Appraisal
Can the seller make FHA repairs before closing?
Short answer
Yes. Required FHA repairs are usually completed by the seller before the appraisal re-inspection or before closing. The appraiser typically re-inspects to confirm.
Plain-English explanation
Escrow holdbacks for required repairs are sometimes possible but are limited. Most FHA repair requirements have to be cured pre-closing, not after.
What can change the answer?
Property condition, repair requirements, condo project approval status, and seller willingness to address flagged repairs can change the answer.
Want the real answer for your file?
FHA guidelines are the rule. Your credit, income, payment, property, and county limit are what decide the actual answer.
More FHA questions on Appraisal
Educational only. FHA guidelines, lender overlays, rates, fees, and underwriting requirements can change. Final eligibility depends on full underwriting review.