Does FHA require a home inspection?
FHA requires an FHA appraisal, not a full home inspection. A buyer-paid home inspection is strongly recommended but is the buyer's responsibility, not FHA's.
What this actually means.
The FHA appraiser checks value plus basic safety, security, and structural integrity. That is narrower than a licensed inspector's full review of HVAC, plumbing, electrical, roof, and foundation.
What this looks like on a real file.
Where this can move.
Property condition, repair requirements, condo project approval status, and seller willingness to address flagged repairs can change the answer.
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Educational only. FHA guidelines, lender overlays, rates, fees, and underwriting requirements can change. Final eligibility depends on full underwriting review. Mortgage Expert, Inc. is not affiliated with HUD, FHA, or any government agency.