Can FHA approve a house with roof issues?
Often only after the issues are repaired. FHA requires the roof to have a reasonable remaining life and no active leaks or visible failure.
Plain-English explanation
If the seller will not repair or replace, FHA usually doesn't work on that house. Switching to a conventional loan with a stronger appraisal sometimes salvages the deal — talk to your lender before walking.
What can change the answer?
Property condition, repair requirements, condo project approval status, and seller willingness to address flagged repairs can change the answer.
Want the real answer for your file?
FHA guidelines are the rule. Your credit, income, payment, property, and county limit are what decide the actual answer.
More FHA questions on Appraisal
Educational only. FHA guidelines, lender overlays, rates, fees, and underwriting requirements can change. Final eligibility depends on full underwriting review.