw,17px);font-weight:600}.about-lab-module__6soYSG__finalMetaV a{color:#fff;border-bottom:2px solid var(--coral);text-decoration:none}.about-lab-module__6soYSG__finalTag{letter-spacing:.14em;color:#fff;background:#ffffff0f;border:1px solid #ffffff29;border-radius:999px;align-items:center;gap:9px;margin-top:4px;padding:8px 14px;font-size:12px;font-weight:600;display:inline-flex}.about-lab-module__6soYSG__finalTagDot{background:var(--coral);border-radius:999px;width:6px;height:6px}.about-lab-module__6soYSG__reviewCardWrap{max-width:1120px;margin:4px auto clamp(8px,3vh,24px);padding:0 clamp(20px,6vw,60px)}@media (prefers-reduced-motion:reduce){.about-lab-module__6soYSG__cta,.about-lab-module__6soYSG__ctaPrimary,.about-lab-module__6soYSG__ctaSecondary{transition:none}}.v5Site .about-lab-module__6soYSG__page{--paper:var(--me-bg-elevated);--ink:var(--me-text-primary);--ink-dim:var(--me-text-muted);--line:var(--me-border-structural);--cream:var(--me-bg-page);--yellow:var(--me-stone);--coral:var(--me-link);--coral-deep:var(--me-link);--mint:var(--me-text-primary);--noir:var(--me-bg-dark);--display:var(--me-font-ui);--ui:var(--me-font-ui)}:is(.v5Site .about-lab-module__6soYSG__quoteCard,.v5Site .about-lab-module__6soYSG__finalPanel){--coral:var(--me-bone);--coral-deep:var(--me-bone);--v5s-focus:var(--me-focus-on-dark)}.v5Site .about-lab-module__6soYSG__stepNum{font-family:var(--me-font-mono);color:var(--me-text-primary);-webkit-text-stroke:0}.v5Site .about-lab-module__6soYSG__ctaPrimary{background:var(--me-action-primary-bg);border-color:var(--me-action-primary-bg);color:var(--me-action-primary-text)}.v5Site .about-lab-module__6soYSG__finalPanel{--me-action-primary-bg:var(--me-action-on-dark-bg);--me-action-primary-hover:var(--me-stone);--me-action-primary-text:var(--me-action-on-dark-text)}.v5Site .about-lab-module__6soYSG__ctaPrimary{box-shadow:var(--v5s-shadow-card)}
.lender-credit-module__v6_JLq__root{--lc-paper:#f2ebdf;--lc-ink:#16120d;--lc-ink-soft:#5a5246;--lc-dark:#100c09;--lc-dark-2:#171009;--lc-cream:#f7f1e6;--lc-cream-soft:#c9bfae;--lc-emerald:#c23b3b;--lc-emerald-bright:#e34a4a;--lc-gold:#d4af69;--lc-line-dark:#f7f1e629;--lc-display:var(--font-bricolage,ui-sans-serif, system-ui, sans-serif);--lc-serif:var(--font-instrument-serif,"Times New Roman", serif);--lc-body:var(--font-geist-sans,ui-sans-serif, system-ui, sans-serif);--lc-mono:var(--font-geist-mono,ui-monospace, monospace);isolation:isolate;font-family:var(--lc-body);-webkit-font-smoothing:antialiased;color:var(--lc-cream);background:radial-gradient(90% 60% at 88% 4%, #d4af6938, transparent 60%), radial-gradient(95% 70% at 4% 100%, #c23b3b4d, transparent 62%), linear-gradient(180deg, var(--lc-dark) 0%, var(--lc-dark-2) 100%);position:relative;overflow:hidden}.lender-credit-module__v6_JLq__bg{z-index:0;pointer-events:none;position:absolute;inset:0}.lender-credit-module__v6_JLq__bgImg{object-fit:cover;object-position:60% 30%;opacity:.14}.lender-credit-module__v6_JLq__bgWash{z-index:0;pointer-events:none;background:linear-gradient(180deg, #100c098c 0%, #100c09d1 60%, var(--lc-dark-2) 100%);position:absolute;inset:0}.lender-credit-module__v6_JLq__heroGrid{z-index:1;grid-template-columns:1fr;align-items:start;gap:10px;max-width:1200px;margin:0 auto;padding:14px 16px 20px;display:grid;position:relative}@media (min-width:960px){.lender-credit-module__v6_JLq__heroGrid{grid-template-columns:.92fr 1.08fr;align-items:center;gap:clamp(30px,3.6vw,58px);padding:clamp(44px,5vw,84px) clamp(24px,4vw,60px) clamp(52px,6vw,92px)}}.lender-credit-module__v6_JLq__heroText{min-width:0}@media (min-width:960px){.lender-credit-module__v6_JLq__heroText{max-width:560px}}.lender-credit-module__v6_JLq__eyebrow{font-family:var(--lc-mono);letter-spacing:.24em;text-transform:uppercase;color:var(--lc-emerald-bright);align-items:center;gap:8px;margin:0;font-size:11px;font-weight:600;display:inline-flex}.lender-credit-module__v6_JLq__eyebrow:before{content:"";background:var(--lc-emerald-bright);border-radius:999px;width:7px;height:7px;box-shadow:0 0 12px #e34a4acc}.lender-credit-module__v6_JLq__h1{font-family:var(--lc-display);letter-spacing:-.035em;color:var(--lc-cream);text-wrap:balance;margin:10px 0 0;font-size:clamp(25px,6vw,56px);font-weight:600;line-height:1}@media (min-width:960px){.lender-credit-module__v6_JLq__h1{max-width:15ch;margin-top:14px}}.lender-credit-module__v6_JLq__serif{font-family:var(--lc-serif);letter-spacing:-.015em;color:var(--lc-emerald-bright);font-style:italic;font-weight:400}.lender-credit-module__v6_JLq__expertNote{border:1px solid var(--lc-line-dark);background:#f7f1e60d;border-radius:14px;margin-top:9px;padding:9px 12px 10px 14px;position:relative;overflow:hidden}.lender-credit-module__v6_JLq__expertNote:before{content:"";background:linear-gradient(180deg, var(--lc-gold), var(--lc-emerald-bright));width:3px;position:absolute;top:0;bottom:0;left:0}@media (min-width:960px){.lender-credit-module__v6_JLq__expertNote{margin-top:22px;padding:16px 20px 17px 22px}}.lender-credit-module__v6_JLq__expertLabel{font-family:var(--lc-mono);letter-spacing:.18em;text-transform:uppercase;color:var(--lc-gold);margin-bottom:3px;font-size:10px;font-weight:600;display:inline-block}.lender-credit-module__v6_JLq__expertBody{color:var(--lc-cream-soft);margin:0;font-size:12.5px;line-height:1.5}.lender-credit-module__v6_JLq__expertBody strong{color:var(--lc-cream);font-weight:600}@media (min-width:960px){.lender-credit-module__v6_JLq__expertBody{font-size:15px;line-height:1.55}}.lender-credit-module__v6_JLq__heroImageCard{border:1px solid var(--lc-line-dark);aspect-ratio:16/9;border-radius:18px;margin-top:26px;display:none;position:relative;overflow:hidden;box-shadow:0 40px 80px -50px #000000e6}@media (min-width:960px){.lender-credit-module__v6_JLq__heroImageCard{display:block}}.lender-credit-module__v6_JLq__heroImageImg{object-fit:cover;object-position:50% 40%;transition:transform .5s cubic-bezier(.2,.7,.2,1)}.lender-credit-module__v6_JLq__heroImageCard:hover .lender-credit-module__v6_JLq__heroImageImg{transform:scale(1.045)}@media (prefers-reduced-motion:reduce){.lender-credit-module__v6_JLq__heroImageCard:hover .lender-credit-module__v6_JLq__heroImageImg{transform:none}}.lender-credit-module__v6_JLq__heroImageCard:after{content:"";background:linear-gradient(#0000 46%,#100c09a8 100%),radial-gradient(120% 60% at 50% 120%,#c23b3b2e,#0000 60%);position:absolute;inset:0}.lender-credit-module__v6_JLq__heroImageCard:before{content:"";z-index:3;border-radius:inherit;pointer-events:none;position:absolute;inset:0;box-shadow:inset 0 0 0 1px #d4af6938}.lender-credit-module__v6_JLq__heroImageCaption{z-index:2;font-family:var(--lc-display);color:var(--lc-cream);text-shadow:0 2px 14px #0009;font-size:14px;font-weight:600;line-height:1.3;position:absolute;bottom:13px;left:16px;right:16px}.lender-credit-module__v6_JLq__panel{background:linear-gradient(#17110ae6,#0c0906f0);border:1px solid #f7f1e61a;border-radius:20px;position:relative;overflow:hidden;box-shadow:0 50px 100px -55px #000000e6,inset 0 1px #f7f1e612}.lender-credit-module__v6_JLq__panel:before{content:"";z-index:2;background:linear-gradient(90deg, transparent 6%, #c9762eb3 34%, var(--lc-gold) 60%, transparent 94%);height:2px;position:absolute;top:0;left:0;right:0}@media (min-width:960px){.lender-credit-module__v6_JLq__panel{border-radius:26px}}.lender-credit-module__v6_JLq__panelGlow{z-index:0;pointer-events:none;background:radial-gradient(90% 46% at 86% 6%,#d4af693d,#0000 60%),radial-gradient(92% 58% at 4% 100%,#e34a4a33,#0000 62%);position:absolute;inset:0}.lender-credit-module__v6_JLq__panelInner{z-index:1;padding:11px 12px 13px;position:relative}@media (min-width:960px){.lender-credit-module__v6_JLq__panelInner{padding:clamp(22px,2.2vw,32px)}}.lender-credit-module__v6_JLq__panelLabel{font-family:var(--lc-mono);letter-spacing:.2em;text-transform:uppercase;color:var(--lc-cream-soft);align-items:center;gap:9px;margin:0 0 9px;font-size:10.5px;font-weight:600;display:flex}.lender-credit-module__v6_JLq__panelLabel:after{content:"";background:var(--lc-line-dark);flex:1;height:1px}.lender-credit-module__v6_JLq__scenarioChips,.lender-credit-module__v6_JLq__scenarioChipsHint{display:none}@media (min-width:960px){.lender-credit-module__v6_JLq__scenarioChips{flex-wrap:wrap;gap:6px;margin:0 0 8px;padding:0;list-style:none;display:flex}.lender-credit-module__v6_JLq__scenarioChips li{display:flex}.lender-credit-module__v6_JLq__scenarioChip{appearance:none;cursor:pointer;font-family:var(--lc-mono);letter-spacing:.04em;color:var(--lc-cream-soft);border:1px solid var(--lc-line-dark);background:#f7f1e60a;border-radius:999px;padding:5px 11px;font-size:10.5px;transition:border-color .16s,background .16s,color .16s,transform .12s}.lender-credit-module__v6_JLq__scenarioChip:hover{color:var(--lc-cream);background:#e34a4a1a;border-color:#e34a4a80;transform:translateY(-1px)}.lender-credit-module__v6_JLq__scenarioChip:focus-visible{outline:2px solid var(--lc-emerald-bright);outline-offset:2px;color:var(--lc-cream)}.lender-credit-module__v6_JLq__scenarioChipsHint{font-family:var(--lc-mono);letter-spacing:.04em;color:var(--lc-cream-soft);opacity:.6;margin:0 0 14px;font-size:10px;display:block}}@media (prefers-reduced-motion:reduce){.lender-credit-module__v6_JLq__scenarioChip{transition:none}.lender-credit-module__v6_JLq__scenarioChip:hover{transform:none}}.lender-credit-module__v6_JLq__lanes{grid-template-columns:repeat(3,minmax(0,1fr));gap:7px;margin:0;padding:0;list-style:none;display:grid}.lender-credit-module__v6_JLq__lanes>li{min-width:0}@media (min-width:960px){.lender-credit-module__v6_JLq__lanes{gap:13px}}.lender-credit-module__v6_JLq__lane{border:1px solid var(--lc-line-dark);background:#f7f1e60b;border-radius:14px;flex-direction:column;gap:6px;height:100%;padding:8px 8px 9px;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex;position:relative;overflow:hidden;box-shadow:inset 0 1px #f7f1e612}@media (min-width:960px){.lender-credit-module__v6_JLq__lane{border-radius:18px;gap:9px;padding:16px 16px 17px}}.lender-credit-module__v6_JLq__lane:hover{border-color:#f7f1e647;transform:translateY(-3px);box-shadow:0 26px 50px -30px #000000d9}.lender-credit-module__v6_JLq__laneCredit{background:#d4af6914;border-color:#d4af698c}.lender-credit-module__v6_JLq__laneCredit:before{content:"";background:linear-gradient(90deg, var(--lc-gold), #d4af6900);height:2px;position:absolute;top:0;left:0;right:0}.lender-credit-module__v6_JLq__lanePill{font-family:var(--lc-display);color:var(--lc-cream);flex-wrap:wrap;align-items:center;gap:6px;font-size:12.5px;font-weight:600;line-height:1.15;display:inline-flex}@media (min-width:960px){.lender-credit-module__v6_JLq__lanePill{font-size:15px}}.lender-credit-module__v6_JLq__laneBadge{font-family:var(--lc-mono);letter-spacing:.08em;text-transform:uppercase;color:var(--lc-dark);background:linear-gradient(180deg, #e8c988, var(--lc-gold));border-radius:999px;padding:3px 9px;font-size:9px;font-weight:600;display:none;position:relative;overflow:hidden}@media (min-width:960px){.lender-credit-module__v6_JLq__laneBadge{display:inline-block}}.lender-credit-module__v6_JLq__laneBadge:after{content:"";background:linear-gradient(90deg,#0000,#ffffffbf,#0000);width:40%;position:absolute;top:0;bottom:0;transform:translate(-120%)}.lender-credit-module__v6_JLq__pair{grid-template-columns:1fr;gap:2px;display:grid}.lender-credit-module__v6_JLq__pairItem{flex-direction:row;align-items:baseline;gap:5px;display:flex}.lender-credit-module__v6_JLq__pairK{font-family:var(--lc-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--lc-cream-soft);font-size:8.5px}.lender-credit-module__v6_JLq__pairV{font-variant-numeric:tabular-nums;letter-spacing:-.015em;color:var(--lc-cream);font-size:15px;font-weight:600}@media (min-width:960px){.lender-credit-module__v6_JLq__pair{gap:4px;padding-top:3px}.lender-credit-module__v6_JLq__pairItem{gap:9px}.lender-credit-module__v6_JLq__pairK{letter-spacing:.12em;font-size:10px}.lender-credit-module__v6_JLq__pairV{font-size:20px}}.lender-credit-module__v6_JLq__pay{flex-direction:column;gap:0;display:flex}.lender-credit-module__v6_JLq__payV{font-variant-numeric:tabular-nums;color:var(--lc-cream);font-size:13px;font-weight:600}.lender-credit-module__v6_JLq__payMo{color:var(--lc-cream-soft);font-size:10px;font-weight:600}.lender-credit-module__v6_JLq__payK{font-family:var(--lc-mono);letter-spacing:.08em;text-transform:uppercase;color:var(--lc-cream-soft);font-size:8px}@media (min-width:960px){.lender-credit-module__v6_JLq__payV{font-size:18px}.lender-credit-module__v6_JLq__payMo{font-size:11.5px}.lender-credit-module__v6_JLq__payK{font-size:9.5px}}.lender-credit-module__v6_JLq__cash{background:#f7f1e60f;border-radius:10px;flex-direction:column;gap:1px;padding:6px 8px;display:flex}.lender-credit-module__v6_JLq__cash[data-tone=credit]{background:#e34a4a24}.lender-credit-module__v6_JLq__cashPrimary{color:var(--lc-cream);font-size:11px;font-weight:600;line-height:1.25}.lender-credit-module__v6_JLq__cash[data-tone=credit] .lender-credit-module__v6_JLq__cashPrimary{color:var(--lc-emerald-bright)}.lender-credit-module__v6_JLq__cashNote{color:var(--lc-cream-soft);font-size:11.5px;line-height:1.35;display:none}@media (min-width:960px){.lender-credit-module__v6_JLq__cash{padding:9px 12px}.lender-credit-module__v6_JLq__cashPrimary{font-size:13.5px}.lender-credit-module__v6_JLq__cashNote{margin-top:2px;display:block}}.lender-credit-module__v6_JLq__laneBlurb{color:var(--lc-cream-soft);margin:0;font-size:11.5px;line-height:1.4;display:none}@media (min-width:960px){.lender-credit-module__v6_JLq__laneBlurb{display:block}}.lender-credit-module__v6_JLq__ctaBlock{margin-top:10px}@media (min-width:960px){.lender-credit-module__v6_JLq__ctaBlock{margin-top:18px}}.lender-credit-module__v6_JLq__ctaPrimary{appearance:none;cursor:pointer;background:linear-gradient(180deg, #46e0b4, var(--lc-emerald-bright));width:100%;color:var(--lc-dark);font-family:var(--lc-display);letter-spacing:-.01em;border:none;border-radius:999px;justify-content:center;align-items:center;gap:9px;min-height:54px;padding:0 22px;font-size:15.5px;font-weight:600;transition:transform .16s,box-shadow .16s,filter .16s;display:inline-flex;box-shadow:0 18px 38px -14px #e34a4ab3}.lender-credit-module__v6_JLq__ctaPrimary:hover{filter:brightness(1.03);transform:translateY(-2px);box-shadow:0 24px 46px -14px #e34a4ad9}.lender-credit-module__v6_JLq__ctaPrimary:active{transform:translateY(0)scale(.995)}.lender-credit-module__v6_JLq__ctaPrimary:focus-visible{outline:3px solid var(--lc-cream);outline-offset:2px}.lender-credit-module__v6_JLq__ctaArrow{transition:transform .18s}.lender-credit-module__v6_JLq__ctaPrimary:hover .lender-credit-module__v6_JLq__ctaArrow{transform:translate(3px)}.lender-credit-module__v6_JLq__ctaMeta{color:var(--lc-cream-soft);flex-wrap:wrap;justify-content:center;align-items:center;gap:0 9px;margin-top:9px;font-size:12.5px;display:flex}.lender-credit-module__v6_JLq__noPull{font-family:var(--lc-mono);letter-spacing:.04em;font-size:11px}.lender-credit-module__v6_JLq__ctaSep{opacity:.45}.lender-credit-module__v6_JLq__ctaLink,.lender-credit-module__v6_JLq__ctaLinkStrong{justify-content:center;align-items:center;min-width:44px;min-height:44px;display:inline-flex}.lender-credit-module__v6_JLq__ctaLink{color:var(--lc-cream);font-weight:600;text-decoration:none}.lender-credit-module__v6_JLq__ctaLink:hover{text-decoration:underline}.lender-credit-module__v6_JLq__disc{border-top:1px solid var(--lc-line-dark);margin-top:7px;padding-top:7px}.lender-credit-module__v6_JLq__discToggle{appearance:none;cursor:pointer;font-family:var(--lc-mono);letter-spacing:.04em;color:var(--lc-cream-soft);background:0 0;border:none;align-items:center;gap:8px;min-height:44px;padding:0;font-size:11.5px;font-weight:600;display:inline-flex}.lender-credit-module__v6_JLq__discToggle:hover{color:var(--lc-cream)}.lender-credit-module__v6_JLq__discToggle:focus-visible{outline:2px solid var(--lc-emerald-bright);outline-offset:3px}.lender-credit-module__v6_JLq__discBody{border:1px solid var(--lc-line-dark);background:#0000004d;border-radius:12px;flex-direction:column;gap:8px;margin-top:10px;padding:12px 14px;display:flex}.lender-credit-module__v6_JLq__discLine{color:var(--lc-cream-soft);margin:0;font-size:11.5px;line-height:1.5}.lender-credit-module__v6_JLq__planNote{color:var(--lc-cream-soft);opacity:.8;margin:10px 0 0;font-size:10.5px;line-height:1.45}@keyframes lender-credit-module__v6_JLq__lcFadeUp{0%{transform:translateY(11px)}to{transform:translateY(0)}}@keyframes lender-credit-module__v6_JLq__lcImgIn{0%{transform:scale(1.06)}to{transform:scale(1)}}@keyframes lender-credit-module__v6_JLq__lcGlow{0%,to{opacity:.78}50%{opacity:1}}@keyframes lender-credit-module__v6_JLq__lcSheen{0%{transform:translate(-120%)}55%,to{transform:translate(340%)}}.lender-credit-module__v6_JLq__reveal{opacity:1}@media (prefers-reduced-motion:no-preference){.lender-credit-module__v6_JLq__reveal{animation:.5s cubic-bezier(.2,.7,.2,1) backwards lender-credit-module__v6_JLq__lcFadeUp}.lender-credit-module__v6_JLq__d1{animation-delay:50ms}.lender-credit-module__v6_JLq__d2{animation-delay:.11s}.lender-credit-module__v6_JLq__d3{animation-delay:.17s}.lender-credit-module__v6_JLq__lanes>li:first-child .lender-credit-module__v6_JLq__lane{animation:.45s cubic-bezier(.2,.7,.2,1) .14s backwards lender-credit-module__v6_JLq__lcFadeUp}.lender-credit-module__v6_JLq__lanes>li:nth-child(2) .lender-credit-module__v6_JLq__lane{animation:.45s cubic-bezier(.2,.7,.2,1) .2s backwards lender-credit-module__v6_JLq__lcFadeUp}.lender-credit-module__v6_JLq__lanes>li:nth-child(3) .lender-credit-module__v6_JLq__lane{animation:.45s cubic-bezier(.2,.7,.2,1) .26s backwards lender-credit-module__v6_JLq__lcFadeUp}.lender-credit-module__v6_JLq__panelGlow{animation:9s ease-in-out infinite lender-credit-module__v6_JLq__lcGlow}.lender-credit-module__v6_JLq__heroImageImg{animation:.8s backwards lender-credit-module__v6_JLq__lcImgIn}.lender-credit-module__v6_JLq__laneBadge:after{animation:4.5s ease-in-out 1.2s infinite lender-credit-module__v6_JLq__lcSheen}}
.rate-ways-module__myjRXW__root{--lc-paper:#f2ebdf;--lc-ink:#16120d;--lc-ink-soft:#5a5246;--lc-dark:#100c09;--lc-dark-2:#171009;--lc-cream:#f7f1e6;--lc-cream-soft:#c9bfae;--lc-emerald:#c23b3b;--lc-emerald-bright:#e34a4a;--lc-gold:#d4af69;--lc-line-dark:#f7f1e629;--lc-display:var(--font-bricolage,ui-sans-serif, system-ui, sans-serif);--lc-serif:var(--font-instrument-serif,"Times New Roman", serif);--lc-body:var(--font-geist-sans,ui-sans-serif, system-ui, sans-serif);--lc-mono:var(--font-geist-mono,ui-monospace, monospace);isolation:isolate;font-family:var(--lc-body);-webkit-font-smoothing:antialiased;color:var(--lc-cream);background:radial-gradient(90% 60% at 88% 4%, #d4af6938, transparent 60%), radial-gradient(95% 70% at 4% 100%, #c23b3b4d, transparent 62%), linear-gradient(180deg, var(--lc-dark) 0%, var(--lc-dark-2) 100%);position:relative;overflow:hidden}.rate-ways-module__myjRXW__bg{z-index:0;pointer-events:none;position:absolute;inset:0}.rate-ways-module__myjRXW__bgImg{object-fit:cover;object-position:60% 30%;opacity:.14}.rate-ways-module__myjRXW__bgWash{z-index:0;pointer-events:none;background:linear-gradient(180deg, #100c098c 0%, #100c09d1 60%, var(--lc-dark-2) 100%);position:absolute;inset:0}.rate-ways-module__myjRXW__heroGrid{z-index:1;grid-template-columns:1fr;align-items:start;gap:10px;max-width:1200px;margin:0 auto;padding:14px 16px 20px;display:grid;position:relative}@media (min-width:960px){.rate-ways-module__myjRXW__heroGrid{grid-template-columns:.92fr 1.08fr;align-items:center;gap:clamp(30px,3.6vw,58px);padding:clamp(44px,5vw,84px) clamp(24px,4vw,60px) clamp(52px,6vw,92px)}}.rate-ways-module__myjRXW__heroText{min-width:0}@media (min-width:960px){.rate-ways-module__myjRXW__heroText{max-width:560px}}.rate-ways-module__myjRXW__eyebrow{font-family:var(--lc-mono);letter-spacing:.24em;text-transform:uppercase;color:var(--lc-emerald-bright);align-items:center;gap:8px;margin:0;font-size:11px;font-weight:600;display:inline-flex}.rate-ways-module__myjRXW__eyebrow:before{content:"";background:var(--lc-emerald-bright);border-radius:999px;width:7px;height:7px;box-shadow:0 0 12px #e34a4acc}.rate-ways-module__myjRXW__h1{font-family:var(--lc-display);letter-spacing:-.035em;color:var(--lc-cream);text-wrap:balance;margin:10px 0 0;font-size:clamp(25px,6vw,56px);font-weight:600;line-height:1}@media (min-width:960px){.rate-ways-module__myjRXW__h1{max-width:15ch;margin-top:14px}}.rate-ways-module__myjRXW__serif{font-family:var(--lc-serif);letter-spacing:-.015em;color:var(--lc-emerald-bright);font-style:italic;font-weight:400}.rate-ways-module__myjRXW__expertNote{border:1px solid var(--lc-line-dark);background:#f7f1e60d;border-radius:14px;margin-top:9px;padding:9px 12px 10px 14px;position:relative;overflow:hidden}.rate-ways-module__myjRXW__expertNote:before{content:"";background:linear-gradient(180deg, var(--lc-gold), var(--lc-emerald-bright));width:3px;position:absolute;top:0;bottom:0;left:0}@media (min-width:960px){.rate-ways-module__myjRXW__expertNote{margin-top:22px;padding:16px 20px 17px 22px}}.rate-ways-module__myjRXW__expertLabel{font-family:var(--lc-mono);letter-spacing:.18em;text-transform:uppercase;color:var(--lc-gold);margin-bottom:3px;font-size:10px;font-weight:600;display:inline-block}.rate-ways-module__myjRXW__expertBody{color:var(--lc-cream-soft);margin:0;font-size:12.5px;line-height:1.5}.rate-ways-module__myjRXW__expertBody strong{color:var(--lc-cream);font-weight:600}@media (min-width:960px){.rate-ways-module__myjRXW__expertBody{font-size:15px;line-height:1.55}}.rate-ways-module__myjRXW__heroImageCard{border:1px solid var(--lc-line-dark);aspect-ratio:16/9;border-radius:18px;margin-top:26px;display:none;position:relative;overflow:hidden;box-shadow:0 40px 80px -50px #000000e6}@media (min-width:960px){.rate-ways-module__myjRXW__heroImageCard{display:block}}.rate-ways-module__myjRXW__heroImageImg{object-fit:cover;object-position:50% 40%;transition:transform .5s cubic-bezier(.2,.7,.2,1)}.rate-ways-module__myjRXW__heroImageCard:hover .rate-ways-module__myjRXW__heroImageImg{transform:scale(1.045)}@media (prefers-reduced-motion:reduce){.rate-ways-module__myjRXW__heroImageCard:hover .rate-ways-module__myjRXW__heroImageImg{transform:none}}.rate-ways-module__myjRXW__heroImageCard:after{content:"";background:linear-gradient(#0000 46%,#100c09a8 100%),radial-gradient(120% 60% at 50% 120%,#c23b3b2e,#0000 60%);position:absolute;inset:0}.rate-ways-module__myjRXW__heroImageCard:before{content:"";z-index:3;border-radius:inherit;pointer-events:none;position:absolute;inset:0;box-shadow:inset 0 0 0 1px #d4af6938}.rate-ways-module__myjRXW__heroImageCaption{z-index:2;font-family:var(--lc-display);color:var(--lc-cream);text-shadow:0 2px 14px #0009;font-size:14px;font-weight:600;line-height:1.3;position:absolute;bottom:13px;left:16px;right:16px}.rate-ways-module__myjRXW__panel{background:linear-gradient(#17110ae6,#0c0906f0);border:1px solid #f7f1e61a;border-radius:20px;position:relative;overflow:hidden;box-shadow:0 50px 100px -55px #000000e6,inset 0 1px #f7f1e612}.rate-ways-module__myjRXW__panel:before{content:"";z-index:2;background:linear-gradient(90deg, transparent 6%, #c9762eb3 34%, var(--lc-gold) 60%, transparent 94%);height:2px;position:absolute;top:0;left:0;right:0}@media (min-width:960px){.rate-ways-module__myjRXW__panel{border-radius:26px}}.rate-ways-module__myjRXW__panelGlow{z-index:0;pointer-events:none;background:radial-gradient(90% 46% at 86% 6%,#d4af693d,#0000 60%),radial-gradient(92% 58% at 4% 100%,#e34a4a33,#0000 62%);position:absolute;inset:0}.rate-ways-module__myjRXW__panelInner{z-index:1;padding:11px 12px 13px;position:relative}@media (min-width:960px){.rate-ways-module__myjRXW__panelInner{padding:clamp(22px,2.2vw,32px)}}.rate-ways-module__myjRXW__panelLabel{font-family:var(--lc-mono);letter-spacing:.2em;text-transform:uppercase;color:var(--lc-cream-soft);align-items:center;gap:9px;margin:0 0 9px;font-size:10.5px;font-weight:600;display:flex}.rate-ways-module__myjRXW__panelLabel:after{content:"";background:var(--lc-line-dark);flex:1;height:1px}.rate-ways-module__myjRXW__scenarioChips,.rate-ways-module__myjRXW__scenarioChipsHint{display:none}@media (min-width:960px){.rate-ways-module__myjRXW__scenarioChips{flex-wrap:wrap;gap:6px;margin:0 0 8px;padding:0;list-style:none;display:flex}.rate-ways-module__myjRXW__scenarioChips li{display:flex}.rate-ways-module__myjRXW__scenarioChip{appearance:none;cursor:pointer;font-family:var(--lc-mono);letter-spacing:.04em;color:var(--lc-cream-soft);border:1px solid var(--lc-line-dark);background:#f7f1e60a;border-radius:999px;padding:5px 11px;font-size:10.5px;transition:border-color .16s,background .16s,color .16s,transform .12s}.rate-ways-module__myjRXW__scenarioChip:hover{color:var(--lc-cream);background:#e34a4a1a;border-color:#e34a4a80;transform:translateY(-1px)}.rate-ways-module__myjRXW__scenarioChip:focus-visible{outline:2px solid var(--lc-emerald-bright);outline-offset:2px;color:var(--lc-cream)}.rate-ways-module__myjRXW__scenarioChipsHint{font-family:var(--lc-mono);letter-spacing:.04em;color:var(--lc-cream-soft);opacity:.6;margin:0 0 14px;font-size:10px;display:block}}@media (prefers-reduced-motion:reduce){.rate-ways-module__myjRXW__scenarioChip{transition:none}.rate-ways-module__myjRXW__scenarioChip:hover{transform:none}}.rate-ways-module__myjRXW__lanes{grid-template-columns:repeat(3,minmax(0,1fr));gap:7px;margin:0;padding:0;list-style:none;display:grid}.rate-ways-module__myjRXW__lanes>li{min-width:0}@media (min-width:960px){.rate-ways-module__myjRXW__lanes{gap:13px}}.rate-ways-module__myjRXW__lane{border:1px solid var(--lc-line-dark);background:#f7f1e60b;border-radius:14px;flex-direction:column;gap:6px;height:100%;padding:8px 8px 9px;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex;position:relative;overflow:hidden;box-shadow:inset 0 1px #f7f1e612}@media (min-width:960px){.rate-ways-module__myjRXW__lane{border-radius:18px;gap:9px;padding:16px 16px 17px}}.rate-ways-module__myjRXW__lane:hover{border-color:#f7f1e647;transform:translateY(-3px);box-shadow:0 26px 50px -30px #000000d9}.rate-ways-module__myjRXW__laneCredit{background:#d4af6914;border-color:#d4af698c}.rate-ways-module__myjRXW__laneCredit:before{content:"";background:linear-gradient(90deg, var(--lc-gold), #d4af6900);height:2px;position:absolute;top:0;left:0;right:0}.rate-ways-module__myjRXW__lanePill{font-family:var(--lc-display);color:var(--lc-cream);flex-wrap:wrap;align-items:center;gap:6px;font-size:12.5px;font-weight:600;line-height:1.15;display:inline-flex}@media (min-width:960px){.rate-ways-module__myjRXW__lanePill{font-size:15px}}.rate-ways-module__myjRXW__laneBadge{font-family:var(--lc-mono);letter-spacing:.08em;text-transform:uppercase;color:var(--lc-dark);background:linear-gradient(180deg, #e8c988, var(--lc-gold));border-radius:999px;padding:3px 9px;font-size:9px;font-weight:600;display:none;position:relative;overflow:hidden}@media (min-width:960px){.rate-ways-module__myjRXW__laneBadge{display:inline-block}}.rate-ways-module__myjRXW__laneBadge:after{content:"";background:linear-gradient(90deg,#0000,#ffffffbf,#0000);width:40%;position:absolute;top:0;bottom:0;transform:translate(-120%)}.rate-ways-module__myjRXW__pair{grid-template-columns:1fr;gap:2px;display:grid}.rate-ways-module__myjRXW__pairItem{flex-direction:row;align-items:baseline;gap:5px;display:flex}.rate-ways-module__myjRXW__pairK{font-family:var(--lc-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--lc-cream-soft);font-size:8.5px}.rate-ways-module__myjRXW__pairV{font-variant-numeric:tabular-nums;letter-spacing:-.015em;color:var(--lc-cream);font-size:15px;font-weight:600}@media (min-width:960px){.rate-ways-module__myjRXW__pair{gap:4px;padding-top:3px}.rate-ways-module__myjRXW__pairItem{gap:9px}.rate-ways-module__myjRXW__pairK{letter-spacing:.12em;font-size:10px}.rate-ways-module__myjRXW__pairV{font-size:20px}}.rate-ways-module__myjRXW__pay{flex-direction:column;gap:0;display:flex}.rate-ways-module__myjRXW__payV{font-variant-numeric:tabular-nums;color:var(--lc-cream);font-size:13px;font-weight:600}.rate-ways-module__myjRXW__payMo{color:var(--lc-cream-soft);font-size:10px;font-weight:600}.rate-ways-module__myjRXW__payK{font-family:var(--lc-mono);letter-spacing:.08em;text-transform:uppercase;color:var(--lc-cream-soft);font-size:8px}@media (min-width:960px){.rate-ways-module__myjRXW__payV{font-size:18px}.rate-ways-module__myjRXW__payMo{font-size:11.5px}.rate-ways-module__myjRXW__payK{font-size:9.5px}}.rate-ways-module__myjRXW__cash{background:#f7f1e60f;border-radius:10px;flex-direction:column;gap:1px;padding:6px 8px;display:flex}.rate-ways-module__myjRXW__cash[data-tone=credit]{background:#e34a4a24}.rate-ways-module__myjRXW__cashPrimary{color:var(--lc-cream);font-size:11px;font-weight:600;line-height:1.25}.rate-ways-module__myjRXW__cash[data-tone=credit] .rate-ways-module__myjRXW__cashPrimary{color:var(--lc-emerald-bright)}.rate-ways-module__myjRXW__cashNote{color:var(--lc-cream-soft);font-size:11.5px;line-height:1.35;display:none}@media (min-width:960px){.rate-ways-module__myjRXW__cash{padding:9px 12px}.rate-ways-module__myjRXW__cashPrimary{font-size:13.5px}.rate-ways-module__myjRXW__cashNote{margin-top:2px;display:block}}.rate-ways-module__myjRXW__laneBlurb{color:var(--lc-cream-soft);margin:0;font-size:11.5px;line-height:1.4;display:none}@media (min-width:960px){.rate-ways-module__myjRXW__laneBlurb{display:block}}.rate-ways-module__myjRXW__ctaBlock{margin-top:10px}@media (min-width:960px){.rate-ways-module__myjRXW__ctaBlock{margin-top:18px}}.rate-ways-module__myjRXW__ctaPrimary{appearance:none;cursor:pointer;background:linear-gradient(180deg, #46e0b4, var(--lc-emerald-bright));width:100%;color:var(--lc-dark);font-family:var(--lc-display);letter-spacing:-.01em;border:none;border-radius:999px;justify-content:center;align-items:center;gap:9px;min-height:54px;padding:0 22px;font-size:15.5px;font-weight:600;transition:transform .16s,box-shadow .16s,filter .16s;display:inline-flex;box-shadow:0 18px 38px -14px #e34a4ab3}.rate-ways-module__myjRXW__ctaPrimary:hover{filter:brightness(1.03);transform:translateY(-2px);box-shadow:0 24px 46px -14px #e34a4ad9}.rate-ways-module__myjRXW__ctaPrimary:active{transform:translateY(0)scale(.995)}.rate-ways-module__myjRXW__ctaPrimary:focus-visible{outline:3px solid var(--lc-cream);outline-offset:2px}.rate-ways-module__myjRXW__ctaArrow{transition:transform .18s}.rate-ways-module__myjRXW__ctaPrimary:hover .rate-ways-module__myjRXW__ctaArrow{transform:translate(3px)}.rate-ways-module__myjRXW__ctaMeta{color:var(--lc-cream-soft);flex-wrap:wrap;justify-content:center;align-items:center;gap:0 9px;margin-top:9px;font-size:12.5px;display:flex}.rate-ways-module__myjRXW__noPull{font-family:var(--lc-mono);letter-spacing:.04em;font-size:11px}.rate-ways-module__myjRXW__ctaSep{opacity:.45}.rate-ways-module__myjRXW__ctaLink,.rate-ways-module__myjRXW__ctaLinkStrong{justify-content:center;align-items:center;min-width:44px;min-height:44px;display:inline-flex}.rate-ways-module__myjRXW__ctaLink{color:var(--lc-cream);font-weight:600;text-decoration:none}.rate-ways-module__myjRXW__ctaLink:hover{text-decoration:underline}.rate-ways-module__myjRXW__ctaLinkStrong{color:var(--lc-emerald-bright);font-weight:600;text-decoration:none}.rate-ways-module__myjRXW__ctaLinkStrong:hover{text-decoration:underline}.rate-ways-module__myjRXW__disc{border-top:1px solid var(--lc-line-dark);margin-top:7px;padding-top:7px}.rate-ways-module__myjRXW__discToggle{appearance:none;cursor:pointer;font-family:var(--lc-mono);letter-spacing:.04em;color:var(--lc-cream-soft);background:0 0;border:none;align-items:center;gap:8px;min-height:44px;padding:0;font-size:11.5px;font-weight:600;display:inline-flex}.rate-ways-module__myjRXW__discToggle:hover{color:var(--lc-cream)}.rate-ways-module__myjRXW__discToggle:focus-visible{outline:2px solid var(--lc-emerald-bright);outline-offset:3px}.rate-ways-module__myjRXW__discBody{border:1px solid var(--lc-line-dark);background:#0000004d;border-radius:12px;flex-direction:column;gap:8px;margin-top:10px;padding:12px 14px;display:flex}.rate-ways-module__myjRXW__discLine{color:var(--lc-cream-soft);margin:0;font-size:11.5px;line-height:1.5}.rate-ways-module__myjRXW__planNote{color:var(--lc-cream-soft);opacity:.8;margin:10px 0 0;font-size:10.5px;line-height:1.45}@keyframes rate-ways-module__myjRXW__lcFadeUp{0%{transform:translateY(11px)}to{transform:translateY(0)}}@keyframes rate-ways-module__myjRXW__lcImgIn{0%{transform:scale(1.06)}to{transform:scale(1)}}@keyframes rate-ways-module__myjRXW__lcGlow{0%,to{opacity:.78}50%{opacity:1}}@keyframes rate-ways-module__myjRXW__lcSheen{0%{transform:translate(-120%)}55%,to{transform:translate(340%)}}.rate-ways-module__myjRXW__reveal{opacity:1}@media (prefers-reduced-motion:no-preference){.rate-ways-module__myjRXW__reveal{animation:.5s cubic-bezier(.2,.7,.2,1) backwards rate-ways-module__myjRXW__lcFadeUp}.rate-ways-module__myjRXW__d1{animation-delay:50ms}.rate-ways-module__myjRXW__d2{animation-delay:.11s}.rate-ways-module__myjRXW__d3{animation-delay:.17s}.rate-ways-module__myjRXW__lanes>li:first-child .rate-ways-module__myjRXW__lane{animation:.45s cubic-bezier(.2,.7,.2,1) .14s backwards rate-ways-module__myjRXW__lcFadeUp}.rate-ways-module__myjRXW__lanes>li:nth-child(2) .rate-ways-module__myjRXW__lane{animation:.45s cubic-bezier(.2,.7,.2,1) .2s backwards rate-ways-module__myjRXW__lcFadeUp}.rate-ways-module__myjRXW__lanes>li:nth-child(3) .rate-ways-module__myjRXW__lane{animation:.45s cubic-bezier(.2,.7,.2,1) .26s backwards rate-ways-module__myjRXW__lcFadeUp}.rate-ways-module__myjRXW__panelGlow{animation:9s ease-in-out infinite rate-ways-module__myjRXW__lcGlow}.rate-ways-module__myjRXW__heroImageImg{animation:.8s backwards rate-ways-module__myjRXW__lcImgIn}.rate-ways-module__myjRXW__laneBadge:after{animation:4.5s ease-in-out 1.2s infinite rate-ways-module__myjRXW__lcSheen}}