Does FHA require a roof inspection?
FHA doesn't separately require a roof inspection, but the appraiser inspects the roof as part of the appraisal. Visible damage or short remaining life triggers repair or roof-replacement requirements.
Plain-English explanation
In Florida, insurance carriers often require their own 4-point inspection that scrutinizes the roof. That is separate from FHA but it can effectively force the same repair before closing.
What can change the answer?
Property condition, repair requirements, condo project approval status, and seller willingness to address flagged repairs can change the answer.
Want the real answer for your file?
FHA guidelines are the rule. Your credit, income, payment, property, and county limit are what decide the actual answer.
More FHA questions on Appraisal
Educational only. FHA guidelines, lender overlays, rates, fees, and underwriting requirements can change. Final eligibility depends on full underwriting review.