Before you fall in love with a house, work out how you'll buy it.

Start with the monthly cost you can comfortably carry. Gather your income and bank records, and list your monthly debts. That gives us a starting point for loan comparisons and preapproval.

When you find a home, check its full monthly cost.

Two homes at the same price can have different taxes, insurance and association fees. Those costs can change your payment and the cash you need.

Once you're under contract, the lender still reviews your finances and the property. You'll work through inspections, appraisal, insurance and any remaining conditions.

Before closing, review the final payment, fees and funds due.

I've organized this page around those steps, with tools to help you plan.

Call or text me. Let's plan your next step.