Florida DSCR Loans: Check the Rental and the Loan
Compare rent, rental costs and financing with Shahram Sondi.
Explore the Florida DSCR guide and linked rate tool
Read the video transcript
Buying a rental property in Florida?
A DSCR loan uses the rent the lender accepts to help you qualify. Your credit, down payment, and cash reserves still matter.
Here's the question I want you to ask: what could this property actually leave you each month?
Qualifying for the loan doesn't guarantee a profitable rental. Leave room for repairs, empty months, management, and the property's other costs.
Then compare the financing: payment, upfront cost, and any charge for paying the loan off early. I also check whether a conventional loan deserves a look.
This page walks you through the requirements and links to a rate and payment estimate, so you can start with your own numbers.
Have a rental in mind? Call or text me. Let's check the property and the loan together.
