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The Mortgage Expert
Appraisal

How long does a VA appraisal take?

Short answer

Often 7–14 days from order to issuance of the Notice of Value, though seasonal demand and appraiser availability shift the timeline. Florida's busy purchase seasons can extend it. Tidewater or property-condition flags add days for cure and re-inspection.

Plain-English explanation

What this actually means.

VA assigns appraisers in rotation through its portal — lenders cannot rush a specific appraiser. Once on the appraiser's calendar, scheduling, inspection, and report turn happen on a consistent rhythm. Appraisal extensions are common in peak season. MPR cures and re-inspections add time. Subject to VA guidelines.

What can change the answer?

Where this can move.

Property condition against MPRs, repair requirements, Tidewater process, and Reconsideration of Value can change the appraised value and timeline.

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Educational only. VA guidelines, lender overlays, rates, fees, and underwriting requirements can change. Final eligibility depends on full underwriting review. Mortgage Expert, Inc. is not affiliated with the VA, HUD, or any government agency.