.fha-flow-module__aiCHPG__page{--fha-detail-accent:var(--brand-accent);min-width:0}.fha-flow-module__aiCHPG__page [data-fha-chapter]{border-top:1px solid var(--brand-line);scroll-margin-top:96px}.fha-flow-module__aiCHPG__page [data-fha-chapter=requirements],.fha-flow-module__aiCHPG__page [data-fha-chapter=cash],.fha-flow-module__aiCHPG__page [data-fha-chapter=property],.fha-flow-module__aiCHPG__page [data-fha-chapter=application]{color:var(--brand-ink);background:#fff}.fha-flow-module__aiCHPG__page [data-fha-chapter=comparison],.fha-flow-module__aiCHPG__page [data-fha-chapter=limits],.fha-flow-module__aiCHPG__page [data-fha-chapter=answers]{background:var(--brand-soft);color:var(--brand-ink)}.fha-flow-module__aiCHPG__page [data-fha-chapter=calculator],.fha-flow-module__aiCHPG__page [data-fha-chapter=fit],.fha-flow-module__aiCHPG__page [data-fha-chapter=insurance],.fha-flow-module__aiCHPG__page [data-fha-chapter=florida]{background:var(--brand-alt);color:var(--brand-ink)}.fha-flow-module__aiCHPG__page [data-fha-chapter=lender]{background:var(--brand-paper);color:var(--brand-ink)}.fha-flow-module__aiCHPG__page [data-fha-chapter=final]{background:var(--brand-accent);color:var(--brand-paper);--fha-detail-accent:var(--brand-paper)}.fha-flow-module__aiCHPG__page [data-fha-chapter][data-fha-chapter=final] [data-founder-heading]{color:var(--brand-paper)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__chapterIcon{background:var(--brand-selected);width:52px;height:52px;color:var(--brand-accent);margin:12px 0 18px;display:flex}.fha-flow-module__aiCHPG__page [data-fha-chapter=final] .fha-flow-module__aiCHPG__chapterIcon{background:var(--brand-paper);color:var(--brand-ink)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__rowIcon{background:var(--brand-soft);width:36px;height:36px;color:var(--brand-ink)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__rowIcon svg{width:20px;height:20px}.fha-flow-module__aiCHPG__page [class*=requirementRow] dt{grid-template-columns:36px minmax(0,1fr);align-items:center;gap:12px}.fha-flow-module__aiCHPG__page [class*=requirementRow] dt .fha-flow-module__aiCHPG__rowIcon{color:var(--brand-ink)}:is(.fha-flow-module__aiCHPG__page [class*=qualificationBoard],.fha-flow-module__aiCHPG__page [class*=comparisonFacts],.fha-flow-module__aiCHPG__page [class*=assistancePanel]){border-radius:24px;overflow:hidden}:is(.fha-flow-module__aiCHPG__page [class*=qualificationBrief],.fha-flow-module__aiCHPG__page [class*=guideShell],.fha-flow-module__aiCHPG__page [class*=fitRail],.fha-flow-module__aiCHPG__page [class*=answerTopicBody],.fha-flow-module__aiCHPG__page [class*=answerSources]),:is(.fha-flow-module__aiCHPG__page [class*=limitRule],.fha-flow-module__aiCHPG__page [class*=limitBottomLine],.fha-flow-module__aiCHPG__page [class*=propertyStandard],.fha-flow-module__aiCHPG__page [class*=propertyBottomLine]){--fha-detail-accent:var(--brand-paper)}.fha-flow-module__aiCHPG__page [class*=comparisonBottomLine]>div>span{color:var(--brand-paper)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero{background:var(--brand-paper);color:var(--brand-ink);min-height:0}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero .fha-flow-module__aiCHPG__heroTextOnly{grid-template-columns:minmax(0,1fr);min-height:0}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero:after{background:var(--brand-soft)}.fha-flow-module__aiCHPG__page [class*=breadcrumbWrap]{background:var(--brand-paper)}.fha-flow-module__aiCHPG__page [class*=breadcrumb]{color:var(--brand-ink)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero :is(h1,h1 em,p,li,strong,figcaption,figcaption span){color:var(--brand-ink)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroEyebrow]{gap:12px}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroEyebrow]:before{display:none}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__heroIcon{background:var(--brand-ink);color:var(--brand-paper)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroGlow]{display:none}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroPortraitHalo]{background:var(--brand-soft);opacity:1;clip-path:none;border-radius:48% 48% 24px 24px}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroPortrait] figcaption{color:var(--brand-ink);border:1px solid var(--brand-line);box-shadow:0 8px 24px rgb(var(--brand-ink-rgb) / 10%);background:#fff;border-radius:16px;max-width:100%;padding:16px;bottom:32px;right:0}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroVerdict]{border-color:var(--brand-control-line)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroVerdict] span{color:var(--brand-ink)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroProof] li:before{background:var(--brand-ink)}:is(.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroPrimary],.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroSecondary]){border-radius:999px;min-height:52px;padding:16px 22px}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroPrimary]{background:var(--brand-ink);border-color:var(--brand-ink);color:var(--brand-paper)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroSecondary]{border-color:var(--brand-ink);color:var(--brand-ink);background:0 0}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroPrimary]:hover{background:var(--brand-action-hover)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroSecondary]:hover{background:var(--brand-soft)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero a:focus-visible{outline:3px solid var(--brand-ink);outline-offset:4px}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator{color:var(--brand-ink);border-block:1px solid var(--brand-line);background:#fff}.fha-flow-module__aiCHPG__page.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator :is(h2,h3,p,summary,a,strong,small,span,b){color:var(--brand-ink)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator [class*=kicker]:before{background:var(--brand-ink)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator [class*=startingPaths]{gap:16px}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator [class*=pathCard]{border:1px solid var(--brand-line);background:var(--brand-alt);border-radius:20px;padding:24px}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator [class*=pathCard]:hover{border-color:var(--brand-ink);background:var(--brand-soft)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator .fha-flow-module__aiCHPG__pathIcon{width:48px;height:48px;color:var(--brand-ink);background:var(--brand-paper)}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator [class*=navigatorBackdrop]{display:none}.fha-flow-module__aiCHPG__page [class*=deeperReading]{border:1px solid var(--brand-line);color:var(--brand-ink);background:#fff;border-radius:16px;overflow:hidden}.fha-flow-module__aiCHPG__page [class*=deeperReading]>summary{padding:20px 24px}.fha-flow-module__aiCHPG__page [class*=deeperBody]{padding:8px 24px 28px}.fha-flow-module__aiCHPG__page :is([data-fha-chapter=florida],[data-fha-chapter=lender]) [class*=deeperReading]{background:var(--brand-white);color:var(--brand-ink);border-color:var(--brand-line)}.fha-flow-module__aiCHPG__page :is([data-fha-chapter=florida],[data-fha-chapter=lender]) [class*=deeperReading]>summary{color:var(--brand-ink)}:is(.fha-flow-module__aiCHPG__page [class*=FhaGuideNavigator-module][class*=__edgeTab],.fha-flow-module__aiCHPG__page [class*=FhaGuideNavigator-module][class*=__dialogShell]){background:var(--brand-ink);color:#fff}.fha-flow-module__aiCHPG__page [class*=FhaGuideNavigator-module][class*=__edgeProgress]{color:var(--brand-paper)}.fha-flow-module__aiCHPG__page [class*=FhaGuideNavigator-module][class*=__sectionNumber]{color:var(--brand-paper)}.fha-flow-module__aiCHPG__page [class*=FhaGuideNavigator-module][class*=__groupIntro]>p{color:var(--brand-paper)}.fha-flow-module__aiCHPG__page [class*=FhaGuideNavigator-module][class*=__dialogHeader] p{color:var(--brand-paper)}.fha-flow-module__aiCHPG__page [class*=FhaGuideNavigator-module][class*=__groupTabs] button[aria-selected=true]{background:var(--brand-paper);color:var(--brand-ink);border-color:var(--brand-paper)}.fha-flow-module__aiCHPG__page [class*=FhaGuideNavigator-module][class*=__groupTabs] button[aria-selected=true] span{color:var(--brand-ink)}.fha-flow-module__aiCHPG__page.fha-flow-module__aiCHPG__page [class*=commonAnswerGrid]{background:0 0;gap:12px}.fha-flow-module__aiCHPG__page.fha-flow-module__aiCHPG__page [class*=commonAnswerCard]{border:1px solid var(--brand-line);background:#fff;border-radius:16px;padding:0 20px}.fha-flow-module__aiCHPG__page [class*=commonAnswerCard]>summary>b{background:var(--brand-ink);width:30px;height:30px;color:var(--brand-paper);border-radius:50%;place-items:center;display:grid}:is(.fha-flow-module__aiCHPG__page [class*=applicationCta],.fha-flow-module__aiCHPG__page [class*=lenderPrimaryCta],.fha-flow-module__aiCHPG__page [class*=lenderSecondaryCta],.fha-flow-module__aiCHPG__page [class*=finalPrimary],.fha-flow-module__aiCHPG__page [class*=finalSecondary]){border-radius:999px}.fha-flow-module__aiCHPG__page [class*=lenderPrimaryCta]{background:var(--brand-ink);color:var(--brand-paper)}.fha-flow-module__aiCHPG__page [class*=finalPrimary]{background:var(--brand-paper);color:var(--brand-ink)}:is(.fha-flow-module__aiCHPG__page [class*=lenderPrimaryCta] b,.fha-flow-module__aiCHPG__page [class*=finalPrimary] b){color:inherit}.fha-flow-module__aiCHPG__page [class*=finalPortrait]{background:var(--brand-soft);border-radius:28px}.fha-flow-module__aiCHPG__page [class*=finalPortrait]>div{background:var(--brand-paper)}.fha-flow-module__aiCHPG__page [class*=finalPortrait] figcaption{border:1px solid var(--brand-line);background:var(--brand-paper);border-radius:16px;padding:18px}.fha-flow-module__aiCHPG__page [class*=finalPortrait] figcaption strong{color:var(--brand-ink)}.fha-flow-module__aiCHPG__page [class*=finalPortrait] figcaption span{color:var(--brand-muted)}@media (max-width:759px){.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroInner]{min-height:0}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroActions]{grid-template-columns:minmax(0,1fr);display:grid}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroActions]>a{justify-content:center;width:100%}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroPortrait] figcaption{border-radius:0 0 24px 24px;max-width:100%;font-size:14px;bottom:auto;right:auto}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator [class*=pathCard]{grid-template-columns:48px minmax(0,1fr);align-items:start;gap:12px 16px;padding:20px}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator .fha-flow-module__aiCHPG__pathIcon{grid-area:1/1;align-self:start}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator [class*=pathCopy]{grid-area:1/2;min-width:0}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__navigator [class*=pathAction]{grid-area:2/2;min-width:0}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__chapterIcon{width:44px;height:44px}.fha-flow-module__aiCHPG__page [class*=deeperBody]{padding-inline:16px}}@media (forced-colors:active){.fha-flow-module__aiCHPG__page :is(.fha-flow-module__aiCHPG__chapterIcon,.fha-flow-module__aiCHPG__rowIcon,.fha-flow-module__aiCHPG__heroIcon,.fha-flow-module__aiCHPG__pathIcon){border:1px solid canvastext}.fha-flow-module__aiCHPG__page .fha-flow-module__aiCHPG__hero [class*=heroPortrait] figcaption{border-color:canvastext}}.fha-flow-module__aiCHPG__page [data-fha-chapter]:not([data-fha-chapter=final])>div>header>div>p:first-child{color:var(--brand-accent);letter-spacing:.08em;font-weight:700}.fha-flow-module__aiCHPG__page [data-fha-chapter]:not([data-fha-chapter=final]) [data-founder-heading]{color:var(--brand-ink)}
.fha-calculator-module__SsI3XG__tool{border-radius:var(--v5s-radius-card);background:var(--v5s-white);border:1px solid var(--v5s-border-quiet);box-shadow:var(--v5s-shadow-raised);overflow:hidden}.fha-calculator-module__SsI3XG__toolHead{padding:var(--v5s-space-6);background:var(--v5s-navy);color:var(--v5s-text-on-navy)}.fha-calculator-module__SsI3XG__toolTitle{color:var(--v5s-text-on-navy);font-family:var(--v5s-font-ui);letter-spacing:-.018em;text-transform:uppercase;margin:0;font-size:clamp(24px,4.2vw,32px);font-weight:600;line-height:1.1}.fha-calculator-module__SsI3XG__toolMeta{align-items:center;gap:var(--v5s-space-2) var(--v5s-space-4);margin:var(--v5s-space-4) 0 0;font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-on-navy-muted);flex-wrap:wrap;display:flex}.fha-calculator-module__SsI3XG__freshness{align-items:center;gap:var(--v5s-space-2);border-radius:var(--v5s-radius-pill);background:color-mix(in srgb, var(--fp-surface,#fff) 12%, transparent);color:var(--v5s-text-on-navy);padding:5px 12px;font-weight:600;display:inline-flex}.fha-calculator-module__SsI3XG__freshnessDot{background:var(--v5s-gold);border-radius:50%;width:7px;height:7px}.fha-calculator-module__SsI3XG__freshnessDotOff{background:var(--v5s-text-disabled)}.fha-calculator-module__SsI3XG__fields{padding:var(--v5s-space-6);gap:var(--v5s-space-6);background:var(--v5s-ivory);grid-template-columns:minmax(0,1fr);display:grid}.fha-calculator-module__SsI3XG__field{gap:var(--v5s-space-3);grid-template-columns:minmax(0,1fr);display:grid}.fha-calculator-module__SsI3XG__label{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);color:var(--v5s-text);font-weight:600;line-height:1.3}.fha-calculator-module__SsI3XG__hint{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted);margin:0}.fha-calculator-module__SsI3XG__input,.fha-calculator-module__SsI3XG__select{border-radius:var(--v5s-radius-control);border:1.5px solid var(--v5s-border-strong);background:var(--v5s-white);width:100%;min-height:52px;color:var(--v5s-text);font-family:var(--v5s-font-ui);font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1;padding:13px 16px;font-size:17px;font-weight:600;line-height:1.3}.fha-calculator-module__SsI3XG__select{appearance:none;background-image:linear-gradient(45deg, transparent 50%, var(--v5s-navy) 50%), linear-gradient(135deg, var(--v5s-navy) 50%, transparent 50%);background-position:right 20px center,right 14px center;background-repeat:no-repeat;background-size:6px 6px,6px 6px;padding-right:40px}.fha-calculator-module__SsI3XG__inputInvalid{border-color:var(--v5s-error)}.fha-calculator-module__SsI3XG__errorText{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-error);margin:0;font-weight:600}.fha-calculator-module__SsI3XG__segments{gap:var(--v5s-space-2);flex-wrap:wrap;display:flex}.fha-calculator-module__SsI3XG__segment{border-radius:var(--v5s-radius-control);border:1.5px solid var(--v5s-border-strong);background:var(--v5s-white);min-width:92px;min-height:52px;color:var(--v5s-text);font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);cursor:pointer;flex:auto;padding:13px 14px;font-weight:600;line-height:1.2}.fha-calculator-module__SsI3XG__segmentOn{background:var(--v5s-navy);border-color:var(--v5s-navy);color:var(--v5s-white)}.fha-calculator-module__SsI3XG__fixedRow{gap:var(--v5s-space-3);padding:var(--v5s-space-4) var(--v5s-space-5);border-radius:var(--v5s-radius-control);background:color-mix(in srgb, var(--fp-surface-dark,#0b2440) 5%, transparent);border:1px dashed var(--v5s-border-strong);display:grid}.fha-calculator-module__SsI3XG__fixedItem{gap:var(--v5s-space-2) var(--v5s-space-3);flex-wrap:wrap;align-items:baseline;display:flex}.fha-calculator-module__SsI3XG__fixedLabel{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-fine);letter-spacing:var(--v5s-tracking-eyebrow);text-transform:uppercase;color:var(--v5s-text-muted);font-weight:600}.fha-calculator-module__SsI3XG__fixedValue{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);color:var(--v5s-text);font-weight:600}.fha-calculator-module__SsI3XG__fixedNote{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted);margin:0}.fha-calculator-module__SsI3XG__sub{border-radius:var(--v5s-radius-control);border:1px solid var(--v5s-border-quiet);background:var(--v5s-white)}.fha-calculator-module__SsI3XG__subSummary{justify-content:space-between;align-items:center;gap:var(--v5s-space-3);min-height:52px;padding:var(--v5s-space-4) var(--v5s-space-5);cursor:pointer;font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);font-weight:600;line-height:1.3;list-style:none;display:flex}.fha-calculator-module__SsI3XG__subSummary::-webkit-details-marker{display:none}.fha-calculator-module__SsI3XG__subSummary:after{content:"+";color:var(--v5s-blue);flex:none;font-size:21px;font-weight:400;line-height:1}.fha-calculator-module__SsI3XG__sub[open]>.fha-calculator-module__SsI3XG__subSummary:after{content:"−"}.fha-calculator-module__SsI3XG__subBody{padding:0 var(--v5s-space-5) var(--v5s-space-5);gap:var(--v5s-space-5);grid-template-columns:minmax(0,1fr);display:grid}.fha-calculator-module__SsI3XG__optionBar{gap:var(--v5s-space-2);padding:var(--v5s-space-5) var(--v5s-space-6) 0;flex-wrap:wrap;display:flex}.fha-calculator-module__SsI3XG__optionTab{border-radius:var(--v5s-radius-control);border:1.5px solid var(--v5s-border-strong);background:var(--v5s-white);min-height:56px;color:var(--v5s-text);font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);text-align:left;cursor:pointer;flex:200px;padding:12px 16px;font-weight:600;line-height:1.25}.fha-calculator-module__SsI3XG__optionTabOn{background:var(--v5s-navy);border-color:var(--v5s-navy);color:var(--v5s-white)}.fha-calculator-module__SsI3XG__optionTabSub{font-size:var(--v5s-type-fine);color:var(--v5s-text-muted);margin-top:3px;font-weight:500;display:block}.fha-calculator-module__SsI3XG__optionTabOn .fha-calculator-module__SsI3XG__optionTabSub{color:var(--v5s-text-on-navy-muted)}.fha-calculator-module__SsI3XG__optionUnavailable{margin:var(--v5s-space-4) var(--v5s-space-6) 0;padding:var(--v5s-space-4) var(--v5s-space-5);border-radius:var(--v5s-radius-control);background:var(--v5s-surface-disabled);font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted)}.fha-calculator-module__SsI3XG__result{padding:var(--v5s-space-6);gap:var(--v5s-space-6);grid-template-columns:minmax(0,1fr);display:grid}.fha-calculator-module__SsI3XG__pair{gap:var(--v5s-space-3);grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.fha-calculator-module__SsI3XG__pairCell{gap:var(--v5s-space-2);padding:var(--v5s-space-5);border-radius:var(--v5s-radius-panel);background:var(--v5s-sky);display:grid}.fha-calculator-module__SsI3XG__pairLabel{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-eyebrow);letter-spacing:var(--v5s-tracking-eyebrow);text-transform:uppercase;color:var(--v5s-text-muted);font-weight:600}.fha-calculator-module__SsI3XG__pairValue{font-family:var(--v5s-font-ui);font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1;letter-spacing:-.022em;color:var(--v5s-navy);font-size:clamp(30px,7vw,42px);font-weight:600;line-height:1}.fha-calculator-module__SsI3XG__pointsLine{padding:var(--v5s-space-4) var(--v5s-space-5);border-radius:var(--v5s-radius-control);border:1px solid var(--v5s-border-quiet);font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);font-variant-numeric:tabular-nums;color:var(--v5s-text);margin:0;font-weight:600;line-height:1.4}.fha-calculator-module__SsI3XG__pointsLineCredit{border-color:var(--v5s-navy);background:color-mix(in srgb, var(--fp-surface-dark,#0b2440) 4%, transparent)}.fha-calculator-module__SsI3XG__block{gap:var(--v5s-space-3);grid-template-columns:minmax(0,1fr);display:grid}.fha-calculator-module__SsI3XG__blockTitle{font-family:var(--v5s-font-ui);font-size:var(--v5s-type-eyebrow);letter-spacing:var(--v5s-tracking-eyebrow);text-transform:uppercase;color:var(--v5s-text-muted);margin:0;font-weight:600}.fha-calculator-module__SsI3XG__rows{grid-template-columns:minmax(0,1fr);gap:0;margin:0;display:grid}.fha-calculator-module__SsI3XG__row{justify-content:space-between;align-items:baseline;gap:var(--v5s-space-4);border-bottom:1px solid var(--v5s-border-quiet);padding:11px 0;display:flex}.fha-calculator-module__SsI3XG__rowLabel{min-width:0;font-size:var(--v5s-type-body);color:var(--v5s-text-muted);flex:auto;margin:0;line-height:1.35}.fha-calculator-module__SsI3XG__rowValue{white-space:nowrap;font-family:var(--v5s-font-ui);font-size:var(--v5s-type-body);font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1;color:var(--v5s-text);flex:none;margin:0;font-weight:600}.fha-calculator-module__SsI3XG__rowTotal{margin-top:var(--v5s-space-2);padding:var(--v5s-space-4) var(--v5s-space-5);border-radius:var(--v5s-radius-panel);background:var(--v5s-navy);border-bottom:none}.fha-calculator-module__SsI3XG__rowTotal .fha-calculator-module__SsI3XG__rowLabel{font-family:var(--v5s-font-ui);color:var(--v5s-text-on-navy);font-weight:600}.fha-calculator-module__SsI3XG__rowTotal .fha-calculator-module__SsI3XG__rowValue{letter-spacing:-.016em;color:var(--v5s-white);font-size:clamp(23px,4.6vw,30px)}.fha-calculator-module__SsI3XG__rowSub{padding-top:var(--v5s-space-2);border-bottom:none}.fha-calculator-module__SsI3XG__rowSub .fha-calculator-module__SsI3XG__rowLabel,.fha-calculator-module__SsI3XG__rowSub .fha-calculator-module__SsI3XG__rowValue{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted);font-weight:600}.fha-calculator-module__SsI3XG__unit{font-size:var(--v5s-type-fine);color:var(--v5s-text-muted);margin-left:2px;font-weight:600}.fha-calculator-module__SsI3XG__rowTotal .fha-calculator-module__SsI3XG__unit{color:var(--v5s-text-on-navy-muted)}.fha-calculator-module__SsI3XG__limit{padding:var(--v5s-space-4) var(--v5s-space-5);border-radius:var(--v5s-radius-control);border:1px solid var(--v5s-border-quiet);background:var(--v5s-ivory);font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted)}.fha-calculator-module__SsI3XG__limitOver{border-color:var(--v5s-error);background:var(--v5s-error-surface);color:var(--v5s-error);font-weight:600}.fha-calculator-module__SsI3XG__limit a{color:inherit;font-weight:600}.fha-calculator-module__SsI3XG__unavailable{padding:var(--v5s-space-6);border-radius:var(--v5s-radius-panel);border:1.5px dashed var(--v5s-border-strong);background:var(--v5s-surface-disabled)}.fha-calculator-module__SsI3XG__unavailableTitle{margin:0 0 var(--v5s-space-3);font-family:var(--v5s-font-ui);font-size:var(--v5s-type-h4);color:var(--v5s-text);font-weight:600;line-height:1.25}.fha-calculator-module__SsI3XG__unavailableBody{font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted);margin:0}.fha-calculator-module__SsI3XG__dtiVerdict{padding:var(--v5s-space-5);border-radius:var(--v5s-radius-panel);background:var(--v5s-sky);border:1px solid var(--v5s-border-quiet)}.fha-calculator-module__SsI3XG__dtiRatio{font-family:var(--v5s-font-ui);font-variant-numeric:tabular-nums;letter-spacing:-.022em;color:var(--v5s-navy);margin:0;font-size:clamp(34px,8vw,46px);font-weight:600;line-height:1}.fha-calculator-module__SsI3XG__dtiVerdictText{margin:var(--v5s-space-3) 0 0;font-family:var(--v5s-font-ui);color:var(--v5s-text);font-size:clamp(18px,2.6vw,21px);font-weight:600;line-height:1.3}.fha-calculator-module__SsI3XG__dtiDetail{margin:var(--v5s-space-3) 0 0;font-size:var(--v5s-type-body);line-height:var(--v5s-leading-body);color:var(--v5s-text-muted)}.fha-calculator-module__SsI3XG__toolFoot{padding:var(--v5s-space-6);background:var(--v5s-ivory);border-top:1px solid var(--v5s-border-quiet);gap:var(--v5s-space-5);grid-template-columns:minmax(0,1fr);display:grid}.fha-calculator-module__SsI3XG__actions{gap:var(--v5s-space-3);flex-wrap:wrap;display:flex}.fha-calculator-module__SsI3XG__cta{justify-content:center;align-items:center;gap:var(--v5s-space-2);border-radius:var(--v5s-radius-control);border:2px solid var(--v5s-navy);background:var(--v5s-navy);min-height:54px;color:var(--v5s-white);font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);cursor:pointer;flex:240px;padding:14px 22px;font-weight:600;line-height:1.2;text-decoration:none;display:inline-flex}.fha-calculator-module__SsI3XG__cta:hover{background:var(--v5s-ink-deep);border-color:var(--v5s-ink-deep)}.fha-calculator-module__SsI3XG__reset{border-radius:var(--v5s-radius-control);border:1.5px solid var(--v5s-border-strong);min-height:54px;color:var(--v5s-navy);font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);cursor:pointer;background:0 0;flex:0 auto;padding:14px 20px;font-weight:600}.fha-calculator-module__SsI3XG__reset:hover{background:var(--v5s-sky);border-color:var(--v5s-navy)}.fha-calculator-module__SsI3XG__disclosure{border-radius:var(--v5s-radius-control);border:1px solid var(--v5s-border-quiet);background:var(--v5s-white)}.fha-calculator-module__SsI3XG__disclosureSummary{justify-content:space-between;align-items:center;gap:var(--v5s-space-3);min-height:52px;padding:var(--v5s-space-4) var(--v5s-space-5);cursor:pointer;font-family:var(--v5s-font-ui);font-size:var(--v5s-type-control);font-weight:600;line-height:1.3;list-style:none;display:flex}.fha-calculator-module__SsI3XG__disclosureSummary::-webkit-details-marker{display:none}.fha-calculator-module__SsI3XG__disclosureSummary:after{content:"+";color:var(--v5s-blue);flex:none;font-size:21px;font-weight:400;line-height:1}.fha-calculator-module__SsI3XG__disclosure[open]>.fha-calculator-module__SsI3XG__disclosureSummary:after{content:"−"}.fha-calculator-module__SsI3XG__disclosureBody{padding:0 var(--v5s-space-5) var(--v5s-space-5)}.fha-calculator-module__SsI3XG__assumptionRows{grid-template-columns:minmax(0,1fr);gap:0;margin:0;display:grid}.fha-calculator-module__SsI3XG__assumptionRow{justify-content:space-between;align-items:baseline;gap:var(--v5s-space-4);border-bottom:1px solid var(--v5s-border-quiet);padding:9px 0;display:flex}.fha-calculator-module__SsI3XG__assumptionRow dt{min-width:0;font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted)}.fha-calculator-module__SsI3XG__assumptionRow dd{text-align:right;min-width:0;font-family:var(--v5s-font-ui);font-size:var(--v5s-type-fine);font-variant-numeric:tabular-nums;font-weight:600;line-height:var(--v5s-leading-fine);color:var(--v5s-text);flex:0 auto;margin:0}.fha-calculator-module__SsI3XG__dtiVerdict .fha-calculator-module__SsI3XG__assumptionRow dd{white-space:nowrap;flex:none}.fha-calculator-module__SsI3XG__legal{font-size:var(--v5s-type-fine);line-height:var(--v5s-leading-fine);color:var(--v5s-text-muted);margin:0}.fha-calculator-module__SsI3XG__legal+.fha-calculator-module__SsI3XG__legal{margin-top:var(--v5s-space-3)}@media (min-width:720px){.fha-calculator-module__SsI3XG__fields{gap:var(--v5s-space-5) var(--v5s-space-6);grid-template-columns:repeat(2,minmax(0,1fr))}.fha-calculator-module__SsI3XG__fieldWide{grid-column:1/-1}.fha-calculator-module__SsI3XG__result{gap:var(--v5s-space-6) var(--v5s-space-8);grid-template-columns:repeat(2,minmax(0,1fr));align-items:start}.fha-calculator-module__SsI3XG__resultWide{grid-column:1/-1}.fha-calculator-module__SsI3XG__toolHead,.fha-calculator-module__SsI3XG__toolFoot,.fha-calculator-module__SsI3XG__fields,.fha-calculator-module__SsI3XG__result{padding:var(--v5s-space-8)}.fha-calculator-module__SsI3XG__optionBar{padding:var(--v5s-space-6) var(--v5s-space-8) 0}}@media (max-width:479px){.fha-calculator-module__SsI3XG__pairCell{padding:var(--v5s-space-4)}}@media (max-width:379px){.fha-calculator-module__SsI3XG__pairCell{padding:var(--v5s-space-3)}.fha-calculator-module__SsI3XG__pairValue{font-size:22px}.fha-calculator-module__SsI3XG__segment{min-width:76px}}@media (prefers-reduced-motion:reduce){.fha-calculator-module__SsI3XG__tool *,.fha-calculator-module__SsI3XG__tool :before,.fha-calculator-module__SsI3XG__tool :after{transition-duration:.01ms!important;animation-duration:.01ms!important}}:is(.v5Site .fha-calculator-module__SsI3XG__toolHead,.v5Site .fha-calculator-module__SsI3XG__rowTotal){--v5s-gold:var(--me-stone);--v5s-gold-hover:var(--me-bone);--v5s-blue:var(--me-link-on-dark);--v5s-focus:var(--me-focus-on-dark);--me-action-primary-bg:var(--me-action-on-dark-bg);--me-action-primary-hover:var(--me-stone);--me-action-primary-text:var(--me-action-on-dark-text)}:is(.v5Site .fha-calculator-module__SsI3XG__pairValue,.v5Site .fha-calculator-module__SsI3XG__rowValue,.v5Site .fha-calculator-module__SsI3XG__dtiRatio){font-family:var(--me-font-mono)}.fha-calculator-module__SsI3XG__fixedRow{background:#1111120d}