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No Closing Cost Mortgage Home Loans

No closing cost home loans
<a href='https://mortgageexpert.com/author/shahram/'>Shahram Sondi</a>
Shahram Sondi
September 5, 2015

What is a no closing cost mortgage?

A no closing cost mortgage is simply an option that is typically offered by low-priced mortgage brokers when purchasing or refinancing a home.  It is not some special promotion and is available everyday for consumers that want to explore a no closing cost option.  Simply put, you get credit from the interest rates available to cover all or most closing costs associated with getting a mortgage. Here is an example of options involved with getting a mortgage through a low priced mortgage broker:

  • You have the option to choose the lowest rate available with points/origination fees and all the standard title and state taxes, etc.
  • You have the option to choose the lowest rate available without any points/origination fees and still have all the standard title and state taxes, etc.
  • You have the option to choose the lowest rate available without any points/origination fees and without all the standard title and state taxes, etc.

Mortgages aren’t “one size fits all”. Everyone’s situation is different. Some benefit from lower rate and higher closing costs, while others benefit from slightly higher rate with no closing costs depending on their short term and long term goals

Simply tell me your scenario, and I will analyze your situation and provide professional advice that could save you thousands.  No obligation free mortgage analysis.

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