Why work with me? I'm a local mortgage broker with over 23 years of experience. I run a small mortgage brokerage firm dedicated to getting you the lowest mortgage rates in Florida and providing exceptional service. I work around your schedule, not just banker's hours. My focus is on saving you money with low closing-cost options and extremely competitive mortgage rates, typically at least 1% lower than most competitors.

How do I offer some of the lowest mortgage rates in Florida? It's all about reducing acquisition costs. Large banks and lenders have higher overhead expenses, leading to higher mortgage loan costs for borrowers. I keep my overhead low as an independent mortgage broker, getting wholesale rates and passing the savings on to you. Some independent brokers maintain high rates for more profit, but my business model is different: stay small, keep costs down, and offer the lowest possible mortgage rates. The savings benefit you, and I hope you'll refer friends and family to Mortgage Expert for their mortgage needs.

Give me 5 minutes of your time and i guarantee you will not be disappointed.