Assumptions

Conventional Loans

Rates for Primary Home Purchase

5.625% (5.775% APR)

5.5% (5.654% APR)

5.125% (5.337% APR)

FHA & VA Loans

Rates for Primary Home Purchase

5.25% (6.098% APR)

5.25% (5.548% APR)

Rates, terms, and fees as of May 12, 2023 1:07 pm and subject to change without notice. Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here. Rates for Primary Home Purchase.

Jumbo Loan Rates

Rates for Primary Home Purchase

6.125% (6.237% APR)

Rates, terms, and fees as of May 12, 2023 1:07 pm and subject to change without notice. Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here. Rates for Primary Home Purchase.
Conventional 15-Year Fixed
Conventional 20-Year Fixed
Conventional 30-Year Fixed
FHA 30-Year Fixed
VA 30-Year Fixed
Jumbo Loans Rates
Rates, terms, and fees as of May 12, 2023 1:07 pm and subject to change without notice.

Mortgage interest rates shown are based on a 30-day lock for the purchase of a primary residence. Rates shown include 1.00 discount point. All loans are subject to borrower meeting lender guidelines.

Rates and terms subject to change based on market conditions and borrower eligibility. The rates shown are based upon a variety of conditions and circumstances. These include a consumer credit score which may vary from your individual credit score. A loan’s interest rate depends upon the specific features of the loan transaction and the borrower’s credit profile up to the time of closing. The advertised rates for 30-year fixed jumbo products are based on an assumed loan amount of $800,000.00, $1,000,000.00 purchase transaction of primary residence, a 780 FICO score with a loan-to-value ratio of 80% maximum (20% Down-Payment) on a primary single family home. The annual percentage rate (APR), is the expense paid for credit over the loan term expressed as an annual rate. The Annual Percentage Rate (APR) displayed for the loan products shown here reflects interest rate and approximate cost of prepaid finance charges / discount points based on rate scenarios shown. The cost of prepaid finance charges are approximations which do not constitute and are not a substitute for the Loan Estimate of Closing Costs (LE) that a borrower receives once they apply for a loan. All conventional loans with a down payment of less than 20% require mortgage insurance. Mortgage insurance may increase the monthly payment and Annual Percentage Rate (APR) of the loan. For more information regarding our various loan products including no points or closing cost options, please contact us at (407) 584-4437
Please remember that we don’t have all your information. Therefore, the rate and payment result you see may not reflect your actual situation. Mortgage Expert, Inc. offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn’t match our assumptions. To get more accurate and personalized results, please call (407) 584-4437 to talk to a licensed loan originator.
Due to various federal, state and local requirements, certain products may not be available in all areas.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment.

These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing. For more information, please contact us.

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All rights reserved © 2023 Mortgage Expert, Inc. NMLS ID: 2412313 Location: 450 S Orange Ave, Suite 379, Orlando, FL 32801, FL 32746 | Phone: (407) 955-9235 Content provided by Shahram Sondi The information provided on this site is for basic informational purposes only and IS NOT intended as a substitute for professional or legal advice. Notice: SHAHRAM SONDI + CO (License #: CQ1049127) and Mortgage Expert (NMLS ID: 2412313) are both wholly-owned entities of Shahram Sondi (NMLS ID: 186790, License #: BK3225742). Due to this relationship, any referral between these two entities has the potential to financially benefit Shahram Sondi. Under no circumstance are you required to engage the services of one or both of these entities. View $1000 Best Rate Guarantee Terms & Conditions
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