Your preapproval letter should come with answers. What payment can you comfortably carry? How much cash will you need? And what still needs to be checked? For a preapproval here, we review your application, credit and the documents supporting your income and funds. Your document list depends on how you earn your income. The letter is one step in the process. The lender still has to review the property and clear any remaining conditions. A change in your income, debt or savings can affect the result. Use the checklist and short readiness check on this page to prepare. When you're ready, request a preapproval call. That starts a conversation; it isn't an application or permission to check your credit. Call or text me. Let's get you ready to shop.