$1000 Best-Rate Guarantee Terms & Conditions

$1000 guarantee is simple.  Compare our rates on the same day that you are provided a locked loan estimate from a local bank with publicly published rates.  You must provide us with a LOCKED loan estimate to beat. Make a full application with us so that we can provide you with a loan estimate to compare.

Mortgage Expert, Inc.'s $1000.00 Guarantee ("$1000.00 Guarantee") applies to standard fixed-rate FHA, VA and Fannie Mae conventional first-lien mortgages with a minimum loan amount of $100,000 and maximum loan amount of $647,200.

$1000.00 Guarantee does not apply to loans types which Mortgage Expert, Inc. is not approved to offer and/or loans which are ineligible for approval via our wholesale lending channel(s).

$1000.00 Guarantee offer is only available to borrowers seeking new mortgage loans. Existing mortgage loans are ineligible.

Loan rates must be compared on the same day and Mortgage Expert, Inc. must be provided the opportunity to compete on the same day the borrower receives a locked loan estimate from a local bank.

In the event Mortgage Expert, Inc. cannot offer a lower loan rate than a competing local bank offer, the borrower must provide Mortgage Expert, Inc. with a valid locked loan estimate dated the same day as the one provided by us. The borrower must provide a valid loan commitment for Mortgage Expert, Inc. to beat along with proof of closing from a local bank provided the local bank offer is deemed valid per the above terms and conditions, Mortgage Expert, Inc. will issue the borrower $1000.00 USD.

Hi, I'm Shahram Sondi, your local mortgage expert.

I care about my clients. I believe good service is a must, but nothing is more important than saving my clients money.
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Shahram Sondi | NMLS 186790 CERTIFIED MORTGAGE ADVISOR™
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All rights reserved © 2022 Mortgage Expert, Inc. NMLS ID: 2412313 Location: 142 W Lakeview Ave, Suite 2050, Lake Mary, FL 32746 | Phone: (407) 955-9235 Content provided by Shahram Sondi The information provided on this site is for basic informational purposes only and IS NOT intended as a substitute for professional or legal advice. Notice: My Town Realty (License #: CQ1049127) and Mortgage Expert (NMLS ID: 2412313) are both wholly-owned entities of Shahram Sondi (NMLS ID: 186790, License #: BK3225742). Due to this relationship, any referral between these two entities has the potential to financially benefit Shahram Sondi. Under no circumstance are you required to engage the services of one or both of these entities. View $1000 Best Rate Guarantee Terms & Conditions
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