DON’T PICK A LENDER BY THE LOGO.
Compare the rate, monthly payment, fees, and money needed at closing.
NMLS 2412313Florida mortgage broker
You don’t havetime forbullshit.
You need a mortgage expert who gets the job done.
Got mortgage questions? Call me. I’ll give you straightforward answers.
Shahram SondiCertified Mortgage Advisor™ NMLS 186790Helping people with mortgages since 2001
Shahram SondiCertified Mortgage Advisor™ · NMLS 186790Helping people with mortgages since 2001
See it before you apply
See your rate& payment.
Tell me a few things about the home. I’ll show you an estimated rate, monthly payment, and how much money you may need.
- No credit pull to use this calculator
- No Social Security number required to use this calculator
- No contact info required to see your estimate
Florida Mortgage Calculator
Tell me about the home.
These details help me estimate your rate and payment.
Build Your ScenarioNo credit pull to use this calculatorFlorida
Loan type
Not sure? Leave Conventional selected for now. You can change it later.
Home minus down payment
- Home
- $450,000
- Down
- —Choose next
- Estimated loan
- —
You’ll see
- Estimated initial monthly payment
- Rate and estimated APR
- Estimated cash needed
This calculator assumes a one-unit property in Orange County, Florida. Loan limits and costs may differ in other counties.
Instant estimate. No contact information required.
Why I ask
Your home price and loan type help me estimate how much you may borrow.
$450,000home price− —down payment= —estimated loan
Updating your estimate…
Free to use. No application, Social Security number or credit pull required to use this calculator.
Real clients. Real reviews.
See what clients say about working with me.
“His experience and years of expertise helped greatly move my first home buying experience along smooth and simple.”
“Super communicative and willing to answer all my questions.”
- Certified Mortgage Advisor™
- Helping people with mortgages since 2001
Customer experiences are individual. Mortgage rates and outcomes depend on the borrower, property, market and timing.
Straight advice.
Four things I want you to know before you choose a mortgage.
A LOWER PAYMENT ISN’T ALWAYS A BETTER DEAL.
If you’re refinancing, look at what it costs and how long it takes to save that money back.
THE LOAN SHOULD FIT YOU.
Conventional, FHA, and VA can all make sense. I’ll show you the differences.
IF IT DOESN’T MAKE SENSE, ASK AGAIN.
You should understand your mortgage before you sign anything.
Start with your situation.
Pick what sounds like you. I’ll show you where to start.
First home or not, I’ll help you see which common loan choices may fit.
I’ll look at the new payment, down payment, and timing.
Your tax returns may not show the whole picture. There may be other ways to qualify.
I can look at a loan based on your income or the property’s rent.
See if a new loan could save you money or let you take cash out of your home.
From start to closing.
I’ll explain what’s happening, keep you updated, and stay involved through closing.
Real clients. Real reviews.
Don’t take my word for it.
See what clients say about working with me.
Google client reviews
reviews
“His experience and years of expertise helped greatly move my first home buying experience along smooth and simple.”
“Super communicative and willing to answer all my questions.”
Orlando MagazineRecognized by Orlando Magazine in its 2026 “Mortgage Lender – Individual” category.
Certified Mortgage Advisor™
Since 2001Helping people with mortgages
Straight advice.
What I tell every client.
Four things I want you to know before you choose a mortgage.
Don’t pick a lender by the logo.
Compare the rate, monthly payment, fees, and money needed at closing.
A lower payment isn’t always a better deal.
If you’re refinancing, look at what it costs and how long it takes to save that money back.
The loan should fit you.
Conventional, FHA, and VA can all make sense. I’ll show you the differences.
If it doesn’t make sense, ask again.
You should understand your mortgage before you sign anything.
Start with your situation.
What doyou need?
Pick what sounds like you. I’ll show you where to start.
First home or not, I’ll help you see which common loan choices may fit.
From start to closing.
I stayinvolved.
I’ll explain what’s happening, keep you updated, and stay involved through closing.
YOUR NUMBERS. A STRAIGHT ANSWER.
See your estimated rate and payment first. If you want me to look at the numbers, send them to me here—or start your pre-approval when you’re ready.
Your numbers. A straight answer.
Want meto look atyour
numbers?
See your estimated rate and payment first. If you want me to look at the numbers, send them to me here—or start your pre-approval when you’re ready.