Mortgage Strategy

Question 2

What kind of home are you trying to buy?

The way you plan to use the property changes the loan options, pricing, and cash required.

Question 3

What type of property is it?

Property type changes pricing, guidelines, and how much flexibility you really have.

Question 4

Which loan program do you want to model?

You can change this later in the Florida Rate Tool. FHA and VA use the same three structures with program-specific cash and APR rules.

Question 4

What price range are you looking at?

Start with the price, then choose the down payment or loan amount format that is easiest for you.

How do you want to set this up?

Question 6

A few numbers that affect cash to close

You can leave tax or insurance blank for now—we will call that out on the results screen.

Question 5

Where does your credit score likely fall?

Choose the range that is closest. We need this to price the right paths correctly.

Question 6

Which term do you want to see?

Term changes payment and payoff speed fast. Pick one, or compare all three.

Question 7

What matters most to you right now?

This tells us which kind of rate options to emphasize within the term you selected.

Question 8

Where are you in the buying process?

Timing helps us keep the structure realistic as you move toward numbers you can actually use.

Question 2

What are you trying to accomplish with the refinance?

A refinance should solve a specific problem. Pick the outcome you are actually trying to create.

Question 3

Which loan program do you want to model?

FHA and VA use the same three structures with refinance-specific cash and APR rules.

Question 4

Where does your credit score likely fall?

Choose the range that is closest. We use it to shape the refinance options correctly.

Question 4

Which term do you want to see?

Term changes payment and payoff speed fast. Pick one, or compare all three.

Question 5

How do you use this property?

How you use the property changes refinance pricing and which options really fit.

Question 6

What type of property is it?

Property type changes pricing, guidelines, and how much flexibility you really have.

Question 7

Estimated home value and target new loan amount

Target loan amount is the main input we use to size the refinance and LTV. If you leave it blank, we can fall back to your current balance plus any cash out you enter on the next step.

Question 8

About how much cash do you want to take out?

A rough number is enough. We use it to see whether the cash out goal fits the available equity.