What documents do I need for VA pre-approval?
The exact list depends on how you earn income and what the file needs. Common items include a COE or service documents, identification and credit authorization, recent income records, W-2s or tax returns when applicable, and asset documents for funds needed at closing.
What this actually means.
VA pre-approval adds benefit and service documentation to the ordinary mortgage review. A lender may request a COE, DD-214 or Statement of Service, recent pay statements, W-2s or 1099s, tax returns for income that requires them, bank or investment statements for funds and reserves, and documents for debts or other income. Self-employed and complex-income files need additional business or personal records. Ask for the file-specific checklist instead of assuming every borrower owes the same two months or two years of every document.
Where this can move.
Florida insurance premiums, property tax millage, county property-appraiser exemptions for disabled veterans, HOA dues, CDD fees, and condo approval status can change the answer.
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More VA questions on Florida.
Educational only. VA guidelines, lender overlays, rates, fees, and underwriting requirements can change. Final eligibility depends on full underwriting review. Mortgage Expert, Inc. is not affiliated with the VA, HUD, or any government agency.