Contact Shahram
Ask the question. Get the straight answer.
Tell me what you're trying to do — buy, refinance, compare rates, lower cash to close, or figure out if your file can work. I'll tell you what I'm seeing and what makes sense.
01 / Three ways
Start the way you prefer.
02 / Make it easy
What to send me.
None of this is required — a one-line message is enough. But if you have these handy, the first reply lands faster and more useful.
- Purchase price or estimated value
- Down payment or equity
- Credit score range
- Loan type if known
- Property city
- Whether you’re W2, self-employed, retired, or investing
- What you’re trying to solve: lowest payment, lowest cash to close, approval, refinance, or rate comparison
Example
“Buying around $500k in Orlando, 10% down, 720 credit, W2 income. Want to compare conventional vs FHA and see cash to close.”
Send that, and the first reply lands with a quick view of the tradeoffs and the cleanest next step.
03 / Or use a structured path
Prefer to type it in a form?
Two structured paths that route the scenario directly to me. Same destination, slightly different shape.
Structured
Short form. I send back a planning estimate with rate, APR, payment, points, and lender credit at equal weight. Not a Loan Estimate.
In your words
Type the full question in plain English. I reply directly with what I’m seeing and the cleanest next step.
04 / Send it over
Want me to look at it?
Send the basics and I'll tell you the cleanest next step.
Educational planning only. Not a Loan Estimate, not an approval, not a commitment to lend, not a rate lock. By contacting me you agree to be contacted about your request; message and data rates may apply. Final terms depend on verified credit, income, assets, property, loan program, lock date, lender conditions, and actual third-party fees. The Mortgage Expert · NMLS 2412313. The Mortgage Expert · NMLS 2412313 · Equal Housing Opportunity.