What repairs are required for FHA?
Anything the appraiser flags as a safety, security, or structural issue. Common: peeling paint on pre-1978 homes, broken systems, exposed wiring, missing handrails, roof at end of life.
What this actually means.
Required repairs must be completed before closing. Minor cosmetic issues are not flagged. Major issues that the seller refuses to address often kill the FHA deal on that house.
What this looks like on a real file.
Where this can move.
Property condition, repair requirements, condo project approval status, and seller willingness to address flagged repairs can change the answer.
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Educational only. FHA guidelines, lender overlays, rates, fees, and underwriting requirements can change. Final eligibility depends on full underwriting review. Mortgage Expert, Inc. is not affiliated with HUD, FHA, or any government agency.