Shorten the Term

Switch to a 15-year mortgage and pay off your mortgage faster and save tens of thousands of dollars in interest.

Refinancing Facts

Shaving off years on your mortgage saves you a significant amount of money. Even if your current rate is lower than a 15-year mortgage, you will still save on interest.
There's no out-of-pocket money required compared to buying a home. You can either roll the closing costs into the mortgage or look at options of a no-closing cost refinance.
You can build wealth faster, because you gain more home equity when your principal balance is paid down earlier, regardless of market appreciation.
Structure the term of your mortgage to have it paid off by the age of your choice and enjoy a mortgage-free retirement.

Today’s rates

Conventional Loans

Rates for Primary Home Purchase

5.625% (5.775% APR)

5.5% (5.654% APR)

5.125% (5.337% APR)

FHA & VA Loans

Rates for Primary Home Purchase

5.25% (6.098% APR)

5.25% (5.548% APR)

Rates, terms, and fees as of May 12, 2023 1:07 pm and subject to change without notice. Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here. Rates for Primary Home Purchase.

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If both papers and approvals are in place, we can close as quick as 21 days.

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Shahram Sondi | NMLS 186790 - CERTIFIED MORTGAGE ADVISOR™

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Shahram Sondi | NMLS 186790 CERTIFIED MORTGAGE ADVISOR™
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All rights reserved © 2023 Mortgage Expert, Inc. NMLS ID: 2412313 Location: 142 W Lakeview Ave, Suite 2050, Lake Mary, FL 32746 | Phone: (407) 955-9235 Content provided by Shahram Sondi The information provided on this site is for basic informational purposes only and IS NOT intended as a substitute for professional or legal advice. Notice: SHAHRAM SONDI + CO (License #: CQ1049127) and Mortgage Expert (NMLS ID: 2412313) are both wholly-owned entities of Shahram Sondi (NMLS ID: 186790, License #: BK3225742). Due to this relationship, any referral between these two entities has the potential to financially benefit Shahram Sondi. Under no circumstance are you required to engage the services of one or both of these entities. View $1000 Best Rate Guarantee Terms & Conditions
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