Our FHA streamline refinance program is incredibly easy and could allow you to lower your mortgage rate/payment with the entire process from start to finish taking as little as 21 days.
In addition to our incredibly low FHA rates and fast closings, you have the ability to skip two (2) months of mortgage payments. It doesn't matter how much money you make, getting to skip two mortgage payments is a blessing. You could use the savings from the option of skipping a mortgage payment for 2 months to pay down credit cards debt, make home improvements or whatever you desire. Its your money-- its your savings.
The FHA streamline loan is the easiest loan you will ever apply for. There is NO income and NO appraisal required to refinance your current FHA loan. The only thing we care for is that you have made your mortgage payments on-time for the last 12 months. It’s that easy!
It all depends on your short and long term goals. For instance, you have the ability to lock the lowest FHA rates available with closing costs or with no closing costs. The choice is yours to make once we present you with all the options. You could save thousands.
The #1 mistake homeowners make is not shopping around and thinking that their current mortgage company is the only capable of an FHA streamline refinance of their loan. This is far from the truth. The fact is any mortgage company can refinance your FHA loan. The advantage of using a mortgage broker is not only getting wholesale FHA rates that are significantly lower that the banks or a direct lender. But most importantly, you'll be presented with multiple FHA streamline scenarios based on your mortgage needs.
