What is the FHA loan limit in Hillsborough County?
Hillsborough (Tampa-St. Petersburg-Clearwater MSA) uses the 2026 FHA floor: $541,287 one-unit, $693,050 two-unit, $837,700 three-unit, $1,041,125 four-unit.
What this actually means.
Tampa, Brandon, and Riverview all fall under Hillsborough's FHA floor. Limits reset each January — verify before locking a price near the cap.
Where this can move.
FHA county loan limits update annually. Confirm the current limit on the official HUD lookup before structuring an offer.
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More FHA questions on Loan Limits.
Educational only. FHA guidelines, lender overlays, rates, fees, and underwriting requirements can change. Final eligibility depends on full underwriting review. Mortgage Expert, Inc. is not affiliated with HUD, FHA, or any government agency.