Skip to main content
NMLS 2412313
CALL SHAHRAM

ALREADY HAVE A MORTGAGE QUOTE?

Before youSay yes, let meCheck it.

Give me the basic numbers from the quote you already have.

I’ll personally tell you if I can improve it—or if you should keep the deal you’ve got.

Shahram Sondi
Shahram SondiCertified Mortgage Advisor™ NMLS 186790Helping people with mortgages since 2001
Compare my quote
Call Shahram(407) 906-6414

ALREADY HAVE A MORTGAGE QUOTE?

BEFORE YOU SAY YES,LET ME CHECK IT.

Give me the basic numbers from the quote you already have. I’ll personally tell you if I can improve it—or if you should keep the deal you’ve got.

COMPARE MY QUOTE
  • No Social Security number
  • No credit pull to compare
  • No long application
  • No application fee
Shahram Sondi, founder of Mortgage Expert

Shahram SondiCertified Mortgage Advisor™ · NMLS 186790Helping people with mortgages since 2001

01 / A borrower’s experienceYelp · ★★★★★

He didn't try to sell you and would even give you a contact of someone who might have better rates if that were the case.

“Even if you have a preferred lender, it is worth every second to reach out to The Mortgage Expert to make sure you got the best deal!”

Jeremy E.Yelp review
Read Jeremy’s review on Yelp

Individual experience. Results vary by borrower and loan scenario.

02 / Your quote

Give me the numbers you already have.

This is a short review request—not a mortgage application. Start with what you know. “Not sure” is a perfectly useful answer.

  1. 1Loan basics
  2. 2Current quote
  3. 3Contact
Step 1: Loan basics

Step 1 of 3

Start with the loan basics.

Use estimates if that is all you have.

What is this quote for?
What kind of loan is this quote for?

Prefer to talk instead? Call Shahram at (407) 906-6414.

03 / What I check

One quote.
Four questions.

I look at the whole deal—not one tempting number in isolation.

YourQuote
01

RATE + PAYMENT

What you pay each month.

02

CLOSING COSTS

What the loan costs you upfront.

03

MONEY NEEDED AT CLOSING

How much cash you actually need to complete the purchase/refinance.

04

THE LOAN ITSELF

Whether the program fits your situation in the first place.

One more thing mattersSame mortgage.
Three ways to set it up.

Choose what matters most.

Pay more now / LOWER PAYMENT

Paying more upfront can lower your monthly payment.

That may fit when a lower payment matters more to you. Neither choice is automatically better—the right answer depends on you.

Money upfront
MORE
Monthly payment
LOWER

Which option costs less overall depends on how long you keep the loan.

Illustrative only · not a quote
04 / Clarity earns trustGoogle · ★★★★★

We actually spoke with seven different agents before making our decision… Shahram stood out immediately by offering us the best numbers with no hidden fees.

“That level of transparency and professionalism gave us a lot of confidence, and he continued to exceed our expectations throughout the entire process.”

Felician FarkasGoogle review
Read Felician’s review on Google

Individual experience. Results vary by borrower and loan scenario.

YOU ALREADY HAVE THE QUOTE.

Before you commit, let me give it a second set of eyes.

Give me the basic numbers and tell me what matters to you. I’ll personally look at it and tell you what I think.

If your current deal wins, I’ll tell you.

COMPARE MY QUOTE
  • No Social Security number
  • No credit pull to compare
  • No long application
  • No application fee