.chapters-module__HT23OW__wrap{background:var(--v55-paper)}.chapters-module__HT23OW__ch{border-top:2px solid var(--v55-ink);background:#fff;position:relative}.chapters-module__HT23OW__ch[data-tone=paper]{background:var(--v55-paper)}.chapters-module__HT23OW__chInner{max-width:1320px;margin:0 auto;padding:clamp(48px,7vw,116px) clamp(18px,4vw,56px)}.chapters-module__HT23OW__chGrid{grid-template-columns:1fr;align-items:center;gap:clamp(28px,4vw,56px);display:grid}.chapters-module__HT23OW__chHead{min-width:0;position:relative}.chapters-module__HT23OW__chNum{font:900 clamp(15px, 1.4vw, 18px)/1 var(--v55-display);letter-spacing:.06em;color:var(--v55-ink);background:var(--v55-butter);border:2px solid var(--v55-ink);border-radius:999px;margin-bottom:18px;padding:6px 14px;display:inline-block}.chapters-module__HT23OW__chKicker{font:700 13px/1 var(--v55-ui);letter-spacing:.14em;text-transform:uppercase;color:var(--ac,var(--v55-orange));margin-bottom:14px;display:block}.chapters-module__HT23OW__chH{font-family:var(--v55-display);text-transform:uppercase;letter-spacing:-.01em;color:var(--v55-ink);margin:0;font-size:clamp(40px,8.6vw,104px);font-weight:900;line-height:.84}.chapters-module__HT23OW__chH .chapters-module__HT23OW__accent{color:var(--ac,var(--v55-orange))}.chapters-module__HT23OW__chLine{display:block;overflow:hidden}.chapters-module__HT23OW__chLine>span{will-change:transform;display:block}.chapters-module__HT23OW__chSub{margin-top:.16em;font-size:clamp(30px,5.4vw,68px);display:block}.chapters-module__HT23OW__chSupport{font:400 clamp(17px, 2vw, 21px)/1.45 var(--v55-ui);color:#3a3730;max-width:40ch;margin:clamp(18px,2.4vw,26px) 0 0}.chapters-module__HT23OW__chSupport b{font-weight:700}.chapters-module__HT23OW__chCtaRow{flex-wrap:wrap;gap:12px;margin-top:clamp(20px,2.6vw,30px);display:flex}.chapters-module__HT23OW__chCta{background:var(--v55-ink);color:#fff;border:3px solid var(--v55-ink);cursor:pointer;min-height:60px;font:700 clamp(16px, 1.9vw, 19px)/1 var(--v55-ui);transition:transform .16s var(--v55-ease), background .2s;border-radius:999px;align-items:center;gap:12px;padding:0 26px;text-decoration:none;display:inline-flex}.chapters-module__HT23OW__chCta:hover{background:#1c1c1c;transform:translateY(-2px)}.chapters-module__HT23OW__chCta:active{transform:translateY(0)scale(.98)}.chapters-module__HT23OW__chCta[data-variant=ghost]{color:var(--v55-ink);background:#fff}.chapters-module__HT23OW__chCta[data-variant=ghost]:hover{background:var(--v55-butter)}.chapters-module__HT23OW__chCtaArrow{background:#ffffff38;border-radius:50%;place-items:center;width:30px;height:30px;font-size:15px;display:inline-grid}.chapters-module__HT23OW__chCta[data-variant=ghost] .chapters-module__HT23OW__chCtaArrow{background:#0b0b0b1a}.chapters-module__HT23OW__chGraphic{min-width:0;position:relative}@media (min-width:940px){.chapters-module__HT23OW__chGrid{grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:clamp(36px,4vw,72px)}.chapters-module__HT23OW__chGrid[data-flip] .chapters-module__HT23OW__chHead{order:2}.chapters-module__HT23OW__chH{font-size:clamp(60px,6.6vw,120px)}.chapters-module__HT23OW__chCentered{text-align:center;grid-template-columns:1fr}.chapters-module__HT23OW__chCentered .chapters-module__HT23OW__chSupport{margin-left:auto;margin-right:auto}.chapters-module__HT23OW__chCentered .chapters-module__HT23OW__chCtaRow{justify-content:center}}.chapters-module__HT23OW__feat{grid-template-columns:1fr;gap:12px;display:grid}.chapters-module__HT23OW__featCell{border:2.5px solid var(--v55-ink);background:#fff;border-radius:18px;overflow:hidden}.chapters-module__HT23OW__featCell>summary{cursor:pointer;align-items:center;gap:14px;min-height:66px;padding:16px 18px;list-style:none;display:flex}.chapters-module__HT23OW__featCell>summary::-webkit-details-marker{display:none}.chapters-module__HT23OW__featIcon{background:var(--ac,var(--v55-orange));border:2px solid var(--v55-ink);color:#0b0b0b;border-radius:12px;flex:none;place-items:center;width:44px;height:44px;display:grid}.chapters-module__HT23OW__featIcon svg{width:55%;height:55%}.chapters-module__HT23OW__featLabel{font:800 clamp(14px, 1.7vw, 17px)/1.15 var(--v55-ui);text-transform:uppercase;letter-spacing:.01em;flex:1}.chapters-module__HT23OW__featPlus{border:2px solid var(--v55-ink);width:28px;height:28px;transition:transform .25s var(--v55-ease);border-radius:50%;flex:none;place-items:center;font-size:16px;display:grid}.chapters-module__HT23OW__featCell[open] .chapters-module__HT23OW__featPlus{background:var(--v55-ink);color:#fff;transform:rotate(45deg)}.chapters-module__HT23OW__featBody{font:400 15px/1.5 var(--v55-ui);color:#46433c;padding:0 18px 18px 76px}@media (min-width:600px){.chapters-module__HT23OW__feat{grid-template-columns:1fr 1fr}}.chapters-module__HT23OW__demoCard{border:3px solid var(--v55-ink);background:#fff;border-radius:22px;padding:clamp(18px,3vw,26px);box-shadow:6px 8px #0b0b0b14}.chapters-module__HT23OW__demoRow{border-bottom:1px solid var(--v55-line);justify-content:space-between;align-items:baseline;gap:12px;padding:12px 0;display:flex}.chapters-module__HT23OW__demoRow:last-of-type{border-bottom:none}.chapters-module__HT23OW__demoLabel{font:700 13px/1.2 var(--v55-ui);letter-spacing:.03em;text-transform:uppercase;color:#6a655c}.chapters-module__HT23OW__demoVal{font:800 clamp(22px, 3.6vw, 30px)/1 var(--v55-display);color:var(--v55-ink);font-variant-numeric:tabular-nums}.chapters-module__HT23OW__demoVal[data-accent]{color:var(--ac)}.chapters-module__HT23OW__sliderWrap{margin:10px 0 6px}.chapters-module__HT23OW__sliderTop{font:700 12px/1 var(--v55-ui);text-transform:uppercase;letter-spacing:.03em;color:#6a655c;justify-content:space-between;margin-bottom:10px;display:flex}.chapters-module__HT23OW__rail{border:1px solid var(--v55-line);touch-action:none;background:#efece4;border-radius:5px;height:10px;position:relative}.chapters-module__HT23OW__railFill{background:var(--ac,var(--v55-orange));border-radius:5px;position:absolute;top:0;bottom:0;left:0}.chapters-module__HT23OW__handle{border:3px solid var(--v55-ink);cursor:grab;touch-action:none;background:#fff;border-radius:50%;width:40px;height:40px;position:absolute;top:50%;transform:translate(-50%,-50%)}.chapters-module__HT23OW__handle:active{cursor:grabbing}.chapters-module__HT23OW__dragHint{font:700 12px/1 var(--v55-ui);letter-spacing:.03em;text-transform:uppercase;color:var(--ac,var(--v55-orange));margin-top:8px;display:inline-block}.chapters-module__HT23OW__exampleTag{font:500 13px/1.5 var(--v55-ui);color:#6a655c;margin-top:14px;display:block}.chapters-module__HT23OW__path{align-items:stretch;gap:8px;margin:16px 0 4px;display:flex}.chapters-module__HT23OW__pathStep{text-align:center;border:2px solid var(--v55-ink);font:800 12px/1.15 var(--v55-ui);text-transform:uppercase;letter-spacing:.02em;background:#fff;border-radius:14px;flex:1;padding:12px 6px;position:relative}.chapters-module__HT23OW__pathStep[data-on]{background:var(--v55-mint)}.chapters-module__HT23OW__pathStep span{font:900 20px/1 var(--v55-display);margin-bottom:4px;display:block}.chapters-module__HT23OW__proofRow{flex-wrap:wrap;gap:10px;margin-top:16px;display:flex}.chapters-module__HT23OW__proofBadge{border:2px solid var(--v55-ink);background:var(--v55-butter);font:700 13px/1.1 var(--v55-ui);color:var(--v55-ink);border-radius:999px;align-items:center;gap:8px;padding:8px 14px;text-decoration:none;display:inline-flex}.chapters-module__HT23OW__proofBadge[href]:hover{background:#ffe98c}.chapters-module__HT23OW__proofBadge b{font-weight:800}.chapters-module__HT23OW__barPair{grid-template-columns:1fr 1fr;gap:16px;margin-top:14px;display:grid}.chapters-module__HT23OW__barCol{flex-direction:column;align-items:center;gap:8px;display:flex}.chapters-module__HT23OW__barTrack{border:2px solid var(--v55-ink);background:#f6f4ee;border-radius:12px;align-items:flex-end;width:100%;height:128px;display:flex;overflow:hidden}.chapters-module__HT23OW__barFill{border-top:2px solid var(--v55-ink);background:var(--v55-line);width:100%;transition:height .35s var(--v55-ease);border-radius:0}.chapters-module__HT23OW__barFill[data-new]{background:var(--v55-mint)}.chapters-module__HT23OW__barCap{font:700 12px/1.2 var(--v55-ui);text-transform:uppercase;letter-spacing:.03em;color:#6a655c}.chapters-module__HT23OW__railHead{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;margin-bottom:18px;display:flex}.chapters-module__HT23OW__rateMarquee{border:2px solid var(--v55-ink);background:var(--v55-ink);border-radius:999px;overflow:hidden}.chapters-module__HT23OW__rateMarqueeTrack{white-space:nowrap;will-change:transform;padding:8px 0;display:flex}.chapters-module__HT23OW__rateMarqueeItem{font:800 13px/1 var(--v55-ui);letter-spacing:.08em;text-transform:uppercase;color:#fff;align-items:center;gap:18px;padding:0 18px;display:inline-flex}.chapters-module__HT23OW__rateMarqueeItem:after{content:"•";color:var(--v55-orange)}@media (prefers-reduced-motion:no-preference){.chapters-module__HT23OW__rateMarqueeTrack{animation:22s linear infinite chapters-module__HT23OW__v55rateMarq}}@keyframes chapters-module__HT23OW__v55rateMarq{0%{transform:translate(0)}to{transform:translate(-50%)}}.chapters-module__HT23OW__railCtrls{align-items:center;gap:10px;display:flex}.chapters-module__HT23OW__railBtn{border:2px solid var(--v55-ink);cursor:pointer;background:#fff;border-radius:50%;place-items:center;width:52px;height:52px;font-size:18px;transition:background .2s,color .2s;display:grid}.chapters-module__HT23OW__railBtn:hover:not(:disabled){background:var(--v55-ink);color:#fff}.chapters-module__HT23OW__railBtn:disabled{opacity:.3;cursor:default}.chapters-module__HT23OW__railViewport{scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch;scrollbar-width:none;margin:0 -4px;padding:6px 4px 14px;overflow-x:auto}.chapters-module__HT23OW__railViewport::-webkit-scrollbar{display:none}.chapters-module__HT23OW__railTrack{gap:18px;display:flex}.chapters-module__HT23OW__rateCard{scroll-snap-align:center;border:3px solid var(--v55-ink);background:#fff;border-radius:22px;flex-direction:column;flex:0 0 86%;max-width:460px;padding:clamp(20px,3vw,30px);display:flex;box-shadow:6px 8px #0b0b0b14}.chapters-module__HT23OW__rateTop{justify-content:space-between;align-items:center;gap:10px;display:flex}.chapters-module__HT23OW__rateName{font:900 clamp(28px, 4vw, 40px)/.92 var(--v55-display);text-transform:uppercase}.chapters-module__HT23OW__rateLane{font:700 11px/1.2 var(--v55-ui);letter-spacing:.08em;text-transform:uppercase;color:var(--v55-ink);background:var(--ac,var(--v55-sky));border:2px solid var(--v55-ink);border-radius:999px;padding:6px 12px}.chapters-module__HT23OW__rateFigs{grid-template-columns:1fr 1fr;gap:14px 20px;margin:20px 0 4px;display:grid}.chapters-module__HT23OW__fig{flex-direction:column;gap:4px;display:flex}.chapters-module__HT23OW__figLabel{font:700 12px/1 var(--v55-ui);letter-spacing:.1em;text-transform:uppercase;color:#6a655c}.chapters-module__HT23OW__figVal{font:900 clamp(38px, 6vw, 54px)/.9 var(--v55-display);color:var(--v55-ink);font-variant-numeric:tabular-nums}.chapters-module__HT23OW__rateMeta{border-top:1px solid var(--v55-line);grid-template-columns:1fr 1fr;gap:6px 20px;padding-top:14px;display:grid}.chapters-module__HT23OW__metaCell{flex-direction:column;gap:2px;display:flex}.chapters-module__HT23OW__metaLabel{font:500 13px/1.2 var(--v55-ui);color:#6a655c}.chapters-module__HT23OW__metaVal{font:800 18px/1.1 var(--v55-display);color:var(--v55-ink);font-variant-numeric:tabular-nums}.chapters-module__HT23OW__chips{flex-wrap:wrap;gap:6px;margin:14px 0 0;display:flex}.chapters-module__HT23OW__chip{font:600 12px/1.2 var(--v55-ui);color:#46433c;border:1px solid var(--v55-line);background:#f4f1ea;border-radius:999px;padding:4px 10px}.chapters-module__HT23OW__rateQual{font:400 13px/1.45 var(--v55-ui);color:#6a655c;margin:12px 0 0}.chapters-module__HT23OW__rateActions{flex-direction:column;gap:10px;margin-top:16px;display:flex}.chapters-module__HT23OW__discSummary{border:2px solid var(--v55-ink);cursor:pointer;min-height:54px;font:700 15px/1.1 var(--v55-ui);background:#fff;border-radius:14px;justify-content:space-between;align-items:center;padding:0 18px;list-style:none;display:flex}.chapters-module__HT23OW__discSummary::-webkit-details-marker{display:none}.chapters-module__HT23OW__discPlus{border:2px solid var(--v55-ink);width:28px;height:28px;transition:transform .25s var(--v55-ease);border-radius:50%;place-items:center;font-size:16px;display:grid}.chapters-module__HT23OW__disc[open] .chapters-module__HT23OW__discPlus{background:var(--v55-ink);color:#fff;transform:rotate(45deg)}.chapters-module__HT23OW__discBody{padding:14px 2px 2px}.chapters-module__HT23OW__discList{margin:0 0 12px}.chapters-module__HT23OW__discList div{border-bottom:1px solid var(--v55-line);grid-template-columns:1fr auto;gap:12px;padding:8px 0;display:grid}.chapters-module__HT23OW__discList dt{color:#6a655c;font:400 13px/1.3 var(--v55-ui);margin:0}.chapters-module__HT23OW__discList dd{font:700 13px/1.3 var(--v55-ui);text-align:right;font-variant-numeric:tabular-nums;margin:0}.chapters-module__HT23OW__discFine{font:400 12.5px/1.5 var(--v55-ui);color:#6a655c;margin:0}.chapters-module__HT23OW__railProgress{align-items:center;gap:12px;margin-top:16px;display:flex}.chapters-module__HT23OW__railDots{flex:1;gap:6px;display:flex}.chapters-module__HT23OW__railDot{background:var(--v55-line);border-radius:4px;flex:1;max-width:60px;height:4px}.chapters-module__HT23OW__railDotOn{background:var(--v55-ink)}.chapters-module__HT23OW__railIndex{font:700 14px/1 var(--v55-ui);color:#6a655c;font-variant-numeric:tabular-nums}.chapters-module__HT23OW__railHint{display:none}.chapters-module__HT23OW__quoteBack{border:2px dashed var(--v55-ink);background:var(--v55-paper);border-radius:18px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;margin-top:clamp(24px,3vw,40px);padding:clamp(18px,3vw,26px);display:flex}.chapters-module__HT23OW__quoteBackText{font:600 clamp(16px, 2vw, 20px)/1.35 var(--v55-ui);color:var(--v55-ink);max-width:40ch}@media (min-width:940px){.chapters-module__HT23OW__railViewport{scroll-snap-type:none}.chapters-module__HT23OW__rateCard{flex:0 0 clamp(360px,30vw,440px)}.chapters-module__HT23OW__railHint{display:none}}.chapters-module__HT23OW__proofLead{flex-direction:column;gap:12px;margin-bottom:18px;display:flex}.chapters-module__HT23OW__proofPin{font:800 clamp(17px, 2.2vw, 22px)/1.2 var(--v55-ui);color:var(--v55-ink);align-items:center;gap:12px;display:flex}.chapters-module__HT23OW__proofPin i{background:var(--v55-orange);border:2px solid var(--v55-ink);color:#fff;border-radius:50%;flex:none;place-items:center;width:30px;height:30px;font-size:15px;font-style:normal;display:grid}.chapters-module__HT23OW__acc{flex-direction:column;gap:10px;display:flex}.chapters-module__HT23OW__accItem{border:2px solid var(--v55-ink);background:#fff;border-radius:16px;overflow:hidden}.chapters-module__HT23OW__accItem>summary{cursor:pointer;min-height:62px;font:700 clamp(15px, 1.9vw, 18px)/1.2 var(--v55-ui);justify-content:space-between;align-items:center;gap:12px;padding:16px 18px;list-style:none;display:flex}.chapters-module__HT23OW__accItem>summary::-webkit-details-marker{display:none}.chapters-module__HT23OW__accItem[open] .chapters-module__HT23OW__featPlus{background:var(--v55-ink);color:#fff;transform:rotate(45deg)}.chapters-module__HT23OW__accBody{font:400 15px/1.5 var(--v55-ui);color:#46433c;padding:0 18px 18px}.chapters-module__HT23OW__finalActions{grid-template-columns:1fr;gap:12px;margin:clamp(20px,3vw,30px) 0;display:grid}.chapters-module__HT23OW__finalBtn{border:3px solid var(--v55-ink);min-height:72px;color:var(--v55-ink);cursor:pointer;font:800 clamp(18px, 2.2vw, 22px)/1 var(--v55-ui);transition:transform .15s var(--v55-ease), box-shadow .2s, background .2s;background:#fff;border-radius:18px;align-items:center;gap:14px;padding:14px 18px;text-decoration:none;display:flex}.chapters-module__HT23OW__finalBtn:hover,.chapters-module__HT23OW__finalBtn:focus-visible{box-shadow:5px 6px 0 var(--v55-ink);transform:translateY(-2px)}.chapters-module__HT23OW__finalBtn[data-accent=orange]:hover{background:var(--v55-orange)}.chapters-module__HT23OW__finalBtn[data-accent=mint]:hover{background:var(--v55-mint)}.chapters-module__HT23OW__finalBtn[data-accent=sky]:hover{background:var(--v55-sky)}.chapters-module__HT23OW__finalIcon{background:var(--ac);border:2px solid var(--v55-ink);color:#fff;border-radius:12px;flex:none;place-items:center;width:48px;height:48px;display:grid}.chapters-module__HT23OW__finalIcon svg{width:52%;height:52%}.chapters-module__HT23OW__finalBtn[data-accent=orange]{--ac:var(--v55-orange)}.chapters-module__HT23OW__finalBtn[data-accent=mint]{--ac:var(--v55-mint)}.chapters-module__HT23OW__finalBtn[data-accent=sky]{--ac:var(--v55-sky)}.chapters-module__HT23OW__finalForm{border:3px solid var(--v55-ink);background:#fff;border-radius:22px;padding:clamp(18px,3vw,28px);box-shadow:6px 8px #0b0b0b14}.chapters-module__HT23OW__finalFormLead{font:700 clamp(17px, 2vw, 20px)/1.3 var(--v55-ui);margin:0 0 12px}.chapters-module__HT23OW__finalTextarea{border:2px solid var(--v55-ink);width:100%;min-height:132px;color:var(--v55-ink);font:400 17px/1.5 var(--v55-ui);resize:vertical;background:#fff;border-radius:14px;padding:16px}.chapters-module__HT23OW__finalTextarea::placeholder{color:#8a857a}.chapters-module__HT23OW__finalTextarea:focus{outline:3px solid var(--v55-sky);outline-offset:2px}.chapters-module__HT23OW__finalSubmit{width:100%;margin-top:14px}.chapters-module__HT23OW__reassure{font:500 14px/1.5 var(--v55-ui);color:#6a655c;margin:14px 0 0}@media (min-width:720px){.chapters-module__HT23OW__finalActions{grid-template-columns:1fr 1fr 1fr}}
.home-v55-module__5AV-da__page{--v55-orange:#fb4903;--v55-mint:#55db9c;--v55-butter:#ffd731;--v55-sky:#4da2ff;--v55-lav:#c9b6ff;--v55-ink:#0b0b0b;--v55-paper:#faf7f0;--v55-line:#0b0b0b24;--v55-display:var(--font-v54-lateral,"Arial Narrow", "Barlow Condensed", sans-serif);--v55-ui:var(--font-v54-aeonik,var(--font-geist-sans,system-ui)), sans-serif;--v55-ease:cubic-bezier(.22, 1, .36, 1);background:var(--v55-paper);color:var(--v55-ink);font-family:var(--v55-ui);isolation:isolate;min-height:100svh;position:relative;overflow-x:clip}.home-v55-module__5AV-da__page *,.home-v55-module__5AV-da__page :before,.home-v55-module__5AV-da__page :after{box-sizing:border-box}.home-v55-module__5AV-da__srOnly{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.home-v55-module__5AV-da__marquee{z-index:61;background:var(--v55-ink);color:#fff;align-items:center;height:34px;display:flex;position:sticky;top:0;overflow:hidden}.home-v55-module__5AV-da__marqueeTrack{will-change:transform;width:max-content;display:flex}.home-v55-module__5AV-da__marqueeItem{white-space:nowrap;font:700 12px/1 var(--v55-ui);letter-spacing:.08em;text-transform:uppercase;align-items:center;gap:20px;padding-left:20px;display:inline-flex}.home-v55-module__5AV-da__marqueeDot{color:var(--v55-orange);font-size:14px}@media (prefers-reduced-motion:no-preference){.home-v55-module__5AV-da__marqueeTrack{animation:34s linear infinite home-v55-module__5AV-da__v55marq}.home-v55-module__5AV-da__marquee:hover .home-v55-module__5AV-da__marqueeTrack,.home-v55-module__5AV-da__marquee:focus-within .home-v55-module__5AV-da__marqueeTrack{animation-play-state:paused}}@keyframes home-v55-module__5AV-da__v55marq{0%{transform:translate(0)}to{transform:translate(-50%)}}.home-v55-module__5AV-da__nav{z-index:60;padding:10px 12px;position:sticky;top:34px}.home-v55-module__5AV-da__navBar{align-items:center;gap:12px;max-width:1360px;margin:0 auto;display:flex}.home-v55-module__5AV-da__logo{background:var(--v55-ink);color:#fff;width:48px;height:48px;font:800 16px/1 var(--v55-display);letter-spacing:.02em;border:2px solid var(--v55-ink);border-radius:50%;flex:none;place-items:center;text-decoration:none;display:inline-grid}.home-v55-module__5AV-da__navPills{align-items:center;gap:8px;margin:0 auto;display:none}.home-v55-module__5AV-da__pill{border:2px solid var(--v55-ink);cursor:pointer;height:46px;color:var(--v55-ink);background:0 0;border-radius:999px;align-items:center;gap:8px;padding:0 18px;display:inline-flex;position:relative;overflow:hidden}.home-v55-module__5AV-da__pill:before{content:"";background:var(--v55-ink);transition:transform .42s var(--v55-ease);z-index:0;border-radius:999px;position:absolute;inset:0;transform:translateY(101%)}.home-v55-module__5AV-da__pill:hover:before,.home-v55-module__5AV-da__pill:focus-visible:before{transform:translateY(0)}.home-v55-module__5AV-da__pillLabel{z-index:1;height:1.15em;font:600 15px/1.15 var(--v55-ui);display:block;position:relative;overflow:hidden}.home-v55-module__5AV-da__pillLabel>span{transition:transform .42s var(--v55-ease), color .3s;display:block}.home-v55-module__5AV-da__pillLabel>span:nth-child(2){position:absolute;top:100%;left:0}.home-v55-module__5AV-da__pill:hover .home-v55-module__5AV-da__pillLabel>span,.home-v55-module__5AV-da__pill:focus-visible .home-v55-module__5AV-da__pillLabel>span{color:#fff;transform:translateY(-100%)}.home-v55-module__5AV-da__pillArrow{z-index:1;transition:transform .42s var(--v55-ease), color .3s;font-size:13px;position:relative}.home-v55-module__5AV-da__pill:hover .home-v55-module__5AV-da__pillArrow,.home-v55-module__5AV-da__pill:focus-visible .home-v55-module__5AV-da__pillArrow{color:#fff;transform:rotate(45deg)}.home-v55-module__5AV-da__navRight{align-items:center;gap:10px;margin-left:auto;display:flex}.home-v55-module__5AV-da__plus{border:2px solid var(--v55-ink);cursor:pointer;width:48px;height:48px;transition:transform .2s var(--v55-ease), background .2s;background:#fff;border-radius:50%;flex:none;position:relative}.home-v55-module__5AV-da__plus:hover{background:var(--v55-butter)}.home-v55-module__5AV-da__plus:active{transform:scale(.92)}.home-v55-module__5AV-da__plus span,.home-v55-module__5AV-da__plus span:before{content:"";background:var(--v55-ink);border-radius:2px;position:absolute}.home-v55-module__5AV-da__plus span{width:18px;height:2.5px;top:50%;left:50%;transform:translate(-50%,-50%)}.home-v55-module__5AV-da__plus span:before{inset:0;transform:rotate(90deg)}.home-v55-module__5AV-da__navCta{background:var(--v55-ink);color:#fff;cursor:pointer;height:48px;font:700 15px/1 var(--v55-ui);white-space:nowrap;transition:transform .18s var(--v55-ease);border:none;border-radius:999px;flex:none;align-items:center;padding:0 22px;text-decoration:none;display:inline-flex}.home-v55-module__5AV-da__navCta:hover{background:#1c1c1c}.home-v55-module__5AV-da__navCta:active{transform:scale(.97)}.home-v55-module__5AV-da__menu{z-index:90;background:var(--v55-paper);opacity:0;visibility:hidden;transition:transform .5s var(--v55-ease), opacity .35s, visibility .5s;flex-direction:column;padding:16px clamp(16px,4vw,40px) 24px;display:flex;position:fixed;inset:0;overflow-y:auto;transform:translateY(-100%)}.home-v55-module__5AV-da__menuOpen{opacity:1;visibility:visible;transform:translateY(0)}.home-v55-module__5AV-da__menuTop{justify-content:space-between;align-items:center;display:flex}.home-v55-module__5AV-da__menuClose{border:2px solid var(--v55-ink);cursor:pointer;background:#fff;border-radius:50%;width:48px;height:48px;font-size:18px}.home-v55-module__5AV-da__menuGrid{grid-template-columns:1fr;gap:10px;margin:auto 0;padding:24px 0;display:grid}.home-v55-module__5AV-da__menuPill{border:2px solid var(--v55-ink);min-height:60px;color:var(--v55-ink);font:700 clamp(18px, 3.4vw, 22px)/1 var(--v55-ui);opacity:0;transition:transform .4s var(--v55-ease), opacity .4s, background .2s;background:#fff;border-radius:999px;justify-content:space-between;align-items:center;padding:0 22px;text-decoration:none;display:flex;transform:translateY(14px)}.home-v55-module__5AV-da__menuOpen .home-v55-module__5AV-da__menuPill{opacity:1;transition-delay:calc(var(--i) * 34ms + .12s);transform:translateY(0)}.home-v55-module__5AV-da__menuPill:hover{background:var(--v55-butter)}.home-v55-module__5AV-da__menuPillArrow{color:var(--v55-orange)}.home-v55-module__5AV-da__menuFoot{flex-wrap:wrap;gap:10px;display:flex}.home-v55-module__5AV-da__menuFoot .home-v55-module__5AV-da__navCta{flex:1;justify-content:center;min-width:180px;height:56px}.home-v55-module__5AV-da__menuCall{border:2px solid var(--v55-ink);min-width:140px;height:56px;color:var(--v55-ink);font:700 15px/1 var(--v55-ui);background:#fff;border-radius:999px;flex:1;justify-content:center;align-items:center;text-decoration:none;display:inline-flex}@media (min-width:640px){.home-v55-module__5AV-da__menuGrid{grid-template-columns:1fr 1fr;gap:12px}}.home-v55-module__5AV-da__hero{padding:clamp(14px,2.5vw,30px) clamp(16px,4vw,56px) clamp(28px,4vw,52px);position:relative;overflow:hidden}.home-v55-module__5AV-da__heroGrid{grid-template-columns:1fr;align-items:start;gap:clamp(18px,3vw,30px);max-width:1360px;margin:0 auto;display:grid}.home-v55-module__5AV-da__contentZone{z-index:3;position:relative}.home-v55-module__5AV-da__heroIntro{font:500 clamp(15px, 1.9vw, 18px)/1.4 var(--v55-ui);color:#4a463f;max-width:34ch;margin:0 0 clamp(12px,1.6vw,18px)}.home-v55-module__5AV-da__heroH{font-family:var(--v55-display);text-transform:uppercase;letter-spacing:-.01em;color:var(--v55-ink);margin:0;font-size:clamp(46px,13.5vw,116px);font-weight:900;line-height:.82}.home-v55-module__5AV-da__hLine{flex-wrap:wrap;display:flex}.home-v55-module__5AV-da__hWord{margin-right:.16em;display:inline-flex}.home-v55-module__5AV-da__hMask{display:inline-block;overflow:hidden}.home-v55-module__5AV-da__hChar{will-change:transform;display:inline-block}.home-v55-module__5AV-da__heroH [data-em] .home-v55-module__5AV-da__hChar{color:var(--v55-orange)}.home-v55-module__5AV-da__heroSupport{font:600 clamp(15px, 1.9vw, 19px)/1.4 var(--v55-ui);color:#34312b;margin:clamp(16px,2vw,24px) 0 clamp(16px,2vw,22px)}.home-v55-module__5AV-da__choices{z-index:5;flex-direction:column;gap:12px;max-width:540px;display:flex;position:relative}.home-v55-module__5AV-da__choice{z-index:5;border:3px solid var(--v55-ink);cursor:pointer;text-align:left;width:100%;min-height:74px;color:var(--v55-ink);transition:transform .15s var(--v55-ease), box-shadow .2s, background .2s;background:#fff;border-radius:18px;align-items:center;gap:16px;padding:12px 16px;display:flex;position:relative}.home-v55-module__5AV-da__choice:hover,.home-v55-module__5AV-da__choice:focus-visible{box-shadow:5px 6px 0 var(--v55-ink);transform:translateY(-2px)}.home-v55-module__5AV-da__choice:focus-visible{outline:3px solid var(--v55-ink);outline-offset:3px}.home-v55-module__5AV-da__choice[data-accent=orange]:hover,.home-v55-module__5AV-da__choice[data-accent=orange]:focus-visible{background:var(--v55-orange)}.home-v55-module__5AV-da__choice[data-accent=mint]:hover,.home-v55-module__5AV-da__choice[data-accent=mint]:focus-visible{background:var(--v55-mint)}.home-v55-module__5AV-da__choice[data-accent=sky]:hover,.home-v55-module__5AV-da__choice[data-accent=sky]:focus-visible{background:var(--v55-sky)}.home-v55-module__5AV-da__choiceDot{background:var(--ac);color:#fff;border:2px solid var(--v55-ink);border-radius:14px;flex:none;place-items:center;width:52px;height:52px;transition:background .2s,color .2s;display:grid}.home-v55-module__5AV-da__choiceDot svg{width:56%;height:56%}.home-v55-module__5AV-da__choice[data-accent=orange]{--ac:var(--v55-orange)}.home-v55-module__5AV-da__choice[data-accent=mint]{--ac:var(--v55-mint)}.home-v55-module__5AV-da__choice[data-accent=sky]{--ac:var(--v55-sky)}.home-v55-module__5AV-da__choice:hover .home-v55-module__5AV-da__choiceDot,.home-v55-module__5AV-da__choice:focus-visible .home-v55-module__5AV-da__choiceDot{color:var(--v55-ink);background:#fff}.home-v55-module__5AV-da__choiceLabel{font:800 clamp(18px, 2.4vw, 26px)/1.05 var(--v55-ui);color:var(--v55-ink);flex:1}.home-v55-module__5AV-da__choiceGo{background:var(--v55-ink);color:#fff;width:46px;height:46px;transition:transform .22s var(--v55-ease);border-radius:50%;flex:none;place-items:center;font-size:17px;display:grid}.home-v55-module__5AV-da__choice:hover .home-v55-module__5AV-da__choiceGo,.home-v55-module__5AV-da__choice:focus-visible .home-v55-module__5AV-da__choiceGo{transform:translate(3px)}.home-v55-module__5AV-da__artZone{z-index:1;min-height:74vw;position:relative}.home-v55-module__5AV-da__plan{z-index:1;width:74%;height:auto;position:absolute;bottom:6%;left:0}.home-v55-module__5AV-da__portrait{z-index:2;width:66%;max-width:460px;position:absolute;bottom:0;right:0}.home-v55-module__5AV-da__portraitImg{width:100%;height:auto;display:block}@media (min-width:1000px){.home-v55-module__5AV-da__navPills{display:flex}.home-v55-module__5AV-da__heroGrid{grid-template-columns:minmax(0,1.06fr) minmax(0,.94fr);align-items:end;gap:clamp(24px,3vw,48px)}.home-v55-module__5AV-da__heroH{font-size:clamp(76px,7.4vw,132px)}.home-v55-module__5AV-da__contentZone{padding-bottom:clamp(8px,2vw,40px)}.home-v55-module__5AV-da__artZone{min-height:560px}.home-v55-module__5AV-da__plan{width:80%;bottom:4%;left:-2%}.home-v55-module__5AV-da__portrait{width:78%;max-width:520px;right:-4%}}@media (max-width:999px){.home-v55-module__5AV-da__artZone{min-height:82vw;margin-top:clamp(6px,2vw,14px)}.home-v55-module__5AV-da__plan{width:66%;bottom:8%;left:1%}.home-v55-module__5AV-da__portrait{width:62%;right:0}}@media (prefers-reduced-motion:reduce){.home-v55-module__5AV-da__pill,.home-v55-module__5AV-da__pill:before,.home-v55-module__5AV-da__pillLabel>span,.home-v55-module__5AV-da__pillArrow,.home-v55-module__5AV-da__choice,.home-v55-module__5AV-da__choiceDot,.home-v55-module__5AV-da__choiceGo,.home-v55-module__5AV-da__plus,.home-v55-module__5AV-da__navCta,.home-v55-module__5AV-da__menu,.home-v55-module__5AV-da__menuPill{transition-duration:.001ms}.home-v55-module__5AV-da__menuPill{opacity:1;transform:none}}
@font-face{font-family:aeonik;src:url(../media/aeonik_regular-s.p.07lpp5p83knrl.woff2?dpl=dpl_54K32UVLbnQm8GFDA29EMXkhMitC)format("woff2");font-display:swap;font-weight:400;font-style:normal}@font-face{font-family:aeonik;src:url(../media/aeonik_medium-s.p.080~02_zspd88.woff2?dpl=dpl_54K32UVLbnQm8GFDA29EMXkhMitC)format("woff2");font-display:swap;font-weight:500;font-style:normal}@font-face{font-family:aeonik;src:url(../media/aeonik_bold-s.p.030e.bi72__ht.woff2?dpl=dpl_54K32UVLbnQm8GFDA29EMXkhMitC)format("woff2");font-display:swap;font-weight:700;font-style:normal}@font-face{font-family:aeonik Fallback;src:local(Arial);ascent-override:91.27%;descent-override:22.57%;line-gap-override:0.0%;size-adjust:101.9%}.aeonik_55d472a-module___xKdUG__className{font-family:aeonik,aeonik Fallback}.aeonik_55d472a-module___xKdUG__variable{--font-v54-aeonik:"aeonik", "aeonik Fallback"}
@font-face{font-family:lateral;src:url(../media/Lateral_UltraCompressedBlack-s.p.10xus4jc0i~a6.woff2?dpl=dpl_54K32UVLbnQm8GFDA29EMXkhMitC)format("woff2");font-display:swap;font-weight:900;font-style:normal}@font-face{font-family:lateral Fallback;src:local(Arial);ascent-override:195.53%;descent-override:51.46%;line-gap-override:41.16%;size-adjust:48.59%}.lateral_51cbb32d-module__uBJ8PW__className{font-family:lateral,lateral Fallback}.lateral_51cbb32d-module__uBJ8PW__variable{--font-v54-lateral:"lateral", "lateral Fallback"}
.universal-lab-module__MknN7q__page{--u-paper:#fff;--u-cream:#fafbf3;--u-cream-hero:#dcecf8;--u-noir:#061726;--u-ink:#162536;--u-muted:#4b6072;--u-line:#d8e2ec;--u-line-soft:#d8e2ec;--u-line-strong:#0a0a0ae6;--u-coral:#0b2440;--u-coral-deep:#061726;--u-coral-tint:#dcecf8;--u-mint:#0b2440;--u-mint-ink:#fff;--u-mint-tint:#dcecf8;--u-blue:#1769e0;--u-blue-ink:#061726;--u-blue-tint:#dcecf8;--u-gold:#f5c451;--u-gold-tint:#fdf4de;--u-ui:var(--font-v54-aeonik,var(--font-geist-sans,system-ui)), sans-serif;--u-display:var(--font-v54-lateral,"Arial Narrow", "Barlow Condensed", sans-serif);--u-ease:cubic-bezier(.22, 1, .36, 1);--u-gutter:clamp(18px, 4.5vw, 64px);--u-max:1120px;--u-read:66ch;--u-header-h:clamp(58px, 5vw, 72px);--u-fab-w:80px;--u-fab-safe-bottom:132px;background:var(--u-paper);color:var(--u-ink);font-family:var(--u-ui);-webkit-font-smoothing:antialiased;font-size:17px;line-height:1.55;overflow-x:hidden}.universal-lab-module__MknN7q__page *,.universal-lab-module__MknN7q__page :before,.universal-lab-module__MknN7q__page :after{box-sizing:border-box}.universal-lab-module__MknN7q__page img{max-width:100%;height:auto}.universal-lab-module__MknN7q__header{z-index:50;min-height:var(--u-header-h);padding:8px var(--u-gutter);background:color-mix(in srgb, var(--u-paper) 90%, transparent);-webkit-backdrop-filter:saturate(1.1)blur(8px);backdrop-filter:saturate(1.1)blur(8px);border-bottom:1px solid var(--u-line);justify-content:space-between;align-items:center;gap:12px;display:flex;position:sticky;top:0}.universal-lab-module__MknN7q__brand{color:var(--u-ink);flex:0 auto;align-items:center;min-width:0;text-decoration:none;display:inline-flex}.universal-lab-module__MknN7q__brandText{flex-direction:column;line-height:.86;display:inline-flex}.universal-lab-module__MknN7q__brandLockup{align-items:baseline;gap:.34em;display:inline-flex}.universal-lab-module__MknN7q__brandThe{font:500 clamp(10px, 1vw, 12px)/1 var(--u-ui);color:var(--u-ink);font-style:italic;transform:skew(-12deg)}.universal-lab-module__MknN7q__brandName{font:900 clamp(17px, 1.9vw, 23px)/1 var(--u-display);text-transform:uppercase;letter-spacing:.004em;color:var(--u-ink)}.universal-lab-module__MknN7q__brandTm{font:700 .5em/1 var(--u-ui);vertical-align:super;color:var(--u-ink)}.universal-lab-module__MknN7q__brandRule{background:var(--u-coral);border-radius:3px;width:60%;height:3px;margin-top:3px}.universal-lab-module__MknN7q__headerNav{align-items:center;gap:clamp(12px,1.5vw,24px);display:none}.universal-lab-module__MknN7q__headerLink{font:600 14px/1 var(--u-ui);letter-spacing:.01em;text-transform:uppercase;color:var(--u-ink);transition:border-color .16s var(--u-ease);border-bottom:2px solid #0000;padding:8px 2px;text-decoration:none}.universal-lab-module__MknN7q__headerLink:hover{border-color:var(--u-coral)}.universal-lab-module__MknN7q__headerActions{flex:none;align-items:center;gap:8px;display:flex}.universal-lab-module__MknN7q__headerCall{font:700 14px/1 var(--u-ui);text-transform:uppercase;letter-spacing:.02em;color:var(--u-ink);align-items:center;gap:6px;text-decoration:none;display:none}.universal-lab-module__MknN7q__headerCall:hover{color:var(--u-coral-deep)}.universal-lab-module__MknN7q__headerCta{border:2px solid var(--u-ink);background:var(--u-ink);color:#fff;font:800 13px/1 var(--u-ui);letter-spacing:.02em;text-transform:uppercase;white-space:nowrap;border-radius:999px;flex:none;align-items:center;gap:6px;min-height:40px;padding:9px 13px;text-decoration:none;display:inline-flex}.universal-lab-module__MknN7q__headerCta:hover{background:var(--u-coral-deep);border-color:var(--u-coral-deep)}.universal-lab-module__MknN7q__ctaFull{display:none}.universal-lab-module__MknN7q__ctaShort{display:inline}.universal-lab-module__MknN7q__menuBtn{border:2px solid var(--u-ink);background:var(--u-paper);width:44px;height:44px;color:var(--u-ink);cursor:pointer;border-radius:12px;flex:none;justify-content:center;align-items:center;display:inline-flex}.universal-lab-module__MknN7q__menuBtnBars{width:20px;height:14px;position:relative}.universal-lab-module__MknN7q__menuBtnBars:before,.universal-lab-module__MknN7q__menuBtnBars:after,.universal-lab-module__MknN7q__menuBtnBars span{content:"";background:var(--u-ink);border-radius:2px;height:2.5px;position:absolute;left:0;right:0}.universal-lab-module__MknN7q__menuBtnBars:before{top:0}.universal-lab-module__MknN7q__menuBtnBars span{top:5.5px}.universal-lab-module__MknN7q__menuBtnBars:after{bottom:0}@media (min-width:940px){.universal-lab-module__MknN7q__headerNav,.universal-lab-module__MknN7q__headerCall{display:inline-flex}.universal-lab-module__MknN7q__menuBtn{display:none}.universal-lab-module__MknN7q__headerCta{min-height:44px;padding:11px 18px;font-size:14px}.universal-lab-module__MknN7q__ctaFull{display:inline}.universal-lab-module__MknN7q__ctaShort{display:none}}.universal-lab-module__MknN7q__menuOverlay{z-index:60;opacity:0;pointer-events:none;transition:opacity .2s var(--u-ease);background:#0a0a0a6b;position:fixed;inset:0}.universal-lab-module__MknN7q__menuOverlayOpen{opacity:1;pointer-events:auto}.universal-lab-module__MknN7q__menuPanel{z-index:61;background:var(--u-paper);border-left:2px solid var(--u-ink);width:min(86vw,360px);transition:transform .24s var(--u-ease);padding:16px var(--u-gutter) calc(24px + env(safe-area-inset-bottom,0px));flex-direction:column;display:flex;position:fixed;top:0;bottom:0;right:0;overflow-y:auto;transform:translate(100%)}.universal-lab-module__MknN7q__menuPanelOpen{transform:translate(0)}@media (min-width:940px){.universal-lab-module__MknN7q__menuOverlay,.universal-lab-module__MknN7q__menuPanel{display:none}}.universal-lab-module__MknN7q__menuHead{justify-content:space-between;align-items:center;margin-bottom:12px;display:flex}.universal-lab-module__MknN7q__menuTitle{font:800 12px/1 var(--u-ui);text-transform:uppercase;letter-spacing:.12em;color:var(--u-muted)}.universal-lab-module__MknN7q__menuClose{border:2px solid var(--u-ink);background:var(--u-paper);width:44px;height:44px;color:var(--u-ink);font:700 20px/1 var(--u-ui);cursor:pointer;border-radius:12px;justify-content:center;align-items:center;display:inline-flex}.universal-lab-module__MknN7q__menuList{flex-direction:column;margin:0;padding:6px 0;list-style:none;display:flex}.universal-lab-module__MknN7q__menuLink{border-bottom:1px solid var(--u-line);min-height:52px;font:700 18px/1.2 var(--u-ui);color:var(--u-ink);justify-content:space-between;align-items:center;gap:12px;padding:10px 4px;text-decoration:none;display:flex}.universal-lab-module__MknN7q__menuLink:hover{color:var(--u-coral-deep)}.universal-lab-module__MknN7q__menuLinkArrow{color:var(--u-coral);font-size:1.1em}.universal-lab-module__MknN7q__menuA11y{cursor:pointer;text-align:left;width:100%;font:inherit;background:0 0;border:0}.universal-lab-module__MknN7q__menuA11yLabel{align-items:center;gap:10px;display:inline-flex}.universal-lab-module__MknN7q__menuA11yIcon{width:22px;height:22px;color:var(--u-coral-deep);flex:none}.universal-lab-module__MknN7q__menuActions{gap:10px;margin-top:16px;display:grid}.universal-lab-module__MknN7q__menuCall{border:2px solid var(--u-ink);background:var(--u-paper);min-height:52px;color:var(--u-ink);font:800 15px/1 var(--u-ui);text-transform:uppercase;letter-spacing:.02em;border-radius:999px;justify-content:center;align-items:center;gap:8px;text-decoration:none;display:inline-flex}.universal-lab-module__MknN7q__btn{border:2px solid var(--u-ink);font:800 clamp(13px, 1.5vw, 15px)/1 var(--u-ui);letter-spacing:.02em;text-transform:uppercase;cursor:pointer;transition:transform .14s var(--u-ease), background .18s, color .18s;border-radius:999px;justify-content:center;align-items:center;gap:8px;min-height:48px;padding:12px 20px;text-decoration:none;display:inline-flex}.universal-lab-module__MknN7q__btnPrimary{background:var(--u-ink);color:#fff}.universal-lab-module__MknN7q__btnPrimary:hover{background:var(--u-coral-deep);border-color:var(--u-coral-deep)}.universal-lab-module__MknN7q__btnGhost{background:var(--u-paper);color:var(--u-ink)}.universal-lab-module__MknN7q__btnGhost:hover{background:var(--u-cream-hero)}.universal-lab-module__MknN7q__btn:active{transform:translateY(1px)}.universal-lab-module__MknN7q__btnArrow{font-size:1.05em}.universal-lab-module__MknN7q__wrap{width:100%;max-width:var(--u-max);padding-inline:var(--u-gutter);margin-inline:auto}.universal-lab-module__MknN7q__section{padding-block:clamp(40px,6.5vw,96px)}.universal-lab-module__MknN7q__sectionAlt{background:var(--u-cream)}.universal-lab-module__MknN7q__sectionConvert{border-top:1px solid var(--u-line)}.universal-lab-module__MknN7q__eyebrow{font:700 clamp(11px, 1.2vw, 13px)/1 var(--u-ui);letter-spacing:.14em;text-transform:uppercase;color:var(--u-coral-deep);margin:0 0 12px}.universal-lab-module__MknN7q__h1{font-family:var(--u-display);text-transform:uppercase;letter-spacing:-.006em;color:var(--u-ink);text-wrap:balance;margin:0;font-size:clamp(34px,6vw,72px);font-weight:900;line-height:.94}.universal-lab-module__MknN7q__h2{font-family:var(--u-display);text-transform:uppercase;letter-spacing:-.004em;color:var(--u-ink);margin:0 0 10px;font-size:clamp(27px,4.6vw,54px);font-weight:900;line-height:.92}.universal-lab-module__MknN7q__h3{font:700 clamp(17px, 2vw, 22px)/1.22 var(--u-ui);color:var(--u-ink);margin:0 0 6px}.universal-lab-module__MknN7q__h4{font:700 14px/1.25 var(--u-ui);text-transform:uppercase;letter-spacing:.04em;color:var(--u-ink);margin:0 0 6px}.universal-lab-module__MknN7q__lead{font:500 clamp(1.02rem, 1.4vw, 1.4rem)/1.45 var(--u-ui);color:var(--u-ink);max-width:42ch}.universal-lab-module__MknN7q__subIntro{font:400 clamp(.98rem, 1.1vw, 1.08rem)/1.6 var(--u-ui);color:var(--u-muted);max-width:var(--u-read);margin:0 0 18px}.universal-lab-module__MknN7q__body{font:400 clamp(.98rem, 1vw, 1.05rem)/1.62 var(--u-ui);color:var(--u-muted);max-width:var(--u-read)}.universal-lab-module__MknN7q__body+.universal-lab-module__MknN7q__body{margin-top:.9em}.universal-lab-module__MknN7q__link{color:var(--u-coral-deep);text-underline-offset:3px;text-decoration:underline}.universal-lab-module__MknN7q__link:hover{color:var(--u-ink)}.universal-lab-module__MknN7q__hero{background:var(--u-cream-hero);padding-block:clamp(24px,4.5vw,80px)}.universal-lab-module__MknN7q__heroGrid{align-items:start;gap:clamp(20px,3vw,44px);display:grid}@media (min-width:940px){.universal-lab-module__MknN7q__heroGrid{grid-template-columns:1.35fr 1fr;align-items:end}}.universal-lab-module__MknN7q__heroActions{flex-wrap:wrap;gap:10px;margin-top:clamp(16px,2.4vw,26px);display:flex}.universal-lab-module__MknN7q__microDisc{font:400 12px/1.5 var(--u-ui);color:var(--u-muted);margin-top:12px}.universal-lab-module__MknN7q__crumbs{font:500 12.5px/1.4 var(--u-ui);color:var(--u-muted);flex-wrap:wrap;gap:4px 6px;display:flex}.universal-lab-module__MknN7q__crumbs a{color:var(--u-muted);text-decoration:none}.universal-lab-module__MknN7q__crumbs a:hover{color:var(--u-coral-deep);text-decoration:underline}.universal-lab-module__MknN7q__crumbSep{color:var(--u-line-strong);opacity:.4}.universal-lab-module__MknN7q__cardHi{border:2px solid var(--u-ink);background:var(--u-paper);box-shadow:5px 5px 0 var(--u-ink);border-radius:16px;padding:clamp(16px,2.2vw,24px)}.universal-lab-module__MknN7q__cardStd{border:1px solid var(--u-line-soft);background:var(--u-paper);border-radius:14px;padding:clamp(16px,2.2vw,22px);box-shadow:0 1px 2px #d8e2ec}.universal-lab-module__MknN7q__surfaceSoft{border:1px solid var(--u-line);background:var(--u-cream);border-radius:14px;padding:clamp(16px,2.2vw,22px)}.universal-lab-module__MknN7q__summary{gap:0;display:grid}.universal-lab-module__MknN7q__summaryRow{border-bottom:1px solid var(--u-line);justify-content:space-between;gap:12px;padding:11px 0;display:flex}.universal-lab-module__MknN7q__summaryRow:last-child{border-bottom:0}.universal-lab-module__MknN7q__summaryK{font:600 12.5px/1.3 var(--u-ui);color:var(--u-muted);text-transform:uppercase;letter-spacing:.04em}.universal-lab-module__MknN7q__summaryV{font:700 14px/1.3 var(--u-ui);color:var(--u-ink);text-align:right}.universal-lab-module__MknN7q__cardGrid{grid-template-columns:1fr;align-items:stretch;gap:clamp(14px,1.8vw,22px);margin-top:22px;display:grid}.universal-lab-module__MknN7q__cardGrid>*{height:100%}@media (min-width:640px){.universal-lab-module__MknN7q__cardGrid{grid-template-columns:repeat(2,1fr)}}.universal-lab-module__MknN7q__cardStep{font-family:var(--u-display);color:var(--u-coral);margin-bottom:6px;font-size:clamp(22px,2.6vw,30px);font-weight:900;line-height:1}.universal-lab-module__MknN7q__cardBody{font:400 .95rem/1.55 var(--u-ui);color:var(--u-muted);margin:4px 0 0}.universal-lab-module__MknN7q__cardMeta{font:700 12px/1 var(--u-ui);text-transform:uppercase;letter-spacing:.04em;color:var(--u-coral-deep);align-items:center;gap:6px;margin-top:10px;display:inline-flex}.universal-lab-module__MknN7q__bullets{gap:8px;margin:12px 0 0;padding:0;list-style:none;display:grid}.universal-lab-module__MknN7q__bullets li{font:400 clamp(.95rem, 1vw, 1.02rem)/1.5 var(--u-ui);color:var(--u-ink);padding-left:22px;position:relative}.universal-lab-module__MknN7q__bullets li:before{content:"";background:var(--u-coral);border-radius:2px;width:8px;height:8px;position:absolute;top:.62em;left:2px}.universal-lab-module__MknN7q__compare{gap:14px;margin-top:20px;display:grid}@media (min-width:700px){.universal-lab-module__MknN7q__compare{grid-template-columns:1fr 1fr}}.universal-lab-module__MknN7q__compareCol{border:1px solid var(--u-line);border-radius:14px;padding:clamp(16px,2.2vw,24px)}.universal-lab-module__MknN7q__compareYes{background:var(--u-mint-tint);border-color:color-mix(in srgb, var(--u-mint) 40%, transparent)}.universal-lab-module__MknN7q__compareYes .universal-lab-module__MknN7q__compareTag{color:var(--u-mint-ink)}.universal-lab-module__MknN7q__compareNo{background:var(--u-coral-tint);border-color:color-mix(in srgb, var(--u-coral) 34%, transparent)}.universal-lab-module__MknN7q__compareNo .universal-lab-module__MknN7q__compareTag{color:var(--u-coral-deep)}.universal-lab-module__MknN7q__compareTag{font:800 12.5px/1 var(--u-ui);text-transform:uppercase;letter-spacing:.06em;margin:0 0 12px}.universal-lab-module__MknN7q__compareList{gap:9px;margin:0;padding:0;list-style:none;display:grid}.universal-lab-module__MknN7q__compareList li{font:400 clamp(.94rem, 1vw, 1.02rem)/1.5 var(--u-ui);color:var(--u-ink);padding-left:20px;position:relative}.universal-lab-module__MknN7q__compareList li:before{content:"";opacity:.5;background:currentColor;border-radius:3px;width:9px;height:9px;position:absolute;top:.55em;left:0}.universal-lab-module__MknN7q__steps{gap:12px;margin-top:22px;display:grid}.universal-lab-module__MknN7q__step{border-top:1px solid var(--u-line);grid-template-columns:auto 1fr;align-items:start;gap:14px;padding-top:16px;display:grid}.universal-lab-module__MknN7q__stepNum{font-family:var(--u-display);color:var(--u-ink);min-width:1.5em;font-size:clamp(22px,2.6vw,30px);font-weight:900;line-height:1}.universal-lab-module__MknN7q__stepBody{font:400 .98rem/1.55 var(--u-ui);color:var(--u-muted);max-width:var(--u-read);margin:3px 0 0}.universal-lab-module__MknN7q__callout{border:1px solid color-mix(in srgb, var(--u-blue) 45%, transparent);background:var(--u-blue-tint);border-radius:14px;margin-top:22px;padding:clamp(18px,2.4vw,28px)}.universal-lab-module__MknN7q__calloutTag{font:800 11.5px/1 var(--u-ui);text-transform:uppercase;letter-spacing:.08em;color:var(--u-blue-ink);margin:0 0 9px}.universal-lab-module__MknN7q__calloutText{font:500 clamp(1rem, 1.4vw, 1.25rem)/1.42 var(--u-ui);color:var(--u-blue-ink);max-width:54ch;margin:0}.universal-lab-module__MknN7q__faq{gap:10px;max-width:800px;margin-top:22px;display:grid}.universal-lab-module__MknN7q__faqItem{border:1px solid var(--u-line-soft);background:var(--u-paper);border-radius:12px;overflow:hidden}.universal-lab-module__MknN7q__faqItem[open]{border-color:var(--u-ink)}.universal-lab-module__MknN7q__faqSummary{cursor:pointer;min-height:44px;font:700 clamp(.98rem, 1.4vw, 1.1rem)/1.35 var(--u-ui);color:var(--u-ink);justify-content:space-between;align-items:center;gap:14px;padding:16px 18px;list-style:none;display:flex}.universal-lab-module__MknN7q__faqSummary::-webkit-details-marker{display:none}.universal-lab-module__MknN7q__faqSign{flex:none;width:22px;height:22px;position:relative}.universal-lab-module__MknN7q__faqSign:before,.universal-lab-module__MknN7q__faqSign:after{content:"";background:var(--u-coral-deep);border-radius:2px;position:absolute}.universal-lab-module__MknN7q__faqSign:before{height:3px;top:10px;left:3px;right:3px}.universal-lab-module__MknN7q__faqSign:after{width:3px;transition:transform .2s var(--u-ease);top:3px;bottom:3px;left:10px}.universal-lab-module__MknN7q__faqItem[open] .universal-lab-module__MknN7q__faqSign:after{transform:scaleY(0)}.universal-lab-module__MknN7q__faqAnswer{font:400 .98rem/1.6 var(--u-ui);color:var(--u-muted);max-width:var(--u-read);padding:0 18px 16px}.universal-lab-module__MknN7q__formCard{border:2px solid var(--u-ink);background:var(--u-paper);box-shadow:5px 5px 0 var(--u-ink);border-radius:16px;max-width:540px;padding:clamp(18px,2.6vw,30px)}.universal-lab-module__MknN7q__field{gap:6px;margin-bottom:14px;display:grid}.universal-lab-module__MknN7q__label{font:700 12.5px/1 var(--u-ui);text-transform:uppercase;letter-spacing:.04em;color:var(--u-ink)}.universal-lab-module__MknN7q__input{font:400 16px/1.3 var(--u-ui);color:var(--u-ink);background:var(--u-paper);border:2px solid var(--u-ink);border-radius:10px;width:100%;min-height:48px;padding:12px 13px}.universal-lab-module__MknN7q__input::placeholder{color:#9a978f}.universal-lab-module__MknN7q__input:focus-visible{outline:3px solid var(--u-coral);outline-offset:2px}.universal-lab-module__MknN7q__inputError{border-color:var(--u-coral-deep);background:var(--u-coral-tint)}.universal-lab-module__MknN7q__errText{font:600 12.5px/1.3 var(--u-ui);color:var(--u-coral-deep)}.universal-lab-module__MknN7q__formNote{font:400 12px/1.5 var(--u-ui);color:var(--u-muted);margin-top:6px}.universal-lab-module__MknN7q__disclosure{border-top:1px solid var(--u-line);margin-top:26px;padding-top:16px}.universal-lab-module__MknN7q__disclosure p{font:400 12px/1.6 var(--u-ui);color:var(--u-muted);max-width:80ch;margin:0 0 8px}.universal-lab-module__MknN7q__related{grid-template-columns:1fr;gap:10px;margin-top:22px;display:grid}@media (min-width:700px){.universal-lab-module__MknN7q__related{grid-template-columns:1fr 1fr}}.universal-lab-module__MknN7q__relatedCard{border:2px solid var(--u-ink);background:var(--u-paper);color:var(--u-ink);transition:background .16s, transform .14s var(--u-ease);box-shadow:3px 3px 0 var(--u-ink);border-radius:14px;justify-content:space-between;align-items:center;gap:12px;padding:16px 18px;text-decoration:none;display:flex}.universal-lab-module__MknN7q__relatedCard:hover{background:var(--u-cream-hero);box-shadow:4px 4px 0 var(--u-ink);transform:translate(-1px,-1px)}.universal-lab-module__MknN7q__relatedLabel{font:700 clamp(.98rem, 1.3vw, 1.12rem)/1.25 var(--u-ui);display:block}.universal-lab-module__MknN7q__relatedSub{font:400 13px/1.4 var(--u-ui);color:var(--u-muted);margin-top:2px;display:block}.universal-lab-module__MknN7q__relatedArrow{color:var(--u-coral);flex:none;font-size:1.25em}.universal-lab-module__MknN7q__ctaBand{background:var(--u-noir);color:#fff}.universal-lab-module__MknN7q__ctaBand .universal-lab-module__MknN7q__eyebrow{color:var(--u-coral)}.universal-lab-module__MknN7q__ctaBand .universal-lab-module__MknN7q__h2{color:#fff}.universal-lab-module__MknN7q__ctaBand .universal-lab-module__MknN7q__body{color:#d9d6cf}.universal-lab-module__MknN7q__ctaBand .universal-lab-module__MknN7q__btnGhost{color:#fff;background:0 0;border-color:#fff}.universal-lab-module__MknN7q__ctaBand .universal-lab-module__MknN7q__btnGhost:hover{background:#ffffff1a}@media (max-width:939px){body[data-uni-shell] button[aria-label="Open accessibility options"]{opacity:0!important;visibility:hidden!important;pointer-events:none!important}}.universal-lab-module__MknN7q__fabSafeSpacer{height:env(safe-area-inset-bottom,0px)}.universal-lab-module__MknN7q__skip{z-index:70;background:var(--u-ink);color:#fff;font:700 14px/1 var(--u-ui);border-radius:0 0 10px;padding:12px 18px;position:absolute;top:0;left:-9999px}.universal-lab-module__MknN7q__skip:focus{left:0}.universal-lab-module__MknN7q__page a:focus-visible,.universal-lab-module__MknN7q__page button:focus-visible,.universal-lab-module__MknN7q__page summary:focus-visible{outline:3px solid var(--u-coral);outline-offset:3px;border-radius:4px}@media (prefers-reduced-motion:reduce){.universal-lab-module__MknN7q__page *,.universal-lab-module__MknN7q__page :before,.universal-lab-module__MknN7q__page :after{transition-duration:.001ms!important;animation-duration:.001ms!important}}
.universal-skin-module__CabzDG__skin{--u-paper:#fff;--u-cream:#fafbf3;--u-cream-hero:#dcecf8;--u-noir:#061726;--u-ink:#162536;--u-muted:#4b6072;--u-line:#d8e2ec;--u-coral:#0b2440;--u-coral-deep:#061726;--me-cd-bg:var(--u-paper);--me-cd-paper:var(--u-cream);--me-cd-ink:var(--u-ink);--me-cd-ink-soft:var(--u-muted);--me-cd-rule:var(--u-line);--me-cd-terra:var(--u-coral-deep);--me-cd-terra-ink:#fff;--me-coral:var(--u-coral);--me-cream:#fff;--me-cd-rate-card-bg:var(--u-paper);--me-cd-dark-section:var(--u-noir);--me-cd-ink-strong:var(--u-ink);--accent:var(--u-coral);--accent-soft:#dcecf8;--font-geist-sans:var(--font-v54-aeonik,system-ui);--font-geist-mono:var(--font-v54-aeonik,system-ui);--font-bricolage:var(--font-v54-lateral,"Arial Narrow", "Barlow Condensed", sans-serif);--font-instrument-serif:var(--font-v54-aeonik,system-ui);color:var(--u-ink);font-family:var(--font-v54-aeonik,ui-sans-serif, system-ui), sans-serif}:is(.universal-skin-module__CabzDG__skin h3,.universal-skin-module__CabzDG__skin h4){letter-spacing:-.005em}
.site-chrome-module__hsuNrG__ghHeader{z-index:50;background:#100c09;border-bottom:1px solid #f7f1e61a;position:sticky;top:0}.site-chrome-module__hsuNrG__ghInner{justify-content:space-between;align-items:center;gap:18px;max-width:1200px;height:78px;margin:0 auto;padding:0 clamp(20px,5vw,64px);display:flex}.site-chrome-module__hsuNrG__ghBrand{white-space:nowrap;flex:none;align-items:center;font-size:0;line-height:0;text-decoration:none;display:inline-flex}.site-chrome-module__hsuNrG__ghNav,.site-chrome-module__hsuNrG__ghRight{display:none}@media (min-width:1024px){.site-chrome-module__hsuNrG__ghNav{flex:auto;justify-content:center;align-items:center;gap:4px;display:flex}.site-chrome-module__hsuNrG__ghRight{flex:none;align-items:center;gap:12px;display:flex}}.site-chrome-module__hsuNrG__ghGroup{position:relative}.site-chrome-module__hsuNrG__ghTrigger{color:#cdc4b3;white-space:nowrap;cursor:pointer;background:0 0;border:0;align-items:center;gap:5px;height:78px;padding:0 12px;font-size:14px;font-weight:600;text-decoration:none;transition:color .14s;display:inline-flex}.site-chrome-module__hsuNrG__ghGroup:hover .site-chrome-module__hsuNrG__ghTrigger,.site-chrome-module__hsuNrG__ghGroup:focus-within .site-chrome-module__hsuNrG__ghTrigger{color:#f7f1e6}.site-chrome-module__hsuNrG__ghTriggerActive,.site-chrome-module__hsuNrG__ghGroup:hover .site-chrome-module__hsuNrG__ghTriggerActive,.site-chrome-module__hsuNrG__ghGroup:focus-within .site-chrome-module__hsuNrG__ghTriggerActive{color:#e34a4a}.site-chrome-module__hsuNrG__ghCaret{opacity:.6;width:8px;height:8px;transition:transform .14s}.site-chrome-module__hsuNrG__ghGroup:hover .site-chrome-module__hsuNrG__ghCaret,.site-chrome-module__hsuNrG__ghGroup:focus-within .site-chrome-module__hsuNrG__ghCaret{transform:rotate(180deg)}.site-chrome-module__hsuNrG__ghPanel{opacity:0;visibility:hidden;pointer-events:none;background:#181210;border:1px solid #f7f1e61f;border-radius:12px;flex-direction:column;gap:1px;min-width:250px;padding:8px;transition:opacity .14s,transform .14s,visibility .14s;display:flex;position:absolute;top:70px;left:50%;transform:translate(-50%)translateY(4px);box-shadow:0 24px 50px -20px #000000bf}.site-chrome-module__hsuNrG__ghGroup:hover .site-chrome-module__hsuNrG__ghPanel,.site-chrome-module__hsuNrG__ghGroup:focus-within .site-chrome-module__hsuNrG__ghPanel{opacity:1;visibility:visible;pointer-events:auto;transform:translate(-50%)translateY(0)}.site-chrome-module__hsuNrG__ghPanelLink{color:#cdc4b3;white-space:nowrap;border-radius:8px;padding:9px 12px;font-size:13.5px;font-weight:500;text-decoration:none;transition:background .12s,color .12s;display:block}.site-chrome-module__hsuNrG__ghPanelLink:hover{color:#f7f1e6;background:#f7f1e612}.site-chrome-module__hsuNrG__ghPanelLinkActive,.site-chrome-module__hsuNrG__ghPanelLinkActive:hover{color:#e34a4a}.site-chrome-module__hsuNrG__ghAsk{color:#f7f1e6;white-space:nowrap;background:0 0;border:1px solid #f7f1e64d;border-radius:999px;align-items:center;height:40px;padding:0 14px;font-size:13.5px;font-weight:600;text-decoration:none;transition:border-color .14s;display:inline-flex}.site-chrome-module__hsuNrG__ghAsk:hover{border-color:#f7f1e699}.site-chrome-module__hsuNrG__ghCta{color:#fff;white-space:nowrap;background:#c23b3b;border-radius:999px;align-items:center;gap:6px;height:40px;padding:0 16px;font-size:13.5px;font-weight:800;text-decoration:none;transition:transform .14s,box-shadow .14s,background .14s;display:inline-flex}.site-chrome-module__hsuNrG__ghCta:hover{background:#a83232;transform:translateY(-1px);box-shadow:0 14px 30px -14px #e34a4ab3}.site-chrome-module__hsuNrG__ghTrigger:focus-visible,.site-chrome-module__hsuNrG__ghPanelLink:focus-visible,.site-chrome-module__hsuNrG__ghAsk:focus-visible,.site-chrome-module__hsuNrG__ghCta:focus-visible,.site-chrome-module__hsuNrG__ghBrand:focus-visible,.site-chrome-module__hsuNrG__ghBurger:focus-visible,.site-chrome-module__hsuNrG__ghClose:focus-visible,.site-chrome-module__hsuNrG__ghMobileSummary:focus-visible,.site-chrome-module__hsuNrG__ghMobileLink:focus-visible{outline-offset:2px;outline:3px solid #e34a4a}.site-chrome-module__hsuNrG__ghBurger{color:#f7f1e6;cursor:pointer;background:0 0;border:1px solid #f7f1e62e;border-radius:10px;justify-content:center;align-items:center;width:44px;height:44px;display:none}@media (max-width:1023px){.site-chrome-module__hsuNrG__ghBurger{display:inline-flex}}.site-chrome-module__hsuNrG__ghMobile{z-index:60;color:#f7f1e6;-webkit-overflow-scrolling:touch;padding-bottom:calc(24px + env(safe-area-inset-bottom,0px));background:#100c09;flex-direction:column;display:flex;position:fixed;inset:0;overflow-y:auto}.site-chrome-module__hsuNrG__ghMobileTop{background:#100c09;border-bottom:1px solid #f7f1e61f;justify-content:space-between;align-items:center;padding:12px clamp(20px,5vw,28px);display:flex;position:sticky;top:0}.site-chrome-module__hsuNrG__ghClose{color:#f7f1e6;cursor:pointer;background:0 0;border:1px solid #f7f1e62e;border-radius:10px;width:44px;height:44px;font-size:16px}.site-chrome-module__hsuNrG__ghMobileBody{padding:8px clamp(20px,5vw,28px) 0}.site-chrome-module__hsuNrG__ghMobileGroup{border-bottom:1px solid #f7f1e61f}.site-chrome-module__hsuNrG__ghMobileSummary{cursor:pointer;font-family:var(--font-bricolage), ui-sans-serif, sans-serif;letter-spacing:-.01em;color:#f7f1e6;justify-content:space-between;align-items:center;padding:16px 2px;font-size:17px;font-weight:700;list-style:none;display:flex}.site-chrome-module__hsuNrG__ghMobileSummary::-webkit-details-marker{display:none}.site-chrome-module__hsuNrG__ghMobileGroup[open] .site-chrome-module__hsuNrG__ghMobileCaret{transform:rotate(180deg)}.site-chrome-module__hsuNrG__ghMobileCaret{transition:transform .14s}.site-chrome-module__hsuNrG__ghMobileLinks{flex-direction:column;gap:2px;padding:0 2px 14px;display:flex}.site-chrome-module__hsuNrG__ghMobileLink{color:#cdc4b3;padding:11px 4px;font-size:15.5px;text-decoration:none;display:block}.site-chrome-module__hsuNrG__ghMobileLink:hover{color:#f7f1e6}.site-chrome-module__hsuNrG__ghMobileLinkActive{color:#e34a4a}.site-chrome-module__hsuNrG__ghMobileCtas{flex-direction:column;gap:10px;padding:20px clamp(20px,5vw,28px) 0;display:flex}.site-chrome-module__hsuNrG__ghMobileCtas .site-chrome-module__hsuNrG__ghCta,.site-chrome-module__hsuNrG__ghMobileCtas .site-chrome-module__hsuNrG__ghAsk{justify-content:center;height:50px;font-size:15px}@media (prefers-reduced-motion:reduce){.site-chrome-module__hsuNrG__ghPanel,.site-chrome-module__hsuNrG__ghCaret,.site-chrome-module__hsuNrG__ghMobileCaret,.site-chrome-module__hsuNrG__ghCta,.site-chrome-module__hsuNrG__ghTrigger,.site-chrome-module__hsuNrG__ghPanelLink,.site-chrome-module__hsuNrG__ghAsk{transition:none!important}}
.conventional-authority-module__Tdzooa__page{--paper:#fff;--cream:#fafbf3;--cream-hero:#dcecf8;--noir:#061726;--ink:#162536;--muted:#4b6072;--line:#e7e2d6;--coral:#0b2440;--coral-deep:#061726;--coral-tint:#fff0eb;--mint:#0b2440;--mint-tint:#e9f8f1;--blue:#1769e0;--blue-tint:#eaf1ff;--gold:#f5c451;--gold-soft:#ffd731;--gold-tint:#fff7db;--lilac:#ece7ff;--ui:var(--font-v54-aeonik,system-ui, sans-serif);--disp:var(--font-v54-lateral,var(--ui));--gutter:clamp(18px, 4vw, 40px);--max:1120px;--ease:cubic-bezier(.22, 1, .36, 1);background:var(--paper);color:var(--ink);font-family:var(--ui);-webkit-font-smoothing:antialiased}.conventional-authority-module__Tdzooa__page *{box-sizing:border-box}.conventional-authority-module__Tdzooa__wrap{width:100%;max-width:var(--max);padding:0 var(--gutter);margin:0 auto}.conventional-authority-module__Tdzooa__eyebrow{font:800 clamp(12px, 1vw, 13px)/1 var(--ui);letter-spacing:.18em;text-transform:uppercase;color:var(--coral);display:inline-block}.conventional-authority-module__Tdzooa__display{font:900 clamp(38px, 6.4vw, 72px)/.96 var(--disp);letter-spacing:-.01em;text-transform:uppercase;text-wrap:balance;margin:0}.conventional-authority-module__Tdzooa__h2{font:900 clamp(28px, 6vw, 54px)/.96 var(--disp);letter-spacing:-.005em;text-transform:uppercase;margin:0}.conventional-authority-module__Tdzooa__oblique{transform-origin:0 100%;display:inline-block;transform:skew(-9deg)}.conventional-authority-module__Tdzooa__h3{font:800 clamp(18px, 2.4vw, 24px)/1.15 var(--ui);letter-spacing:-.01em;margin:0}.conventional-authority-module__Tdzooa__h4{font:800 clamp(15px, 1.4vw, 17px)/1.2 var(--ui);margin:0}.conventional-authority-module__Tdzooa__lead{font:500 clamp(16px, 2vw, 20px)/1.5 var(--ui);color:var(--ink);max-width:62ch;margin:0}.conventional-authority-module__Tdzooa__prose{font:460 clamp(15px, 1.75vw, 17px)/1.62 var(--ui);color:var(--muted);max-width:68ch;margin:0}.conventional-authority-module__Tdzooa__prose b,.conventional-authority-module__Tdzooa__prose strong{color:var(--ink);font-weight:700}.conventional-authority-module__Tdzooa__prose+.conventional-authority-module__Tdzooa__prose{margin-top:14px}.conventional-authority-module__Tdzooa__small{font:500 13px/1.6 var(--ui);color:var(--muted)}.conventional-authority-module__Tdzooa__label{font:800 clamp(12px, 1vw, 13px)/1.2 var(--ui);letter-spacing:.08em;text-transform:uppercase;color:var(--muted);display:inline-block}.conventional-authority-module__Tdzooa__pullquote{border-left:4px solid var(--coral);font:700 clamp(19px, 2.6vw, 26px)/1.3 var(--ui);letter-spacing:-.01em;color:var(--ink);margin:clamp(20px,3vw,32px) 0;padding-left:20px}.conventional-authority-module__Tdzooa__section{border-top:1px solid var(--line);padding:clamp(48px,7vw,96px) 0;scroll-margin-top:80px}.conventional-authority-module__Tdzooa__sectionHead{gap:clamp(12px,1.8vw,18px);margin-bottom:clamp(24px,3.6vw,44px);display:grid}.conventional-authority-module__Tdzooa__cta{border:2.5px solid var(--ink);background:var(--ink);color:#fff;min-height:58px;font:800 clamp(14px, 1.3vw, 16px)/1.1 var(--ui);cursor:pointer;transition:transform .14s var(--ease), background .18s, color .18s;text-align:center;border-radius:999px;justify-content:center;align-items:center;gap:10px;padding:0 clamp(20px,2.2vw,28px);text-decoration:none;display:inline-flex}.conventional-authority-module__Tdzooa__cta:hover,.conventional-authority-module__Tdzooa__cta:focus-visible{transform:translateY(-2px)}.conventional-authority-module__Tdzooa__cta:focus-visible{outline:3px solid var(--coral);outline-offset:3px}.conventional-authority-module__Tdzooa__ctaArrow{border:2px solid;border-radius:999px;flex:none;justify-content:center;align-items:center;width:28px;height:28px;font-size:13px;display:inline-flex}.conventional-authority-module__Tdzooa__ctaCoral{background:var(--coral);border-color:var(--coral);color:#fff;box-shadow:0 12px 30px #e0431f4d}.conventional-authority-module__Tdzooa__ctaCoral:hover,.conventional-authority-module__Tdzooa__ctaCoral:focus-visible{background:var(--ink);border-color:var(--ink)}.conventional-authority-module__Tdzooa__ctaGhost{color:var(--ink);background:0 0}.conventional-authority-module__Tdzooa__ctaGhost:hover,.conventional-authority-module__Tdzooa__ctaGhost:focus-visible{background:var(--ink);color:#fff}.conventional-authority-module__Tdzooa__link{color:var(--ink);text-underline-offset:3px;font-weight:700;text-decoration:underline}.conventional-authority-module__Tdzooa__link:hover,.conventional-authority-module__Tdzooa__link:focus-visible{color:var(--coral-deep)}.conventional-authority-module__Tdzooa__star{vertical-align:super;margin:0 1px;font-size:.68em}.conventional-authority-module__Tdzooa__hero{background:var(--cream-hero);border-bottom:1px solid var(--line)}.conventional-authority-module__Tdzooa__heroInner{padding:clamp(40px,6.5vw,88px) 0 clamp(30px,5vw,52px)}.conventional-authority-module__Tdzooa__heroLede{margin:clamp(16px,2.2vw,24px) 0 clamp(24px,3vw,32px)}.conventional-authority-module__Tdzooa__heroCtas{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.conventional-authority-module__Tdzooa__trustLine{font:600 clamp(12.5px, 1.1vw, 14px)/1.5 var(--ui);color:var(--muted);margin:clamp(18px,2.4vw,26px) 0 0}.conventional-authority-module__Tdzooa__explorer{border:4px solid var(--ink);background:#3b82f7;border-radius:26px;padding:clamp(12px,1.6vw,18px);position:relative;overflow:hidden;box-shadow:10px 12px #d8e2ec}.conventional-authority-module__Tdzooa__exShapeA,.conventional-authority-module__Tdzooa__exShapeB{pointer-events:none;border-radius:50%;position:absolute}.conventional-authority-module__Tdzooa__exShapeA{background:#ffffff24;width:200px;height:200px;top:-70px;right:-50px}.conventional-authority-module__Tdzooa__exShapeB{background:#14141e1a;width:150px;height:150px;bottom:-60px;left:-40px}.conventional-authority-module__Tdzooa__exWrap{background:var(--paper);border:3px solid var(--ink);border-radius:18px;padding:clamp(18px,2.4vw,30px);position:relative}.conventional-authority-module__Tdzooa__exHead{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-bottom:14px;display:flex}.conventional-authority-module__Tdzooa__progressDots{gap:6px;display:inline-flex}.conventional-authority-module__Tdzooa__progressDot{background:#d8e2ec;border-radius:999px;width:9px;height:9px}.conventional-authority-module__Tdzooa__progressDot[data-on=true]{background:var(--blue)}.conventional-authority-module__Tdzooa__stepCount{font:800 12.5px/1 var(--ui);letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}.conventional-authority-module__Tdzooa__exStepTitle{font:900 clamp(20px, 3vw, 28px)/1.08 var(--ui);letter-spacing:-.01em;margin:4px 0 6px}.conventional-authority-module__Tdzooa__exStepHelp{font:500 14px/1.5 var(--ui);color:var(--muted);margin:0 0 18px}.conventional-authority-module__Tdzooa__choiceGrid{grid-template-columns:1fr;gap:10px;display:grid}.conventional-authority-module__Tdzooa__choiceGrid[data-cols="2"]{grid-template-columns:1fr 1fr}.conventional-authority-module__Tdzooa__choice{text-align:left;border:2.5px solid var(--ink);background:var(--cream);min-height:58px;color:var(--ink);font:700 clamp(15px, 1.5vw, 17px)/1.2 var(--ui);cursor:pointer;border-radius:14px;align-items:center;gap:12px;padding:16px 18px;transition:background .14s,transform .14s;display:flex}.conventional-authority-module__Tdzooa__choice:hover{transform:translateY(-2px)}.conventional-authority-module__Tdzooa__choice[aria-pressed=true],.conventional-authority-module__Tdzooa__choice[data-on=true]{background:var(--ink);color:#fff}.conventional-authority-module__Tdzooa__choice:focus-visible{outline:3px solid var(--blue);outline-offset:2px}.conventional-authority-module__Tdzooa__choiceHint{font:500 12.5px/1.35 var(--ui);color:var(--muted);margin-top:3px;display:block}.conventional-authority-module__Tdzooa__choice[data-on=true] .conventional-authority-module__Tdzooa__choiceHint{color:#fffc}.conventional-authority-module__Tdzooa__exField{gap:8px;display:grid}.conventional-authority-module__Tdzooa__exControl{border:2.5px solid var(--ink);background:var(--cream);border-radius:12px;align-items:center;min-height:56px;display:flex;overflow:hidden}.conventional-authority-module__Tdzooa__exControl:focus-within{outline:3px solid var(--blue);outline-offset:1px}.conventional-authority-module__Tdzooa__exAffix{font:800 16px/1 var(--ui);color:var(--muted);flex:none;padding:0 14px}.conventional-authority-module__Tdzooa__exAffixR{border-left:2px solid var(--line)}.conventional-authority-module__Tdzooa__exControl input{min-width:0;font:700 clamp(17px, 1.6vw, 20px)/1 var(--ui);color:var(--ink);background:0 0;border:0;flex:auto;padding:0 12px}.conventional-authority-module__Tdzooa__exControl input:focus{outline:none}.conventional-authority-module__Tdzooa__unitToggle{border:2.5px solid var(--ink);border-radius:10px;align-self:start;display:inline-flex;overflow:hidden}.conventional-authority-module__Tdzooa__unitToggle button{appearance:none;background:var(--cream);color:var(--ink);font:900 15px/1 var(--ui);cursor:pointer;border:0;min-height:46px;padding:0 16px}.conventional-authority-module__Tdzooa__unitToggle button[aria-pressed=true]{background:var(--ink);color:#fff}.conventional-authority-module__Tdzooa__quickPicks{flex-wrap:wrap;gap:8px;display:flex}.conventional-authority-module__Tdzooa__pick{appearance:none;border:2.5px solid var(--ink);background:var(--paper);color:var(--ink);font:800 14px/1 var(--ui);cursor:pointer;border-radius:999px;min-height:44px;padding:11px 15px}.conventional-authority-module__Tdzooa__pick[aria-pressed=true]{background:var(--ink);color:#fff}.conventional-authority-module__Tdzooa__tooltip{font:500 12.5px/1.45 var(--ui);color:var(--muted);background:var(--gold-tint);border:1px solid var(--line);border-radius:10px;margin-top:8px;padding:10px 12px}.conventional-authority-module__Tdzooa__fieldError{font:600 12.5px/1.4 var(--ui);color:var(--coral-deep)}.conventional-authority-module__Tdzooa__exNav{flex-wrap:wrap;align-items:center;gap:10px;margin-top:clamp(18px,2.4vw,26px);display:flex}.conventional-authority-module__Tdzooa__backBtn{appearance:none;border:2.5px solid var(--ink);color:var(--ink);font:800 14px/1 var(--ui);cursor:pointer;background:0 0;border-radius:999px;min-height:48px;padding:0 18px}.conventional-authority-module__Tdzooa__backBtn:hover{background:var(--ink);color:#fff}.conventional-authority-module__Tdzooa__skipBtn{appearance:none;color:var(--muted);font:700 13.5px/1 var(--ui);text-underline-offset:3px;cursor:pointer;background:0 0;border:0;text-decoration:underline}.conventional-authority-module__Tdzooa__exDisclosure{font:500 13px/1.55 var(--ui);color:var(--muted);max-width:78ch;margin:14px 0 0}.conventional-authority-module__Tdzooa__results{gap:clamp(12px,1.6vw,16px);display:grid}.conventional-authority-module__Tdzooa__creditMsg{border:2.5px solid var(--ink);background:var(--cream);font:500 14.5px/1.5 var(--ui);color:var(--ink);border-radius:14px;padding:clamp(14px,1.8vw,20px)}.conventional-authority-module__Tdzooa__resBest{border:3px solid var(--mint);background:var(--mint-tint);border-radius:16px;padding:clamp(16px,2vw,24px)}.conventional-authority-module__Tdzooa__resBestTag{font:800 12px/1 var(--ui);letter-spacing:.06em;text-transform:uppercase;color:var(--mint);margin-bottom:8px;display:inline-block}.conventional-authority-module__Tdzooa__structGrid{grid-template-columns:1fr 1fr;gap:12px;display:grid}.conventional-authority-module__Tdzooa__structCard{border:2.5px solid var(--ink);background:var(--paper);border-radius:14px;align-content:start;gap:6px;padding:16px 18px;display:grid}.conventional-authority-module__Tdzooa__structCard[data-elig=false]{opacity:.62;background:var(--cream);border-style:dashed}.conventional-authority-module__Tdzooa__structCard[data-best=true]{background:var(--mint-tint);border-color:var(--mint)}.conventional-authority-module__Tdzooa__structPct{font:900 clamp(24px, 4vw, 34px)/1 var(--ui);letter-spacing:-.01em}.conventional-authority-module__Tdzooa__structRow{font:600 13px/1.35 var(--ui);justify-content:space-between;gap:10px;display:flex}.conventional-authority-module__Tdzooa__structRow span:first-child{color:var(--muted)}.conventional-authority-module__Tdzooa__structNote{font:500 13px/1.4 var(--ui);color:var(--muted)}.conventional-authority-module__Tdzooa__chip{font:800 12px/1 var(--ui);letter-spacing:.02em;text-transform:uppercase;border-radius:999px;padding:5px 9px;display:inline-block}.conventional-authority-module__Tdzooa__chipElig{background:var(--mint-tint);color:var(--mint)}.conventional-authority-module__Tdzooa__chipNo{background:var(--coral-tint);color:var(--coral-deep)}.conventional-authority-module__Tdzooa__chipPmi{background:var(--gold-tint);color:var(--gold)}.conventional-authority-module__Tdzooa__flag{border:2px solid var(--ink);font:500 13.5px/1.45 var(--ui);border-radius:12px;align-items:flex-start;gap:10px;padding:14px 16px;display:flex}.conventional-authority-module__Tdzooa__flag[data-tone=fha]{background:var(--blue-tint)}.conventional-authority-module__Tdzooa__flag[data-tone=limit]{background:var(--gold-tint)}.conventional-authority-module__Tdzooa__flag[data-tone=income]{background:var(--lilac)}.conventional-authority-module__Tdzooa__flag[data-tone=warn]{background:var(--coral-tint);border-color:var(--coral)}.conventional-authority-module__Tdzooa__flagMark{flex:none;font-weight:900}.conventional-authority-module__Tdzooa__whatChanges{border:2px dashed var(--ink);background:var(--cream);border-radius:14px;padding:16px 18px}.conventional-authority-module__Tdzooa__whatChanges ul{gap:6px;margin:8px 0 0;padding:0;list-style:none;display:grid}.conventional-authority-module__Tdzooa__whatChanges li{font:500 13.5px/1.45 var(--ui);color:var(--muted);padding-left:16px;position:relative}.conventional-authority-module__Tdzooa__whatChanges li:before{content:"—";color:var(--coral);position:absolute;left:0}.conventional-authority-module__Tdzooa__twoCol{grid-template-columns:1fr 1fr;align-items:start;gap:clamp(16px,2.4vw,30px);display:grid}.conventional-authority-module__Tdzooa__cardGrid3{grid-template-columns:repeat(3,1fr);gap:clamp(12px,1.6vw,18px);display:grid}.conventional-authority-module__Tdzooa__infoCard{border:3px solid var(--ink);background:var(--paper);border-radius:18px;align-content:start;gap:10px;padding:clamp(16px,2vw,24px);display:grid;box-shadow:4px 5px #d8e2ec}.conventional-authority-module__Tdzooa__infoCard[data-tone=coral]{background:var(--coral-tint)}.conventional-authority-module__Tdzooa__infoCard[data-tone=blue]{background:var(--blue-tint)}.conventional-authority-module__Tdzooa__infoCard[data-tone=mint]{background:var(--mint-tint)}.conventional-authority-module__Tdzooa__infoCard[data-tone=gold]{background:var(--gold-tint)}.conventional-authority-module__Tdzooa__infoCard[data-tone=lilac]{background:var(--lilac)}.conventional-authority-module__Tdzooa__infoCard h3,.conventional-authority-module__Tdzooa__infoCard h4{text-transform:uppercase;letter-spacing:-.01em}.conventional-authority-module__Tdzooa__bullets{gap:8px;margin:0;padding:0;list-style:none;display:grid}.conventional-authority-module__Tdzooa__bullets li{font:500 14.5px/1.5 var(--ui);color:var(--muted);padding-left:18px;position:relative}.conventional-authority-module__Tdzooa__bullets li:before{content:"—";color:var(--coral);font-weight:800;position:absolute;left:0}.conventional-authority-module__Tdzooa__bullets b{color:var(--ink);font-weight:700}.conventional-authority-module__Tdzooa__compareTable{border-collapse:separate;border-spacing:0;border:2.5px solid var(--ink);border-radius:14px;width:100%;overflow:hidden}.conventional-authority-module__Tdzooa__compareTable th,.conventional-authority-module__Tdzooa__compareTable td{text-align:left;font:500 14px/1.4 var(--ui);border-bottom:1px solid var(--line);vertical-align:top;padding:12px 14px}.conventional-authority-module__Tdzooa__compareTable th{background:var(--ink);color:#fff;font-weight:800}.conventional-authority-module__Tdzooa__compareTable td:first-child{color:var(--ink);background:var(--cream);font-weight:700}.conventional-authority-module__Tdzooa__compareTable tr:last-child td{border-bottom:0}.conventional-authority-module__Tdzooa__tableScroll{-webkit-overflow-scrolling:touch;overflow-x:auto}.conventional-authority-module__Tdzooa__expandCard{border:2.5px solid var(--ink);background:var(--paper);border-radius:14px;overflow:hidden}.conventional-authority-module__Tdzooa__expandCard summary{cursor:pointer;font:800 clamp(15px, 1.5vw, 17px)/1.3 var(--ui);justify-content:space-between;align-items:center;gap:12px;padding:16px 18px;list-style:none;display:flex}.conventional-authority-module__Tdzooa__expandCard summary::-webkit-details-marker{display:none}.conventional-authority-module__Tdzooa__chev{transition:transform .2s var(--ease);flex:none}.conventional-authority-module__Tdzooa__expandCard[open] .conventional-authority-module__Tdzooa__chev{transform:rotate(180deg)}.conventional-authority-module__Tdzooa__expandBody{font:460 14.5px/1.6 var(--ui);color:var(--muted);max-width:78ch;padding:0 18px 18px}.conventional-authority-module__Tdzooa__expandBody b{color:var(--ink)}.conventional-authority-module__Tdzooa__dpGrid{gap:10px;display:grid}.conventional-authority-module__Tdzooa__dpRow{border:2px solid var(--line);border-radius:12px;grid-template-columns:84px 1fr;align-items:start;gap:14px;padding:14px 16px;display:grid}.conventional-authority-module__Tdzooa__dpPct{font:900 clamp(22px, 3.4vw, 30px)/1 var(--ui);color:var(--ink)}.conventional-authority-module__Tdzooa__dpText{font:500 14px/1.5 var(--ui);color:var(--muted)}.conventional-authority-module__Tdzooa__searchWrap{border:4px solid var(--ink);background:var(--noir);border-radius:22px;padding:clamp(14px,2vw,24px)}.conventional-authority-module__Tdzooa__searchInner{background:var(--paper);border-radius:16px;padding:clamp(18px,2.4vw,28px)}.conventional-authority-module__Tdzooa__searchBar{border:2.5px solid var(--ink);background:var(--cream);border-radius:14px;align-items:center;gap:10px;min-height:60px;padding:4px 6px 4px 16px;display:flex}.conventional-authority-module__Tdzooa__searchBar input{min-width:0;font:600 clamp(16px, 1.6vw, 18px)/1 var(--ui);color:var(--ink);background:0 0;border:0;flex:auto}.conventional-authority-module__Tdzooa__searchBar input:focus{outline:none}.conventional-authority-module__Tdzooa__searchBar:focus-within{outline:3px solid var(--blue);outline-offset:1px}.conventional-authority-module__Tdzooa__searchGo{min-height:48px}.conventional-authority-module__Tdzooa__chips{flex-wrap:wrap;gap:8px;margin-top:14px;display:flex}.conventional-authority-module__Tdzooa__chipBtn{appearance:none;border:2px solid var(--ink);background:var(--paper);color:var(--ink);font:700 13px/1 var(--ui);cursor:pointer;border-radius:999px;min-height:40px;padding:9px 13px}.conventional-authority-module__Tdzooa__chipBtn:hover{background:var(--ink);color:#fff}.conventional-authority-module__Tdzooa__answerCard{border:2.5px solid var(--ink);background:var(--cream);border-radius:16px;gap:12px;margin-top:18px;padding:clamp(16px,2vw,24px);display:grid}.conventional-authority-module__Tdzooa__answerQ{font:900 clamp(18px, 2.2vw, 24px)/1.12 var(--ui);letter-spacing:-.01em}.conventional-authority-module__Tdzooa__answerShort{font:700 15.5px/1.5 var(--ui);color:var(--ink)}.conventional-authority-module__Tdzooa__answerFull{font:460 14.5px/1.6 var(--ui);color:var(--muted)}.conventional-authority-module__Tdzooa__answerMeta{font:600 12.5px/1.5 var(--ui);color:var(--muted)}.conventional-authority-module__Tdzooa__answerFoot{flex-wrap:wrap;align-items:center;gap:10px 18px;display:flex}.conventional-authority-module__Tdzooa__related{flex-wrap:wrap;gap:8px;display:flex}.conventional-authority-module__Tdzooa__relatedPill{font:700 12.5px/1 var(--ui);border:2px solid var(--ink);color:var(--ink);background:var(--paper);border-radius:999px;padding:8px 12px;text-decoration:none}.conventional-authority-module__Tdzooa__relatedPill:hover{background:var(--ink);color:#fff}.conventional-authority-module__Tdzooa__noMatch{border:2.5px dashed var(--ink);background:var(--paper);border-radius:16px;gap:12px;margin-top:18px;padding:clamp(16px,2vw,24px);display:grid}.conventional-authority-module__Tdzooa__topicGrid{grid-template-columns:repeat(3,1fr);gap:clamp(12px,1.6vw,16px);display:grid}.conventional-authority-module__Tdzooa__topicCard{border:2.5px solid var(--ink);background:var(--paper);border-radius:16px;align-content:start;gap:10px;padding:clamp(16px,2vw,22px);display:grid}.conventional-authority-module__Tdzooa__topicHead{justify-content:space-between;align-items:baseline;gap:10px;display:flex}.conventional-authority-module__Tdzooa__topicCount{font:800 12px/1 var(--ui);color:var(--coral)}.conventional-authority-module__Tdzooa__topicLinks{gap:6px;margin:0;padding:0;list-style:none;display:grid}.conventional-authority-module__Tdzooa__topicLinks a{font:600 14px/1.4 var(--ui);color:var(--ink);gap:6px;text-decoration:none;display:inline-flex}.conventional-authority-module__Tdzooa__topicLinks a:hover{color:var(--coral-deep);text-underline-offset:2px;text-decoration:underline}.conventional-authority-module__Tdzooa__proofStrip{flex-wrap:wrap;gap:10px 22px;padding:16px 0 0;display:flex}.conventional-authority-module__Tdzooa__proofItem{font:600 14px/1.3 var(--ui);color:var(--ink);align-items:center;gap:8px;display:inline-flex}.conventional-authority-module__Tdzooa__proofItem:before{content:"—";color:var(--coral);font-weight:800}.conventional-authority-module__Tdzooa__rateSlot{border:3px solid var(--ink);background:var(--blue-tint);border-radius:18px;gap:12px;padding:clamp(18px,2.2vw,26px);display:grid}.conventional-authority-module__Tdzooa__close{background:var(--noir);color:var(--cream-hero)}.conventional-authority-module__Tdzooa__closeInner{padding:clamp(52px,7.5vw,96px) 0}.conventional-authority-module__Tdzooa__close .conventional-authority-module__Tdzooa__h2{color:#fff}.conventional-authority-module__Tdzooa__close .conventional-authority-module__Tdzooa__prose{color:#f4efe5d1}.conventional-authority-module__Tdzooa__close .conventional-authority-module__Tdzooa__eyebrow{color:var(--gold-soft)}.conventional-authority-module__Tdzooa__closeActions{flex-wrap:wrap;gap:12px;margin-top:clamp(22px,3vw,32px);display:flex}.conventional-authority-module__Tdzooa__close .conventional-authority-module__Tdzooa__cta{border-color:var(--gold-soft);background:var(--gold-soft);color:var(--noir);box-shadow:none}.conventional-authority-module__Tdzooa__close .conventional-authority-module__Tdzooa__cta:hover,.conventional-authority-module__Tdzooa__close .conventional-authority-module__Tdzooa__cta:focus-visible{background:#fff;border-color:#fff}.conventional-authority-module__Tdzooa__close .conventional-authority-module__Tdzooa__ctaGhost{color:var(--cream-hero);background:0 0;border-color:#f4efe580}.conventional-authority-module__Tdzooa__close .conventional-authority-module__Tdzooa__ctaGhost:hover{background:var(--cream-hero);color:var(--noir)}.conventional-authority-module__Tdzooa__close .conventional-authority-module__Tdzooa__trustLine{color:#f4efe5b3}.conventional-authority-module__Tdzooa__disclosures{border-top:1px solid var(--line);background:var(--cream);padding:clamp(40px,5vw,64px) 0}.conventional-authority-module__Tdzooa__disclosureText{font:500 13px/1.65 var(--ui);color:var(--muted);max-width:80ch}.conventional-authority-module__Tdzooa__sourceList{gap:6px;margin:16px 0 0;padding:0;list-style:none;display:grid}.conventional-authority-module__Tdzooa__sourceList li{font:500 12px/1.5 var(--ui);color:var(--muted)}.conventional-authority-module__Tdzooa__sourceList a{color:var(--ink);text-underline-offset:2px;text-decoration:underline}.conventional-authority-module__Tdzooa__srOnly{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (max-width:900px){.conventional-authority-module__Tdzooa__cardGrid3,.conventional-authority-module__Tdzooa__topicGrid,.conventional-authority-module__Tdzooa__twoCol{grid-template-columns:1fr}}@media (max-width:640px){.conventional-authority-module__Tdzooa__structGrid,.conventional-authority-module__Tdzooa__choiceGrid[data-cols="2"]{grid-template-columns:1fr}.conventional-authority-module__Tdzooa__dpRow{grid-template-columns:64px 1fr}}@media (prefers-reduced-motion:reduce){.conventional-authority-module__Tdzooa__page *,.conventional-authority-module__Tdzooa__page :before,.conventional-authority-module__Tdzooa__page :after{transition-duration:.001ms!important;animation-duration:.001ms!important}}
.refinance-lab-module__KWLkmG__page{--paper:#fff;--cream:#fafbf3;--cream-hero:#dcecf8;--noir:#061726;--ink:#162536;--muted:#4b6072;--line:#e7e2d6;--coral:#0b2440;--coral-deep:#061726;--coral-tint:#fff0eb;--mint:#0b2440;--mint-tint:#e9f8f1;--blue:#1769e0;--blue-tint:#eaf1ff;--gold:#f5c451;--gold-soft:#ffd731;--gold-tint:#fff7db;--lilac:#ece7ff;--ui:var(--font-v54-aeonik,system-ui, sans-serif);--disp:var(--font-v54-lateral,var(--ui));--gutter:clamp(18px, 4vw, 40px);--max:1120px;--ease:cubic-bezier(.22, 1, .36, 1);background:var(--paper);color:var(--ink);font-family:var(--ui);-webkit-font-smoothing:antialiased}.refinance-lab-module__KWLkmG__page *{box-sizing:border-box}.refinance-lab-module__KWLkmG__wrap{width:100%;max-width:var(--max);padding:0 var(--gutter);margin:0 auto}.refinance-lab-module__KWLkmG__eyebrow{font:800 clamp(12px, 1vw, 13px)/1 var(--ui);letter-spacing:.18em;text-transform:uppercase;color:var(--coral);display:inline-block}.refinance-lab-module__KWLkmG__display{font:900 clamp(38px, 6.4vw, 72px)/.96 var(--disp);letter-spacing:-.01em;text-transform:uppercase;text-wrap:balance;margin:0}.refinance-lab-module__KWLkmG__h2{font:900 clamp(30px, 6.5vw, 60px)/.94 var(--disp);letter-spacing:-.005em;text-transform:uppercase;margin:0}.refinance-lab-module__KWLkmG__oblique{transform-origin:0 100%;display:inline-block;transform:skew(-9deg)}.refinance-lab-module__KWLkmG__h3{font:800 clamp(19px, 2.6vw, 26px)/1.14 var(--ui);letter-spacing:-.01em;margin:0}.refinance-lab-module__KWLkmG__lead{font:500 clamp(17px, 2.1vw, 21px)/1.5 var(--ui);color:var(--ink);max-width:60ch;margin:0}.refinance-lab-module__KWLkmG__prose{font:460 clamp(15.5px, 1.8vw, 17.5px)/1.62 var(--ui);color:var(--muted);max-width:66ch;margin:0}.refinance-lab-module__KWLkmG__prose b,.refinance-lab-module__KWLkmG__prose strong{color:var(--ink);font-weight:700}.refinance-lab-module__KWLkmG__small{font:500 13px/1.6 var(--ui);color:var(--muted);max-width:78ch}.refinance-lab-module__KWLkmG__kicker{font:800 clamp(12px, 1.2vw, 14px)/1.2 var(--ui);letter-spacing:.06em;text-transform:uppercase;color:var(--muted);display:inline-block}.refinance-lab-module__KWLkmG__section{border-top:1px solid var(--line);padding:clamp(52px,8vw,104px) 0}.refinance-lab-module__KWLkmG__sectionHead{gap:clamp(14px,2vw,20px);margin-bottom:clamp(28px,4vw,48px);display:grid}.refinance-lab-module__KWLkmG__sectionHead .refinance-lab-module__KWLkmG__prose{margin-top:4px}.refinance-lab-module__KWLkmG__cta{border:2.5px solid var(--ink);background:var(--ink);color:#fff;min-height:60px;font:800 clamp(15px, 1.4vw, 17px)/1 var(--ui);letter-spacing:.005em;cursor:pointer;transition:transform .14s var(--ease), background .18s, color .18s;border-radius:999px;justify-content:center;align-items:center;gap:10px;padding:0 clamp(22px,2.4vw,30px);text-decoration:none;display:inline-flex}.refinance-lab-module__KWLkmG__cta:hover,.refinance-lab-module__KWLkmG__cta:focus-visible{transform:translateY(-2px)}.refinance-lab-module__KWLkmG__cta:focus-visible{outline:3px solid var(--coral);outline-offset:3px}.refinance-lab-module__KWLkmG__ctaArrow{border:2px solid;border-radius:999px;justify-content:center;align-items:center;width:30px;height:30px;font-size:14px;display:inline-flex}.refinance-lab-module__KWLkmG__ctaCoral{background:var(--coral);border-color:var(--coral);box-shadow:0 12px 30px #e0431f52}.refinance-lab-module__KWLkmG__ctaCoral:hover,.refinance-lab-module__KWLkmG__ctaCoral:focus-visible{background:var(--ink);border-color:var(--ink)}.refinance-lab-module__KWLkmG__ctaGhost{color:var(--ink);background:0 0}.refinance-lab-module__KWLkmG__ctaGhost:hover,.refinance-lab-module__KWLkmG__ctaGhost:focus-visible{background:var(--ink);color:#fff}.refinance-lab-module__KWLkmG__link{color:var(--ink);text-underline-offset:3px;font-weight:700;text-decoration:underline}.refinance-lab-module__KWLkmG__link:hover,.refinance-lab-module__KWLkmG__link:focus-visible{color:var(--coral-deep)}.refinance-lab-module__KWLkmG__hero{background:var(--cream-hero);border-bottom:1px solid var(--line)}.refinance-lab-module__KWLkmG__heroInner{padding:clamp(40px,7vw,92px) 0 clamp(32px,5vw,56px)}.refinance-lab-module__KWLkmG__heroLede{margin:clamp(18px,2.4vw,26px) 0 clamp(26px,3.2vw,34px)}.refinance-lab-module__KWLkmG__heroCtas{flex-wrap:wrap;align-items:center;gap:14px;display:flex}.refinance-lab-module__KWLkmG__goalGrid{grid-template-columns:repeat(3,1fr);gap:clamp(12px,1.6vw,18px);margin-top:clamp(30px,4.4vw,52px);display:grid}.refinance-lab-module__KWLkmG__goalCard{text-align:left;border:3px solid var(--ink);background:var(--paper);cursor:pointer;min-height:220px;transition:transform .16s var(--ease), box-shadow .16s;font-family:var(--ui);color:var(--ink);border-radius:22px;flex-direction:column;gap:12px;padding:clamp(20px,2.4vw,28px);display:flex;position:relative;box-shadow:5px 6px #d8e2ec}.refinance-lab-module__KWLkmG__goalCard:hover,.refinance-lab-module__KWLkmG__goalCard:focus-visible{transform:translateY(-4px);box-shadow:8px 11px #d8e2ec}.refinance-lab-module__KWLkmG__goalCard:focus-visible{outline:3px solid var(--blue);outline-offset:3px}.refinance-lab-module__KWLkmG__goalCard[data-on=true]{background:var(--tone,var(--blue-tint))}.refinance-lab-module__KWLkmG__goalCard[data-tone=equity]{--tone:var(--gold-tint)}.refinance-lab-module__KWLkmG__goalCard[data-tone=payment]{--tone:var(--blue-tint)}.refinance-lab-module__KWLkmG__goalCard[data-tone=faster]{--tone:var(--mint-tint)}.refinance-lab-module__KWLkmG__goalNum{border:2.5px solid var(--ink);width:34px;height:34px;font:900 15px/1 var(--ui);border-radius:999px;justify-content:center;align-items:center;display:inline-flex}.refinance-lab-module__KWLkmG__goalTitle{font:900 clamp(19px, 2.1vw, 24px)/1.06 var(--ui);letter-spacing:-.01em}.refinance-lab-module__KWLkmG__goalEx{gap:5px;margin:2px 0 0;padding:0;list-style:none;display:grid}.refinance-lab-module__KWLkmG__goalEx li{font:500 13.5px/1.4 var(--ui);color:var(--muted);padding-left:15px;position:relative}.refinance-lab-module__KWLkmG__goalEx li:before{content:"—";color:var(--coral);position:absolute;left:0}.refinance-lab-module__KWLkmG__goalMark{font:900 18px/1 var(--ui);color:var(--ink);position:absolute;top:16px;right:18px}.refinance-lab-module__KWLkmG__calc{border:4px solid var(--ink);background:#3b82f7;border-radius:26px;padding:clamp(12px,1.6vw,18px);position:relative;overflow:hidden;box-shadow:10px 12px #d8e2ec}.refinance-lab-module__KWLkmG__calcShapeA,.refinance-lab-module__KWLkmG__calcShapeB{pointer-events:none;border-radius:50%;position:absolute}.refinance-lab-module__KWLkmG__calcShapeA{background:#ffffff24;width:200px;height:200px;top:-70px;right:-50px}.refinance-lab-module__KWLkmG__calcShapeB{background:#14141e1a;width:150px;height:150px;bottom:-60px;left:-40px}.refinance-lab-module__KWLkmG__calcWrap{background:var(--paper);border:3px solid var(--ink);border-radius:18px;padding:clamp(18px,2.4vw,30px);position:relative}.refinance-lab-module__KWLkmG__calcHead{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-bottom:14px;display:flex}.refinance-lab-module__KWLkmG__calcFreshness{font:700 clamp(12px, .95vw, 13px)/1.3 var(--ui);color:var(--muted);align-items:center;gap:7px;display:inline-flex}.refinance-lab-module__KWLkmG__freshDot{background:var(--mint);border-radius:999px;flex:none;width:8px;height:8px;box-shadow:0 0 0 3px #2f9e6b2e}.refinance-lab-module__KWLkmG__pathTabs{background:#d8e2ec;border-radius:13px;grid-template-columns:repeat(3,1fr);gap:6px;margin-bottom:clamp(18px,2.4vw,24px);padding:5px;display:grid}.refinance-lab-module__KWLkmG__pathTab{appearance:none;width:100%;color:var(--ink);font:800 clamp(12px, 1vw, 14px)/1.15 var(--ui);cursor:pointer;background:0 0;border:0;border-radius:9px;min-height:46px;padding:11px 8px;transition:background .16s,color .16s}.refinance-lab-module__KWLkmG__pathTab[data-on=true]{background:var(--ink);color:#fff}.refinance-lab-module__KWLkmG__pathTab:focus-visible{outline:3px solid var(--blue);outline-offset:2px}.refinance-lab-module__KWLkmG__fieldGrid{grid-template-columns:1fr 1fr;gap:clamp(12px,1.6vw,18px);display:grid}.refinance-lab-module__KWLkmG__field{gap:6px;min-width:0;display:grid}.refinance-lab-module__KWLkmG__fieldFull{grid-column:1/-1}.refinance-lab-module__KWLkmG__field>label{font:800 clamp(12.5px, 1vw, 13.5px)/1.2 var(--ui);text-transform:uppercase;letter-spacing:.02em}.refinance-lab-module__KWLkmG__control{border:2.5px solid var(--ink);background:var(--cream);border-radius:12px;align-items:center;min-height:52px;display:flex;overflow:hidden}.refinance-lab-module__KWLkmG__control:focus-within{outline:3px solid var(--blue);outline-offset:1px}.refinance-lab-module__KWLkmG__affix{font:800 15px/1 var(--ui);color:var(--muted);flex:none;padding:0 12px}.refinance-lab-module__KWLkmG__affixR{border-left:2px solid var(--line)}.refinance-lab-module__KWLkmG__affixL{border-right:2px solid var(--line)}.refinance-lab-module__KWLkmG__control input,.refinance-lab-module__KWLkmG__control select{min-width:0;font:700 clamp(16px, 1.5vw, 18px)/1 var(--ui);color:var(--ink);background:0 0;border:0;flex:auto;padding:0 12px}.refinance-lab-module__KWLkmG__control input:focus,.refinance-lab-module__KWLkmG__control select:focus{outline:none}.refinance-lab-module__KWLkmG__control select{cursor:pointer;padding-right:6px}.refinance-lab-module__KWLkmG__hint{font:500 12px/1.4 var(--ui);color:var(--muted)}.refinance-lab-module__KWLkmG__fieldError{font:600 12.5px/1.4 var(--ui);color:var(--coral-deep)}.refinance-lab-module__KWLkmG__calcActions{border-top:2px solid var(--line);flex-wrap:wrap;align-items:center;gap:12px;margin-top:clamp(20px,2.6vw,28px);padding-top:clamp(18px,2.2vw,24px);display:flex}.refinance-lab-module__KWLkmG__calcActionNote{font:500 13px/1.5 var(--ui);color:var(--muted);flex:240px}.refinance-lab-module__KWLkmG__disclosureLine{font:500 13px/1.55 var(--ui);color:var(--muted);max-width:78ch;margin:14px 0 0}.refinance-lab-module__KWLkmG__results{gap:clamp(12px,1.6vw,16px);margin-top:clamp(20px,2.6vw,28px);display:grid}.refinance-lab-module__KWLkmG__resultRow{grid-template-columns:1fr 1fr;gap:clamp(12px,1.6vw,16px);display:grid}.refinance-lab-module__KWLkmG__resCard{border:2.5px solid var(--ink);background:var(--paper);border-radius:16px;padding:clamp(16px,2vw,22px)}.refinance-lab-module__KWLkmG__resCard[data-tone=current]{background:var(--cream)}.refinance-lab-module__KWLkmG__resCard[data-tone=proposed]{background:var(--blue-tint);border-color:var(--blue)}.refinance-lab-module__KWLkmG__resCard[data-tone=immediate]{background:var(--coral-tint);border-color:var(--coral)}.refinance-lab-module__KWLkmG__resCard[data-tone=longterm]{background:var(--gold-tint);border-color:var(--gold)}.refinance-lab-module__KWLkmG__resTitle{font:800 clamp(13px, 1.1vw, 15px)/1.2 var(--ui);text-transform:uppercase;letter-spacing:.04em;margin:0 0 12px}.refinance-lab-module__KWLkmG__resRow{border-bottom:1px dashed var(--line);justify-content:space-between;align-items:baseline;gap:12px;padding:7px 0;display:flex}.refinance-lab-module__KWLkmG__resRow:last-child{border-bottom:0}.refinance-lab-module__KWLkmG__resRow span:first-child{font:500 13.5px/1.35 var(--ui);color:var(--muted)}.refinance-lab-module__KWLkmG__resRow span:last-child{font:800 15px/1.2 var(--ui);color:var(--ink);text-align:right}.refinance-lab-module__KWLkmG__resHero{gap:2px;display:grid}.refinance-lab-module__KWLkmG__resHeroLabel{font:700 12.5px/1.2 var(--ui);text-transform:uppercase;letter-spacing:.04em;color:var(--muted)}.refinance-lab-module__KWLkmG__resHeroValue{font:900 clamp(30px, 5vw, 44px)/1 var(--ui);letter-spacing:-.01em}.refinance-lab-module__KWLkmG__resHeroValue[data-dir=down]{color:var(--mint)}.refinance-lab-module__KWLkmG__resHeroValue[data-dir=up]{color:var(--coral-deep)}.refinance-lab-module__KWLkmG__resHeroNote{font:500 13px/1.4 var(--ui);color:var(--muted)}.refinance-lab-module__KWLkmG__rateApr{grid-template-columns:1fr 1fr;gap:12px;margin-bottom:6px;display:grid}.refinance-lab-module__KWLkmG__rateCell{gap:2px;display:grid}.refinance-lab-module__KWLkmG__rateCell span:first-child{font:700 12px/1.2 var(--ui);text-transform:uppercase;letter-spacing:.04em;color:var(--muted)}.refinance-lab-module__KWLkmG__rateNum{font:900 clamp(24px, 4vw, 34px)/1 var(--ui);letter-spacing:-.01em}.refinance-lab-module__KWLkmG__flags{gap:8px;margin-top:4px;display:grid}.refinance-lab-module__KWLkmG__flag{border:2px solid var(--ink);background:var(--gold-tint);font:500 13.5px/1.45 var(--ui);color:var(--ink);border-radius:12px;align-items:flex-start;gap:10px;padding:12px 14px;display:flex}.refinance-lab-module__KWLkmG__flag b{font-weight:800}.refinance-lab-module__KWLkmG__flagMark{flex:none;font-weight:900}.refinance-lab-module__KWLkmG__unavail{border:2.5px dashed var(--ink);background:var(--cream);border-radius:16px;gap:12px;padding:clamp(16px,2.2vw,24px);display:grid}.refinance-lab-module__KWLkmG__unavailMsg{font:500 14.5px/1.5 var(--ui);color:var(--ink);margin:0}.refinance-lab-module__KWLkmG__twoCol{grid-template-columns:1fr 1fr;align-items:start;gap:clamp(16px,2.4vw,30px);display:grid}.refinance-lab-module__KWLkmG__cardGrid3{grid-template-columns:repeat(3,1fr);gap:clamp(12px,1.6vw,18px);display:grid}.refinance-lab-module__KWLkmG__infoCard{border:3px solid var(--ink);background:var(--paper);border-radius:18px;align-content:start;gap:10px;padding:clamp(18px,2.2vw,26px);display:grid;box-shadow:4px 5px #d8e2ec}.refinance-lab-module__KWLkmG__infoCard[data-tone=coral]{background:var(--coral-tint)}.refinance-lab-module__KWLkmG__infoCard[data-tone=blue]{background:var(--blue-tint)}.refinance-lab-module__KWLkmG__infoCard[data-tone=mint]{background:var(--mint-tint)}.refinance-lab-module__KWLkmG__infoCard[data-tone=gold]{background:var(--gold-tint)}.refinance-lab-module__KWLkmG__infoCard[data-tone=lilac]{background:var(--lilac)}.refinance-lab-module__KWLkmG__infoCard h3{font:900 clamp(18px, 2vw, 22px)/1.05 var(--ui);text-transform:uppercase;letter-spacing:-.01em}.refinance-lab-module__KWLkmG__bullets{gap:8px;margin:0;padding:0;list-style:none;display:grid}.refinance-lab-module__KWLkmG__bullets li{font:500 14.5px/1.5 var(--ui);color:var(--muted);padding-left:18px;position:relative}.refinance-lab-module__KWLkmG__bullets li:before{content:"—";color:var(--coral);font-weight:800;position:absolute;left:0}.refinance-lab-module__KWLkmG__bullets b{color:var(--ink);font-weight:700}.refinance-lab-module__KWLkmG__warnBox{border:3px solid var(--coral);background:var(--coral-tint);border-radius:18px;gap:10px;padding:clamp(18px,2.4vw,28px);display:grid}.refinance-lab-module__KWLkmG__warnBox .refinance-lab-module__KWLkmG__h3{color:var(--coral-deep)}.refinance-lab-module__KWLkmG__compareDeck{grid-template-columns:repeat(3,1fr);gap:clamp(12px,1.6vw,16px);display:grid}.refinance-lab-module__KWLkmG__compareCol{border:3px solid var(--ink);background:var(--paper);border-radius:18px;overflow:hidden}.refinance-lab-module__KWLkmG__compareTop{background:var(--ink);color:#fff;font:900 16px/1.1 var(--ui);text-transform:uppercase;letter-spacing:-.01em;padding:16px 18px}.refinance-lab-module__KWLkmG__compareTop[data-tone=blue]{background:var(--blue)}.refinance-lab-module__KWLkmG__compareTop[data-tone=mint]{background:var(--mint)}.refinance-lab-module__KWLkmG__compareTop[data-tone=gold]{background:var(--gold)}.refinance-lab-module__KWLkmG__compareBody{gap:9px;padding:16px 18px;display:grid}.refinance-lab-module__KWLkmG__compareRow{gap:1px;display:grid}.refinance-lab-module__KWLkmG__compareRow dt{font:700 12px/1.2 var(--ui);text-transform:uppercase;letter-spacing:.03em;color:var(--muted)}.refinance-lab-module__KWLkmG__compareRow dd{font:600 14.5px/1.4 var(--ui);color:var(--ink);margin:0}.refinance-lab-module__KWLkmG__termLadder{gap:10px;display:grid}.refinance-lab-module__KWLkmG__termRow{border:2.5px solid var(--ink);background:var(--paper);border-radius:14px;grid-template-columns:1.2fr 1fr 1fr 1fr;align-items:center;gap:10px;padding:14px 16px;display:grid}.refinance-lab-module__KWLkmG__termRow[data-hl=true]{background:var(--mint-tint);border-color:var(--mint)}.refinance-lab-module__KWLkmG__termCell{gap:1px;min-width:0;display:grid}.refinance-lab-module__KWLkmG__termCell span:first-child{font:700 12px/1.2 var(--ui);text-transform:uppercase;letter-spacing:.03em;color:var(--muted)}.refinance-lab-module__KWLkmG__termCell span:last-child{font:800 15px/1.2 var(--ui);color:var(--ink)}.refinance-lab-module__KWLkmG__laneGrid{grid-template-columns:repeat(3,1fr);gap:clamp(12px,1.6vw,16px);display:grid}.refinance-lab-module__KWLkmG__lane{border:3px solid var(--ink);border-radius:18px;align-content:start;gap:8px;padding:clamp(16px,2vw,24px);display:grid}.refinance-lab-module__KWLkmG__lane[data-tone=points]{background:var(--gold-tint)}.refinance-lab-module__KWLkmG__lane[data-tone=balanced]{background:var(--blue-tint)}.refinance-lab-module__KWLkmG__lane[data-tone=credit]{background:var(--mint-tint)}.refinance-lab-module__KWLkmG__laneName{font:900 17px/1.1 var(--ui);text-transform:uppercase}.refinance-lab-module__KWLkmG__faqList{gap:10px;display:grid}.refinance-lab-module__KWLkmG__faqItem{border:2.5px solid var(--ink);background:var(--paper);border-radius:14px;overflow:hidden}.refinance-lab-module__KWLkmG__faqItem summary{cursor:pointer;font:800 clamp(15px, 1.6vw, 17px)/1.3 var(--ui);justify-content:space-between;align-items:center;gap:14px;padding:16px 20px;list-style:none;display:flex}.refinance-lab-module__KWLkmG__faqItem summary::-webkit-details-marker{display:none}.refinance-lab-module__KWLkmG__faqChev{transition:transform .2s var(--ease);flex:none}.refinance-lab-module__KWLkmG__faqItem[open] .refinance-lab-module__KWLkmG__faqChev{transform:rotate(180deg)}.refinance-lab-module__KWLkmG__faqAnswer{font:460 15px/1.6 var(--ui);color:var(--muted);max-width:78ch;padding:0 20px 18px}.refinance-lab-module__KWLkmG__faqAnswer b{color:var(--ink)}.refinance-lab-module__KWLkmG__proofStrip{flex-wrap:wrap;gap:10px 22px;padding:18px 0 0;display:flex}.refinance-lab-module__KWLkmG__proofItem{font:600 14px/1.3 var(--ui);color:var(--ink);align-items:center;gap:8px;display:inline-flex}.refinance-lab-module__KWLkmG__proofItem:before{content:"—";color:var(--coral);font-weight:800}.refinance-lab-module__KWLkmG__steps{counter-reset:step;gap:10px;display:grid}.refinance-lab-module__KWLkmG__step{border:2px solid var(--line);border-radius:14px;grid-template-columns:auto 1fr;align-items:start;gap:14px;padding:14px 16px;display:grid}.refinance-lab-module__KWLkmG__stepNum{counter-increment:step;background:var(--ink);color:#fff;width:32px;height:32px;font:900 15px/1 var(--ui);border-radius:999px;justify-content:center;align-items:center;display:inline-flex}.refinance-lab-module__KWLkmG__stepNum:before{content:counter(step)}.refinance-lab-module__KWLkmG__stepText{font:500 15px/1.5 var(--ui);color:var(--ink);align-self:center}.refinance-lab-module__KWLkmG__stepText b{font-weight:800}.refinance-lab-module__KWLkmG__close{background:var(--noir);color:var(--cream-hero);border-top:0}.refinance-lab-module__KWLkmG__closeInner{padding:clamp(56px,8vw,104px) 0}.refinance-lab-module__KWLkmG__close .refinance-lab-module__KWLkmG__h2{color:#fff}.refinance-lab-module__KWLkmG__close .refinance-lab-module__KWLkmG__prose{color:#f4efe5d1}.refinance-lab-module__KWLkmG__close .refinance-lab-module__KWLkmG__eyebrow{color:var(--gold-soft)}.refinance-lab-module__KWLkmG__closeActions{flex-wrap:wrap;gap:14px;margin-top:clamp(24px,3vw,34px);display:flex}.refinance-lab-module__KWLkmG__close .refinance-lab-module__KWLkmG__cta{border-color:var(--gold-soft);background:var(--gold-soft);color:var(--noir);box-shadow:none}.refinance-lab-module__KWLkmG__close .refinance-lab-module__KWLkmG__cta:hover,.refinance-lab-module__KWLkmG__close .refinance-lab-module__KWLkmG__cta:focus-visible{background:#fff;border-color:#fff}.refinance-lab-module__KWLkmG__close .refinance-lab-module__KWLkmG__ctaGhost{color:var(--cream-hero);background:0 0;border-color:#f4efe580}.refinance-lab-module__KWLkmG__close .refinance-lab-module__KWLkmG__ctaGhost:hover,.refinance-lab-module__KWLkmG__close .refinance-lab-module__KWLkmG__ctaGhost:focus-visible{background:var(--cream-hero);color:var(--noir)}.refinance-lab-module__KWLkmG__relatedGrid{grid-template-columns:repeat(3,1fr);gap:12px;display:grid}.refinance-lab-module__KWLkmG__relatedCard{border:2.5px solid var(--ink);background:var(--paper);color:var(--ink);font:800 15px/1.2 var(--ui);transition:transform .14s var(--ease), background .16s;border-radius:14px;justify-content:space-between;align-items:center;gap:12px;padding:18px 20px;text-decoration:none;display:flex}.refinance-lab-module__KWLkmG__relatedCard:hover,.refinance-lab-module__KWLkmG__relatedCard:focus-visible{background:var(--cream);transform:translateY(-2px)}.refinance-lab-module__KWLkmG__srOnly{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (max-width:900px){.refinance-lab-module__KWLkmG__goalGrid,.refinance-lab-module__KWLkmG__cardGrid3,.refinance-lab-module__KWLkmG__compareDeck,.refinance-lab-module__KWLkmG__laneGrid,.refinance-lab-module__KWLkmG__relatedGrid,.refinance-lab-module__KWLkmG__twoCol{grid-template-columns:1fr}}@media (max-width:640px){.refinance-lab-module__KWLkmG__fieldGrid,.refinance-lab-module__KWLkmG__resultRow{grid-template-columns:1fr}.refinance-lab-module__KWLkmG__rateApr,.refinance-lab-module__KWLkmG__termRow{grid-template-columns:1fr 1fr}.refinance-lab-module__KWLkmG__goalMark{top:14px;right:14px}}@media (prefers-reduced-motion:reduce){.refinance-lab-module__KWLkmG__page *,.refinance-lab-module__KWLkmG__page :before,.refinance-lab-module__KWLkmG__page :after{transition-duration:.001ms!important;animation-duration:.001ms!important}}
.product-nav-module__MiTPta__header{background:#100c09;border-bottom:1px solid #f7f1e61a}.product-nav-module__MiTPta__row{justify-content:space-between;align-items:center;gap:14px;max-width:1140px;height:64px;margin-inline:auto;padding-inline:clamp(16px,5vw,48px);display:flex}.product-nav-module__MiTPta__logo{flex-shrink:0;align-items:center;display:flex}.product-nav-module__MiTPta__logoImg{object-fit:contain;width:auto;height:32px}.product-nav-module__MiTPta__nav{align-items:center;gap:22px;display:none}@media (min-width:940px){.product-nav-module__MiTPta__nav{display:flex}}.product-nav-module__MiTPta__navLink{color:#cdc4b3;font-size:14px;font-weight:600;text-decoration:none;transition:color .14s}.product-nav-module__MiTPta__navLink:hover{color:#f7f1e6}.product-nav-module__MiTPta__navActive{color:#e34a4a}.product-nav-module__MiTPta__actions{align-items:center;gap:10px;display:flex}.product-nav-module__MiTPta__phone{color:#f7f1e6;font-size:13.5px;font-weight:600;text-decoration:none;display:none}@media (min-width:940px){.product-nav-module__MiTPta__phone{align-items:center;gap:6px;display:inline-flex}}.product-nav-module__MiTPta__text{color:#f7f1e6;font-size:13.5px;font-weight:600;text-decoration:none;transition:color .14s;display:none}.product-nav-module__MiTPta__text:hover{color:#e34a4a}@media (min-width:460px){.product-nav-module__MiTPta__text{align-items:center;display:inline-flex}}.product-nav-module__MiTPta__cta{color:#fff;min-height:42px;font-family:var(--font-bricolage), ui-sans-serif, sans-serif;letter-spacing:-.01em;white-space:nowrap;background:#c23b3b;border-radius:999px;align-items:center;gap:7px;padding:0 17px;font-size:13.5px;font-weight:800;text-decoration:none;transition:transform .14s,background .14s;display:inline-flex;box-shadow:0 12px 26px -14px #e34a4acc}.product-nav-module__MiTPta__cta:hover{background:#a83232;transform:translateY(-1px)}.product-nav-module__MiTPta__ctaArrow{transition:transform .16s}.product-nav-module__MiTPta__cta:hover .product-nav-module__MiTPta__ctaArrow{transform:translate(3px)}.product-nav-module__MiTPta__footer{background:#0d0a07;border-top:1px solid #f7f1e61a}.product-nav-module__MiTPta__fInner{max-width:1140px;margin-inline:auto;padding:clamp(34px,5vw,56px) clamp(16px,5vw,48px)}.product-nav-module__MiTPta__fTop{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px 24px;display:flex}.product-nav-module__MiTPta__fBrand{font-family:var(--font-bricolage), ui-sans-serif, sans-serif;letter-spacing:-.01em;color:#f7f1e6;font-size:18px;font-weight:800}.product-nav-module__MiTPta__fMenu{flex-wrap:wrap;gap:10px 18px;display:flex}.product-nav-module__MiTPta__fLink{color:#cdc4b3;font-size:13px;font-weight:600;text-decoration:none;transition:color .14s}.product-nav-module__MiTPta__fLink:hover{color:#e34a4a}.product-nav-module__MiTPta__fRule{background:#f7f1e61a;height:1px;margin:clamp(20px,2.6vw,28px) 0}.product-nav-module__MiTPta__fCompliance{color:#9a9080;max-width:92ch;margin:0;font-size:11.5px;font-style:italic;line-height:1.7}