Florida Conventional Loans: Is Conventional Right for You?
Watch Shahram explain down payments, savings after closing and mortgage insurance.
Explore the conventional loan guide and down-payment tool
Read the video transcript
Considering a conventional loan in Florida?
I look at your credit, income, monthly debts, and the cash you have available. Then we compare what the loan would cost.
Your down payment is part of that decision. Putting more down reduces borrowing, but I also want you to have savings left after closing.
Sometimes, keeping a cash cushion is worth paying mortgage insurance for a while.
That insurance may be removed when you meet the rules. We can also compare FHA or VA if those programs fit.
Use the down-payment tool on this page to see your loan amount. Then explore the guide for qualification, mortgage insurance, and costs.
Want help choosing the right balance? Call or text me. We'll work through your options.
